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34 Highland Dr, St Charles

Located in the heart of St. Charles and award-winning Francis Howell School District, this brick ranch keeps daily living on one level and then adds something almost no comparable home nearby offers: a finished lower level of about 840 square feet, updated this year with new luxury vinyl flooring. A covered front porch leads into a bright living room, where a wide front picture window brings in natural light and a half wall opens straight into the kitchen. The kitchen has white shaker cabinets, granite countertops, a stainless steel dishwasher and over-range microwave, under-cabinet lighting, and a window over the sink, with room for a dining table and a rolling island that stays with the home. Luxury vinyl flooring, white six-panel doors, fresh neutral paint, and white vinyl windows with wide trim carry through the main level. All three bedrooms sit together on the main floor with sliding closet doors, and the updated bathroom pairs a white vanity and granite top with a tub and shower combination. Downstairs, the finished space is wide open and ready to be a rec room, home office, gym, or guest space, with a separate unfinished area for laundry and storage. Out back, the level lot runs just under a quarter acre, shaded by mature trees and screened by established hedges, with chain link and wood fencing and a gravel fire pit circle ready for fall evenings. Parking is a real strength here: an attached one-car garage with an opener, a concrete driveway, and a separate side parking pad, so extra cars always have a place to go. The home sits in unincorporated St. Charles County and is served by Harvest Ridge Elementary, Barnwell Middle, and Francis Howell North High. NEW ROOF (2024), UPDATED LOWER LEVEL (2026). Schedule your tour today.

3 Beds ⋅ 1 Baths ⋅ 26060188 MLS

Located in the heart of St. Charles and award-winning Francis Howell School District, this brick ranch keeps daily living on one level and then adds something almost no comparable home nearby offers: a finished lower level of about 840 square feet, updated this year with new luxury vinyl flooring. A covered front porch leads into a bright living room, where a wide front picture window brings in natural light and a half wall opens straight into the kitchen. The kitchen has white shaker cabinets, granite countertops, a stainless steel dishwasher and over-range microwave, under-cabinet lighting, and a window over the sink, with room for a dining table and a rolling island that stays with the home. Luxury vinyl flooring, white six-panel doors, fresh neutral paint, and white vinyl windows with wide trim carry through the main level. All three bedrooms sit together on the main floor with sliding closet doors, and the updated bathroom pairs a white vanity and granite top with a tub and shower combination. Downstairs, the finished space is wide open and ready to be a rec room, home office, gym, or guest space, with a separate unfinished area for laundry and storage. Out back, the level lot runs just under a quarter acre, shaded by mature trees and screened by established hedges, with chain link and wood fencing and a gravel fire pit circle ready for fall evenings. Parking is a real strength here: an attached one-car garage with an opener, a concrete driveway, and a separate side parking pad, so extra cars always have a place to go. The home sits in unincorporated St. Charles County and is served by Harvest Ridge Elementary, Barnwell Middle, and Francis Howell North High. NEW ROOF (2024), UPDATED LOWER LEVEL (2026). Schedule your tour today.

34 Highland Dr, St Charles

Courtesy of Nettwork Global 636-614-5132

7 Valley Rd, St Charles

Charming 3-bedroom, 1.5-bath ranch in a great St. Charles location! This home features beautiful hardwood floors, a floor-to-ceiling brick wood-burning fireplace, spacious living areas, and a kitchen with ample cabinet space. Enjoy the newer composite deck overlooking a large, level, fenced-in backyard that backs to trees. A 2-car garage and walk-out basement add convenience. Roof, HVAC, gutters and downspouts, and sewer lateral, all replaced from late 2020 to early 2021. The main-floor bathroom has also been freshly painted. Conveniently located near The Streets of St. Charles and historic Main Street, with easy access to shopping, dining, and entertainment. Don’t miss this opportunity to make this St. Charles home your own!

3 Beds ⋅ 2 Baths ⋅ 26059637 MLS

Charming 3-bedroom, 1.5-bath ranch in a great St. Charles location! This home features beautiful hardwood floors, a floor-to-ceiling brick wood-burning fireplace, spacious living areas, and a kitchen with ample cabinet space. Enjoy the newer composite deck overlooking a large, level, fenced-in backyard that backs to trees. A 2-car garage and walk-out basement add convenience. Roof, HVAC, gutters and downspouts, and sewer lateral, all replaced from late 2020 to early 2021. The main-floor bathroom has also been freshly painted. Conveniently located near The Streets of St. Charles and historic Main Street, with easy access to shopping, dining, and entertainment. Don’t miss this opportunity to make this St. Charles home your own!

7 Valley Rd, St Charles

Courtesy of Coldwell Banker Realty - Gundaker 636-441-1360

Listing information is provided courtesy of the Broker Reciprocity/IDX of Bagnell Dam Association of REALTORS® and Lake of the Ozarks Board of REALTORS®, Inc. Multiple Listing Services. Copyright 2026 Multiple Listing Service, Inc. of Bagnell Dam Association of REALTORS® MLS, Inc. and Lake of the Ozarks Board of REALTORS® MLS, Inc. Information is being provided for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information herein is believed to be accurate and timely, but no warranty as such is expressed or implied. 2026 Century 21 Community