Eugene Homes under $500,000

Welcome to Eugene, Missouri – a hidden gem nestled in the heart of Cole County. This charming city offers a unique blend of small-town warmth and modern convenience, making it an ideal place for families, retirees, and anyone seeking a peaceful yet vibrant community. With a population of just over 1,000 residents, Eugene boasts a tight-knit atmosphere where neighbors become friends and community events foster connections.

Eugene is known for its picturesque landscapes and rich history, providing residents with a scenic backdrop for outdoor activities. The nearby Lake of the Ozarks offers ample opportunities for boating, fishing, and hiking, while local parks provide serene spots for picnics and leisurely strolls. The city is also conveniently located within a short drive to larger urban centers like Jefferson City, ensuring that residents have easy access to shopping, dining, and entertainment options.

For homebuyers looking to settle in this idyllic area, Eugene features a variety of charming homes priced under $500,000. Whether you’re searching for a cozy cottage, a spacious family home, or a modern townhouse, you’ll find an array of options that cater to different lifestyles and preferences. The real estate market here is not only affordable but also offers excellent value, allowing you to invest in a community that feels like home.

Discover the beauty and warmth of Eugene, MO, where your dream home awaits in a city that embraces both tranquility and community spirit. Experience the charm of this delightful town and make it your next home sweet home!

Newest Eugene Homes under $500,000

$449,900

3 Beds ⋅ 2 Baths ⋅ 3589775 MLS

Enjoy peaceful country living with approximately 16 acres and a quality-built home designed with comfort and functionality in mind! Built in 2013, this well-maintained home offers a spacious layout with plenty of room to spread out. Enter into the inviting living area that flows into the kitchen featuring abundant cabinet and counter space, bar seating, and a pantry. An additional flex room offers endless possibilities as a home office, oversized pantry, mudroom, or extra storage. The generously sized primary suite features an impressive three closets, providing plenty of storage space. A roomy two-car garage offers additional space for vehicles, tools, and outdoor equipment, while the large crawl space provides even more storage. Outside, enjoy approximately 16 acres with room to roam, relax, and enjoy the country setting. If you've been searching for acreage pairing with a newer, quality-built home, this property is one you'll want to see!

Eugene

Courtesy of RE/MAX Jefferson City (573) 761-3400

$349,000

3 Beds ⋅ 2 Baths ⋅ 10074230 MLS

This home may be 8 years old, but it shows brand new! Pride of ownership is evident in this 3/2 pristine home! The open floor plan showcases beautiful, Lage built cabinets that draws your attention to a spacious kitchen w/ an island & pantry. Highlights of the roomy primary suite are a full bath & walk in closet. Relax on the covered patio while your furry friend plays in the confines & safety of the fenced in yard! But that's not all - a 25 x 25 detached garage heated & cooled with a mini split! This man cave, built in 2023 is calling your name! All this, plus quiet, comfortable living at Lake Carmel Estates!

9812 Old Forge Road, Eugene

Courtesy of Associated Real Estate Group

$449,900

3 Beds ⋅ 2 Baths ⋅ 10073910 MLS

Enjoy peaceful country living with approximately 16 acres and a quality-built home designed with comfort and functionality in mind! Built in 2013, this well-maintained home offers a spacious layout with plenty of room to spread out. Enter into the inviting living area that flows into the kitchen featuring abundant cabinet and counter space, bar seating, and a pantry. An additional flex room offers endless possibilities as a home office, oversized pantry, mudroom, or extra storage. The generously sized primary suite features an impressive three closets, providing plenty of storage space. A roomy two-car garage offers additional space for vehicles, tools, and outdoor equipment, while the large crawl space provides even more storage. Outside, enjoy approximately 16 acres with room to roam, relax, and enjoy the country setting. If you've been searching for acreage paired with a newer, quality-built home, this property is one you'll want to see!

9223 State Highway Bb, Eugene

Courtesy of REMAX Jefferson City

$425,000

3 Beds ⋅ 3 Baths ⋅ 3589038 MLS

This beautiful home is located between Jefferson City and the Lake of the Ozarks, offering the perfect balance of conveinience and recreation. Easy access to Highway 54, commuting to work, activites, and weekend adventures is a breeze. Thoughtfully designed with quality and comfort in mind, this home features stunning sawed oak flooring, three spacious bedrooms, an impressive primary suite complete with a luxurious bathroom featuring a rain shower, clawfoot tub, and an oversized walk in closet. Step out onto the private balcony off of the primary suite and take in breathtaking views of rolling hills and surrounding nature. Natural light fills the home, highlighting a beautiful four seasons room, a cozy sitting area, and a flexible space perfect for a home office. Additional features include a large pantry, abundant storaage, and an inviting oversized gas fireplace that creates the perfect gathering space. The chef-style kitchen showcases an oversize island, quartz countertops and custom cabinetry with built in oragnization. Relax on the covered front porch and enjoy peaceful evenings in the quiet neighborhood.

10603 High Street, Eugene

Courtesy of Century 21 Community (573) 777-5555

$440,000

10073723 MLS

Brand-new investment opportunity in the heart of Eugene! This newly constructed duplex offers approximately 1,500 square feet per unit, with each side featuring 3 bedrooms, 2 bathrooms, an open-concept layout, granite countertops, stainless steel appliances, included washer and dryer units, and a one-car attached garage. With an estimated rental potential of $1,750 per unit, this property presents an excellent opportunity for investors looking to generate strong cash flow. It also offers the flexibility to owner-occupy one side while renting the other to help offset your mortgage. Situated on 0.72 acres just off Highway 54, the property provides a convenient location with plenty of outdoor space. An additional storage/workshop building adds even more value and versatility. The seller is currently interviewing potential tenants, making this an excellent opportunity to purchase a turnkey investment or secure your future home with built-in income potential. Don't miss your chance to own this quality new construction duplex!

15906 Missouri 17, Eugene

Courtesy of eXp Realty, LLC

$425,000

3 Beds ⋅ 3 Baths ⋅ 10072769 MLS

this beautiful home is ideally located between Jefferson City and the lake of the Ozarks, offering the perfect balance of convenience and recreation. With easy access to Highway 54, commuting to work, activities, and weekend adventures is a breeze, all well, enjoying the peace and quiet of a charming small town setting in Eugene School district. Thoughtfully designed with quality and comfort in mind, this home feature stunning sawed oak flooring, three spacious bedrooms and impressive primary suite complete with luxurious bathroom rain shower, clawfoot tub, and oversize walk-in closet. Step out onto the private balcony off of the primary suite and take in breathtaking views of rolling hills and surrounding nature. Natural light fills the home, highlighting a beautiful, four seasons-room, a cozy sitting area, and a flexible space perfect for a home office. Additional features include a large pantry, abundant storage, and an inviting oversize gas fireplace that creates the perfect gathering space. The chef-style kitchen is a stand out, showcasing an oversize island, quartz countertops, and custom cabinetry with thoughtful built-in organization and glass doors to display your items. A formal dining room provides perfect sitting for entertaining family and guest. Relax on the covered front porch and enjoy peaceful evenings in the quiet neighborhood. This Home truly has it all. You won't wanna miss it.

10603 High Street, Eugene

Courtesy of Century 21 Community

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Listing information is provided courtesy of the Broker Reciprocity/IDX of Bagnell Dam Association of REALTORS® and Lake of the Ozarks Board of REALTORS®, Inc. Multiple Listing Services. Copyright 2026 Multiple Listing Service, Inc. of Bagnell Dam Association of REALTORS® MLS, Inc. and Lake of the Ozarks Board of REALTORS® MLS, Inc. Information is being provided for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information herein is believed to be accurate and timely, but no warranty as such is expressed or implied. 2026 Century 21 Community