Porto Cima Homes under $500,000

Welcome to Porto Cima, a hidden gem nestled in the heart of Camden County, Missouri. This picturesque community is perched along the shores of the beautiful Lake of the Ozarks, offering residents a tranquil lifestyle surrounded by nature's beauty. Known for its friendly atmosphere and vibrant local culture, Porto Cima is an ideal destination for those seeking both adventure and relaxation.

One of the standout features of Porto Cima is its stunning waterfront properties, many of which are available for under $500,000. Whether you’re looking for a charming cabin or a modern retreat, this area boasts a variety of homes that cater to diverse tastes and budgets. Imagine waking up to breathtaking lake views, enjoying morning coffee on your deck, or spending weekends boating, fishing, and exploring the scenic surroundings.

Porto Cima is also home to the prestigious Porto Cima Golf Club, where golf enthusiasts can indulge in a round while soaking in the stunning landscapes. The community is conveniently located near shopping, dining, and recreational activities, making it easy to enjoy all the amenities that the Lake of the Ozarks region has to offer.

Whether you’re a first-time homebuyer, a retiree, or looking for a vacation getaway, Porto Cima presents an exceptional opportunity to invest in a vibrant community without breaking the bank. Come discover why so many people are choosing to call Porto Cima home—your dream property awaits!

Newest Porto Cima Homes under $500,000

$450,000

3 Beds ⋅ 2 Baths ⋅ 3590437 MLS

Built in 2024 and situated on a rare, gentle lot of over half an acre, this 3 bedroom, 2 bathroom home offers privacy, modern finishes, and convenient one-level living in the desirable Porto Cima community. The oversized yard provides plenty of usable outdoor space, while the rear of the property backs to Four Seasons ground with no homes directly behind it, creating a more private setting. Inside, the home features quartz countertops, soft-close cabinetry, an electric fireplace with stone surround, and thoughtful finishes. The primary suite offers custom double closets, a makeup vanity, full tile shower, and direct access to the covered back deck. Both guest bedrooms feature custom closets, while the second bathroom includes a floor-to-ceiling tile shower. The covered back deck features low-maintenance composite decking and overlooks the spacious backyard. Additional features include a 2-car garage and 5-zone sprinkler system. Owners enjoy access to Four Seasons amenities including indoor and outdoor pools, playgrounds, dog parks, and more, with pickleball, bocce ball, and an outdoor pool nearby. Enjoy a nearly new home, rare flat lot, privacy, and the Porto Cima lifestyle!

516 Grand Point Boulevard, Porto Cima

Courtesy of RE/MAX Lake of the Ozarks (573) 302-2300

$424,000

3 Beds ⋅ 2 Baths ⋅ 3590388 MLS

Enjoy MAIN LEVEL LIVING in the highly sought-after Porto Cima community. This 3-bedroom, 2-bath home features a modern kitchen with under-cabinet lighting, stainless steel appliances, walk-in pantry, and flows seamlessly into the living and dining areas. The spacious primary suite includes a CUSTOM WALK-IN CLOSET and an oversized shower with gorgeous floor-to-ceiling tile. Two additional bedrooms provide flexibility for guests, home office, or additional living space. Step outside to an expansive TIERED DECK with grand staircase, an inviting extension of the living space that's perfect for entertaining, relaxing, and taking in the peaceful, wooded surroundings. Situated on a quiet street in Porto Cima, the POA-OWNED LOT directly BEHIND THE HOME provides an added sense of PRIVACY and a beautiful natural backdrop And while the setting feels tucked away, you're still just a golf cart ride from one of the community pools and parks, as well as Harbor 19 Marina, making it easy to enjoy the amenities and lake lifestyle Porto Cima is known for. This ALL-ELECTRIC home features an ON-DEMAND WATER HEATER for added efficiency and convenience, water softener and UPGRADED INSULATION.

701 Spring Creek Drive, Porto Cima

Courtesy of ReeceNichols Real Estate (573) 746-4244

$419,900

3 Beds ⋅ 2 Baths ⋅ 3588627 MLS

Brand-new beautiful home in the highly sought-after subdivision within Porto Cima! Located on a quiet cul-desac off the main drag of Grand Point & situated on wooded lot that backs up to POA property to ensure privacy & serenity. This thoughtful build has an open concept design for everyday convenient main floor living. The layout flows seamlessly from the bright great room with vaulted ceilings, to stylish kitchen featuring quartz countertops, stainless farm sink, crown moulding & LVP flooring throughout. Enjoy morning coffee on the covered porch or unwind in the evening on your trex deck. Master suite with large picture windows, huge walkin shower w/ stunning floor to ceiling tile & even a electronic bidet! Spoil yourself in either bath with jetted shower control bars and quartz vanities. Extra details like LED halo lightning, large ceiling fans, & hyper HVAC system for affordable utilities. Plus a finished 2 garage that is heated/cooled for year round comfort! Get access to incredible community amenities—pickleball courts, tennis courts & pool—perfect for active lifestyle. Ideal comfortable living with a beautiful yard in a great neighborhood- come see today!

85 Fox Run Road, Porto Cima

Courtesy of EXP Realty, LLC (866) 224-1761

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Listing information is provided courtesy of the Broker Reciprocity/IDX of Bagnell Dam Association of REALTORS® and Lake of the Ozarks Board of REALTORS®, Inc. Multiple Listing Services. Copyright 2026 Multiple Listing Service, Inc. of Bagnell Dam Association of REALTORS® MLS, Inc. and Lake of the Ozarks Board of REALTORS® MLS, Inc. Information is being provided for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information herein is believed to be accurate and timely, but no warranty as such is expressed or implied. 2026 Century 21 Community