Holts Summit Homes under $350,000

Holts Summit Homes under $350,000

Welcome to Holts Summit, Missouri—a charming community nestled in the heart of Callaway County. Just a stone's throw from the state capital of Jefferson City, Holts Summit offers a perfect blend of small-town charm and convenient access to urban amenities. With its friendly atmosphere and picturesque landscapes, this city is an ideal location for families, professionals, and retirees alike.

Holts Summit boasts a rich history and a vibrant community spirit, with local events and gatherings that bring residents together. Enjoy the scenic beauty of nearby parks and recreational areas, perfect for outdoor enthusiasts and those who appreciate nature’s tranquility. The city’s strategic location also means that residents can easily access a variety of shopping, dining, and entertainment options in Jefferson City, making it a great place to call home.

For those seeking affordable housing options, Holts Summit truly shines. With a variety of homes available under $350,000, prospective buyers will find a diverse selection of properties that cater to different tastes and lifestyles. From charming single-family homes with spacious yards to modern townhouses, there’s something for everyone in this thriving community.

Whether you’re a first-time homebuyer or looking to invest in a growing area, Holts Summit offers an inviting atmosphere and a strong sense of community. Explore the possibilities of making this delightful city your new home, where you can enjoy a peaceful lifestyle without sacrificing convenience or affordability. Embrace the charm of Holts Summit—your dream home awaits!

Newest Holts Summit Homes under $350,000

159 Northrup Avenue, Holts Summit
$314,900
3 Beds ⋅ 3 Baths ⋅ 10074286 MLS
Welcome to 159 Northrup Ave, a spacious tri-level home featuring a bright, open floor plan and fresh updates throughout. The sellers have recently installed brand-new LVP flooring and carpet throughout the home, giving the interior a clean, updated feel. The kitchen offers tile flooring, vaulted ceilings, a pantry, beautiful cabinetry, and a distinctive designer window that brings in plenty of natural light. The large living room provides plenty of space for entertaining and features a cozy gas fireplace. French doors lead from the living room to a covered patio and fenced backyard, creating a great setup for indoor and outdoor living. The lower-level family room remains open to the main level, giving the home a connected and spacious layout. The large primary suite features crown molding, a spacious walk-in closet, corner jetted tub, double vanity, and separate shower. An impressive storage area beneath the living room provides additional space for seasonal items, hobbies, or household storage. With its functional layout, updated flooring, generous living spaces, and inviting backyard, this home is ready for its next owner.

159 Northrup Avenue, Holts Summit

Courtesy of The Real Estate Agency

3735 State Road Aa, Holts Summit
$135,000
3 Beds ⋅ 2 Baths ⋅ 26060196 MLS
PUBLIC ONLINE REAL ESTATE AUCTION – Dates that the property will be open for viewing are Friday, Oct. 2, 2026 - 5-6pm and Sat. Oct. 3, 2026 - 2-3pm. Online Auction Closing Thurs. Oct 15, 2026 - Starts Closing at 6:00pm Property sells AS IS, WHERE IS. NO HOA. 3735 State Road AA offers approximately 39.18 acres in Holts Summit. The acreage features a mix of open pasture and wooded ground, mature trees, a pond, multiple building lots, two residences, older barns and an approximately 3,200 sq. ft. shed/horse barn. The property includes a 1938 two-story frame home with approximately 2,634 sq. ft. and a 1978 split-foyer brick home with approximately 1,344 sq. ft. Water and electric are reported on the tracts containing the two residences. No entry into either home will be permitted. The property has frontage along State Road AA and County Road 4008! Conveniently situated with access to State Road AA and connections to Highway 54 and Highway 94, providing access toward Holts Summit, Jefferson City, the Missouri River area, Hitachi Energy, and Callaway Energy Center. Tracts may be purchased individually, in combination, or as a whole and final sale will be at the Sellers discretion about the division or lack there of. Bid in any combination that would be agreeable to you and Seller will make final choice. The signed auction agreement designates the sale as an ABSOLUTE ONLINE AUCTION; sale remains subject to court approval. The MLS/listing price is only a suggested sales price; the current auction bid will be the prevailing sales price. A 3% Buyer's Premium will be added to the final high bid. A $45,000 non-refundable earnest money/down payment is due at the close of the auction, with final closing within 30 days. Cash purchase only; no government loans and no conventional loans requiring underwriting or appraisal. Buyers may use hard-money funds, a line of credit, or an equity line from their own property. Buyer to verify all measurements, acreage, tract boundaries, access, and online data and to rely on final survey/auction documents.

3735 State Road Aa, Holts Summit

Courtesy of Wolfe Realty 573-592-1939

3735 State Road Aa, Holts Summit
$135,000
3 Beds ⋅ 2 Baths ⋅ 132651 MLS
PUBLIC ONLINE REAL ESTATE AUCTION - Dates that the property will be open for viewing are Friday, Oct. 2, 2026 - 5-6pm and Sat. Oct. 3, 2026 - 2-3pm. Online Auction Closing Thurs. Oct 15, 2026 - Starts Closing at 6:00pm Property sells AS IS, WHERE IS. NO HOA. 3735 State Road AA offers approximately 39.18 acres in Holts Summit. The acreage features a mix of open pasture and wooded ground, mature trees, a pond, multiple building lots, two residences, older barns and an approximately 3,200 sq. ft. shed/horse barn. The property includes a 1938 two-story frame home with approximately 2,634 sq. ft. and a 1978 split-foyer brick home with approximately 1,344 sq. ft. Water and electric are reported on the tracts containing the two residences. No entry into either home will be permitted. The property has frontage along State Road AA and County Road 4008! Conveniently situated with access to State Road AA and connections to Highway 54 and Highway 94, providing access toward Holts Summit, Jefferson City, the Missouri River area, Hitachi Energy, and Callaway Energy Center. Tracts may be purchased individually, in combination, or as a whole and final sale will be at the Sellers discretion about the division or lack there of. Bid in any combination that would be agreeable to you and Seller will make final choice. The signed auction agreement designates the sale as an ABSOLUTE ONLINE AUCTION; sale remains subject to court approval. The MLS/listing price is only a suggested sales price; the current auction bid will be the prevailing sales price. A 3% Buyer's Premium will be added to the final high bid. A $45,000 non-refundable earnest money/down payment is due at the close of the auction, with final closing within 30 days. Cash purchase only; no government loans and no conventional loans requiring underwriting or appraisal. Buyers may use hard-money funds, a line of credit, or an equity line from their own property. Buyer to verify all measurements, acreage, tract boundaries, access, and online data and to rely on final survey/auction documents.

3735 State Road Aa, Holts Summit

Courtesy of WOLFE REALTY 573-592-1939

3735 State Road Aa, Holts Summit
$135,000
3 Beds ⋅ 2 Baths ⋅ 10074217 MLS
PUBLIC ONLINE REAL ESTATE AUCTION - Dates that the property will be open for viewing are Friday, Oct. 2, 2026 - 5-6pm and Sat. Oct. 3, 2026 - 2-3pm. Online Auction Closing Thurs. Oct 15, 2026 - Starts Closing at 6:00pm Property sells AS IS, WHERE IS. NO HOA. 3735 State Road AA offers approximately 39.18 acres in Holts Summit. The acreage features a mix of open pasture and wooded ground, mature trees, a pond, multiple building lots, two residences, older barns and an approximately 3,200 sq. ft. shed/horse barn. The property includes a 1938 two-story frame home with approximately 2,634 sq. ft. and a 1978 split-foyer brick home with approximately 1,344 sq. ft. Water and electric are reported on the tracts containing the two residences. No entry into either home will be permitted. The property has frontage along State Road AA and County Road 4008! Conveniently situated with access to State Road AA and connections to Highway 54 and Highway 94, providing access toward Holts Summit, Jefferson City, the Missouri River area, Hitachi Energy, and Callaway Energy Center. Tracts may be purchased individually, in combination, or as a whole and final sale will be at the Sellers discretion about the division or lack there of. Bid in any combination that would be agreeable to you and Seller will make final choice. The signed auction agreement designates the sale as an ABSOLUTE ONLINE AUCTION; sale remains subject to court approval. The MLS/listing price is only a suggested sales price; the current auction bid will be the prevailing sales price. A 3% Buyer's Premium will be added to the final high bid. A $45,000 non-refundable earnest money/down payment is due at the close of the auction, with final closing within 30 days. Cash purchase only; no government loans and no conventional loans requiring underwriting or appraisal. Buyers may use hard-money funds, a line of credit, or an equity line from their own property. Buyer to verify all measurements, acreage, tract boundaries, access, and online data and to rely on final survey/auction documents.

3735 State Road Aa, Holts Summit

Courtesy of Wolfe Realty

3735 STATE ROAD AA, Holts Summit
$135,000
3 Beds ⋅ 2 Baths ⋅ 437577 MLS
PUBLIC ONLINE REAL ESTATE AUCTION - Dates that the property will be open for viewing are Friday, Oct. 2, 2026 - 5-6pm and Sat. Oct. 3, 2026 - 2-3pm. Online Auction Closing Thurs. Oct 15, 2026 - Starts Closing at 6:00pm Property sells AS IS, WHERE IS. NO HOA. 3735 State Road AA offers approximately 39.18 acres in Holts Summit. The acreage features a mix of open pasture and wooded ground, mature trees, a pond, multiple building lots, two residences, older barns and an approximately 3,200 sq. ft. shed/horse barn. The property includes a 1938 two-story frame home with approximately 2,634 sq. ft. and a 1978 split-foyer brick home with approximately 1,344 sq. ft. Water and electric are reported on the tracts containing the two residences. No entry into either home will be permitted. The property has frontage along State Road AA and County Road 4008! Conveniently situated with access to State Road AA and connections to Highway 54 and Highway 94, providing access toward Holts Summit, Jefferson City, the Missouri River area, Hitachi Energy, and Callaway Energy Center. Tracts may be purchased individually, in combination, or as a whole and final sale will be at the Sellers discretion about the division or lack there of. Bid in any combination that would be agreeable to you and Seller will make final choice. The signed auction agreement designates the sale as an ABSOLUTE ONLINE AUCTION; sale remains subject to court approval. The MLS/listing price is only a suggested sales price; the current auction bid will be the prevailing sales price. A 3% Buyer's Premium will be added to the final high bid. A $45,000 non-refundable earnest money/down payment is due at the close of the auction, with final closing within 30 days. Cash purchase only; no government loans and no conventional loans requiring underwriting or appraisal. Buyers may use hard-money funds, a line of credit, or an equity line from their own property. Buyer to verify all measurements, acreage, tract boundaries, access, and online data and to rely on final survey/auction documents.

3735 STATE ROAD AA, Holts Summit

Courtesy of Wolfe Realty

734 Vine Drive, Holts Summit
$332,000
3 Beds ⋅ 2 Baths ⋅ 10074189 MLS
*Sellers willing to provide $8500 in concessions & pay all title work fees with accepted offer prior to Friday, Oct. 2 at 5:30 pm* A home that checks all the boxes and provides main level living, look no further. This 3 bedroom, 2 bath home provides an open concept design with a spacious kitchen featuring quartz countertops, solid walnut butcher block island, stainless steel appliances, and large walk in pantry with ample storage and extra counter space. The master suite boasts a large walk in closet, double vanity, and floor-to-ceiling custom tiled shower with onyx base. If that isn't enough, this home also provides a double garage with ample storage above, covered patio space, a FENCED back yard and brand new storage shed. It is ready for you to call it home!

734 Vine Drive, Holts Summit

Courtesy of Staton Realty Group

1418 S SUMMIT DR, Holts Summit
$182,900
3 Beds ⋅ 2 Baths ⋅ 437390 MLS
Don't miss this rare opportunity to own a charming 3-bedroom, 1.5-bathroom split-level home sprawling across a beautiful one-acre lot. Perfect for outdoor entertaining, gardening, or hobbies, this property offers the perfect blend of space and convenience. Inside, you'll find a highly functional multi-level layout ready for your personal touches, while the massive, detached two-car garage provides excellent storage, parking, or the perfect setup for a workshop. Properties offering a split-level design on a full acre under $190K do not last in this market. Schedule your tour today before it's gone tomorrow!

1418 S SUMMIT DR, Holts Summit

Courtesy of Ozark Realty

1418 S Summit Drive, Holts Summit
$182,900
3 Beds ⋅ 2 Baths ⋅ 10074146 MLS
Don't miss this rare opportunity to own a charming 3-bedroom, 1.5-bathroom split-level home sprawling across a beautiful one-acre lot. Perfect for outdoor entertaining, gardening, or hobbies, this property offers the perfect blend of space and convenience. Inside, you'll find a highly functional multi-level layout ready for your personal touches, while the massive, detached two-car garage provides excellent storage, parking, or the perfect setup for a workshop. Properties offering a split-level design on a full acre under $190K do not last in this market. Schedule your tour today before it's gone tomorrow!

1418 S Summit Drive, Holts Summit

Courtesy of Ozark Realty

181 Lorene Street, Holts Summit
$159,900
4 Beds ⋅ 2 Baths ⋅ 10074134 MLS
Welcome home! This affordable home offers plenty of space inside and out, all tucked away on a quiet street. Step inside to find hardwood floors and a refreshed kitchen featuring new cabinets, countertops, and appliances. New vinyl windows provide added efficiency and natural light throughout the home.The finished basement adds even more living space with a family room, fourth bedroom, and additional bathroom. Outside, enjoy a large, level backyard surrounded by mature trees with plenty of space for entertaining, kids, pets, or a future garden. An oversized attached garage provides excellent parking, storage, and workspace. With great updates, flexible living space, and a spacious backyard, this home offers a lot of value at an affordable price. Schedule your showing today!

181 Lorene Street, Holts Summit

Courtesy of The Real Estate Agency

52 LEE DR, Holts Summit
$259,900
3 Beds ⋅ 3 Baths ⋅ 437314 MLS
Welcome to 52 Lee Dr., located in the desirable My-Kee Lake Subdivision in Holts Summit! This 3-bedroom, 3-bath split-foyer home offers approximately 1,600 square feet of living space, a finished lower level, and a 2-car garage. Enjoy the benefits of lake access and a neighborhood setting while still being conveniently located near Holts Summit and Jefferson City. The home offers a functional floor plan with plenty of space and a great opportunity for a new owner to update and make it their own. With its location, lake access, and potential, this property has a lot to offer!

52 LEE DR, Holts Summit

Courtesy of American Jewell Realty LLC

52 Lee Drive, Holts Summit
$259,900
3 Beds ⋅ 3 Baths ⋅ 10074118 MLS
Welcome to 52 Lee Dr., located in the desirable My-Kee Lake Subdivision in Holts Summit! This 3BR 3BA split foyer home offers approximately 1,600 square feet of living space, a finished lower level, and a 2 car garage. Enjoy the benefits of lake access and a neighborhood setting while still being conveniently located near Holts Summit and Jefferson City. The home offers a functional floor plan with plenty of space and a great opportunity for a new owner to update and make it their own. With its location, lake access, and potential, this property has a lot to offer!

52 Lee Drive, Holts Summit

Courtesy of American Jewell Realty, LLC

145 Lindenwood Place, Holts Summit
$327,000
3 Beds ⋅ 2 Baths ⋅ 10073970 MLS
This beautiful MAIN LEVEL LIVING brick home built in 2006 sits in a family friendly neighborhood, with an appealing split bedroom floor plan that enhances privacy while keeping the living spaces open, warm, and connected. The living room is anchored by a fireplace, creating a cozy focal point for gatherings, quiet evenings, or holiday traditions. The large primary suite offers an expansive layout and an en suite bathroom showcasing two walk-in closets, a rejuvenating jetted tub, a separate shower, and a double vanity, all arranged to provide comfort and convenience. Every essential living space is located on one level, making daily life smooth and accessible. The kitchen and dining are open with lots of natural light and access to the 14 x 17 covered back patio. From the garage, a dedicated staircase leads to the attic--ideal for storage. With its durable exterior, smart layout, and welcoming neighborhood setting, this home offers the perfect blend of quality, comfort, and long-term value.

145 Lindenwood Place, Holts Summit

Courtesy of REMAX Jefferson City

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Listing information is provided courtesy of the Broker Reciprocity/IDX of Bagnell Dam Association of REALTORS® and Lake of the Ozarks Board of REALTORS®, Inc. Multiple Listing Services. Copyright 2026 Multiple Listing Service, Inc. of Bagnell Dam Association of REALTORS® MLS, Inc. and Lake of the Ozarks Board of REALTORS® MLS, Inc. Information is being provided for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information herein is believed to be accurate and timely, but no warranty as such is expressed or implied. 2026 Century 21 Community