Roach Homes under $700,000

Welcome to Roach, Missouri—a hidden gem nestled in the heart of Camden County. This charming small town offers a unique blend of rustic charm and modern conveniences, making it an ideal place for families, retirees, and anyone looking to escape the hustle and bustle of city life. With its picturesque landscapes, friendly community, and a strong sense of local pride, Roach is a wonderful place to call home.

One of the most appealing aspects of Roach is its affordability. Homebuyers will be delighted to discover a variety of homes available for under $700,000. Whether you’re searching for a cozy cottage, a spacious family home, or a serene lakefront property, Roach has something for everyone. The real estate market here is diverse, offering properties that cater to different tastes and lifestyles, all while maintaining a budget-friendly approach.

Roach is surrounded by stunning natural beauty, with the nearby Lake of the Ozarks providing ample opportunities for outdoor recreation, including boating, fishing, and hiking. The community is also known for its welcoming atmosphere, where neighbors become friends and local events bring everyone together.

In addition to its scenic views and affordable housing, Roach boasts convenient access to essential amenities, including grocery stores, schools, and healthcare facilities. With its perfect blend of tranquility and accessibility, Roach, Missouri, is truly a place where you can create lasting memories and enjoy a fulfilling life. Come explore the possibilities and find your dream home in this enchanting town today!

Newest Roach Homes under $700,000

$379,457

3 Beds ⋅ 2 Baths ⋅ 3590039 MLS

Looking for acreage, storage, and a property that’s ready to enjoy? Situated on 10 flat, usable acres, this property offers plenty of room for animals, hobbies, recreation, or simply enjoying the space and peaceful setting. The acreage is fully fenced with pre-stretched fencing and features two ponds, including one recently installed and another that is stocked. A beautiful 100-year-old barn adds character to the property and was re-braced in 2025, while the detached insulated shop provides additional space for storage, projects, or hobbies and has the ability to accommodate a stove. The home has seen numerous big-ticket improvements, including a new roof in 2025, new vinyl flooring, some new windows, all new screens, fresh paint throughout, updated bathrooms, new vinyl siding on two sides, a new microwave, and new water heater. Additional improvements include new landscaping designed for added privacy, and the septic system is only approximately three years old. With usable acreage, multiple outbuildings, ponds, fencing, and many of the major updates already completed, this property offers a little bit of everything!

7450 State Hwy 7, Roach

Courtesy of RE/MAX Lake of the Ozarks (573) 302-2300

$600,000

4 Beds ⋅ 4 Baths ⋅ 3590143 MLS

Price REDUCED another $15,000!! Looking for a deal. you found it! Newer Construction home on the Little Niangua River. W/550 ft of pristine river frontage, 9+ acres, Beautiful Views & is Close to Fiery Fork Conservation Area too! This remarkable property offers over 3,240 sq ft of thoughtfully designed living space featuring Main Level Living, Spacious Living room with fireplace, 4 bedrooms, 3.5 baths, Master Suite w/Custom Walk In Tile Shower & Jetted Tub, Open Floorplan, Black Granite Countertops in Kitchen w/walk in pantry, 2 laundry areas, soaring vaulted ceilings, and oversized windows capturing stunning natural views in every direction. Enjoy mornings on the wrap-around deck (there is a clearing behind the home to see the river area), evenings on the expansive covered patio (perfect for Hot Tub or outdoor kitchen), & endless outdoor adventures including fishing, swimming, floating, & hunting. The ultimate private retreat for those seeking peace, nature, and luxury living. PLUS. Located a short drive to the Lake of the Ozarks! Plenty of room to add a Garage if desired! Owner Financing Available. Seller would consider a trade for another property. Property is not for rent.

1378 Full Gallop Lane, Roach

Courtesy of NextHome Lake Living (573) 365-2622

$224,900

1 Beds ⋅ 1 Baths ⋅ 3589892 MLS

Escape to the quiet side of Lake of the Ozarks with this private 1-bedroom, 1-bath earth-contact lake home on the desirable Little Niangua arm. Situated along approximately 214 feet of lakefront, the property offers mature trees, a gentle lot, and just a few steps to the 2-well dock with lifts. Inside, the remodeled home is ready for lake life with fresh paint, new laminate flooring, a new mini-split HVAC system, and furniture included. The updated kitchen provides a fresh, functional space, while the remodeled bathroom features a new walk-in shower, sink, and cabinet. Large windows capture peaceful lake views, while the spacious front deck is perfect for watching pelicans and wildlife or simply relaxing by the water. Enjoy fishing, swimming, kayaking, and unforgettable weekends with family and friends. A camper also conveys with the property at no additional value. Whether you're looking for a weekend getaway or your own private lake retreat, this property is ready to enjoy. Schedule your private showing today!

4369 Lower Prairie Hollow Road, Roach

Courtesy of EXP Realty, LLC (866) 224-1761

$299,900

4 Beds ⋅ 2 Baths ⋅ 3589864 MLS

Lakefront living with an amazing view of Bollinger Creek Cove! Located on the 44 mile marker, this 4 bedroom, 2 bathroom home offers 1,904 SqFt, ample parking, and a north-facing setting overlooking the water. The home comes furnished, making it easy to start enjoying the Lake from day one. Recent improvements include new mini-split systems on both the main and upper levels, an underpinned seawall completed in 2025, and roofs on the home, dock, and boat house all replaced within the past 5 years. The furnace was replaced in 2010, water heater in 2012, and deck in the last 10-15 years. The home was built in the 1960's and then the upper level was added in the 1980s. The property shares half of the boat house with the neighboring property, providing valuable additional storage for all your lake toys and equipment. With plenty of space for family and guests, a great cove setting, and an impressive lake view, this property has everything you need for a personal Lake getaway. Nightly rentals are allowed, adding the flexibility to use the home as an income-producing investment when you're not enjoying it yourself.

432 Pleasant Valley Drive, Roach

Courtesy of RE/MAX Lake of the Ozarks (573) 302-2300

$525,000

5 Beds ⋅ 3 Baths ⋅ 3589568 MLS

Privacy, space & move-in-ready living come together on just under 5 secluded acres at Lake of the Ozarks! Tucked away on a hilltop with blacktop all the way to the door, this unique remodeled home offers a peaceful setting w/ tons of wildlife and plenty of room to spread out. Main level is designed for easy one-level living w/ a spacious primary suite, dual closets & an impressive primary bath (huge tile walk-in shower). Large kitchen featuring abundant cabinetry & huge pantry, butcher-block island & reverse osmosis, plus LVP flooring & 10' ceilings. Upstairs adds 2 bedrooms, full bath, 2nd laundry, family room (or convert to a bedroom if needed) & a large deck w/ breathtaking sunset views AND for watching summer fireworks! Recent improvements include newer HVAC, mini-splits, COMO fiber internet, new water heater & water softener, newer well components & septic replaced in 2022. Outside offers a circle asphalt drive, concrete patio out back w/ firepit, garden area (fertile soil for fruits, veggies & flowers), chicken coop & room to add a shop/garage. Large flat building spot off drive-way is a great area for large shop/multipurpose building. No HOA & surrounded by privacy=Freedom!

92 Pikes Peak Road, Roach

Courtesy of RE/MAX Lake of the Ozarks (573) 302-2300

$649,900

3 Beds ⋅ 2 Baths ⋅ 3589453 MLS

Great lake front house with 3 bedrooms and 2 bathrooms. Flat lot with 250 Feet ft. of lake front. Two car garage with workshop inside. (tools stay) Great for all those lake toys and furniture. Two well dock with a swim dock with picnic table and a PWC drive up lift. Nice swim ladder attached to the dock. This home comes furnished and ready for your family fun. Private boat ramp to enjoy all your lake toys, Two extra lots for privacy giving you 250 ft of lake front and room to build on or another home. 2009 Kubota 2660 Diesel with mower and bucket lift available for $6,000 (list for $8,000)

930 Cedar Ridge Circle, Roach

Courtesy of Lake Life Properties, LLC (573) 346-9655

$330,000

3 Beds ⋅ 2 Baths ⋅ 3589416 MLS

Lakefront home on the 7 mile marker of the Little Niangua at Lake of the Ozarks! This warm and welcoming 3 bed/ 2bath ranch has a great yard and an included additional lot! Lake view from the minute you walk through the door, charming barrel detail elevates the living room ceiling. Custom kitchen cabinetry with eat-in area overlooking the lake. Additional dining area and back deck make entertaining a breeze! Primary bedroom with en-suite is private and separated from the additional two bedrooms. Don't miss the cedar closet! New AC unit, kitchen flooring and dishwasher 2026. Additional lot is flat and perfect for future building plans, garden or storage for lake toys! Amazing views and peaceful waters at the dock with 98 feet of shoreline. Rentals are allowed in this subdivision making this a great home for investment, vacation or full time living. Must see to appreciate. Not available to rent only a sale.

1368 Cedar Ridge Circle, Roach

Courtesy of LOTO Homes Realty (573) 200-6345

$200,000

3 Beds ⋅ 2 Baths ⋅ 3589220 MLS

Enjoy peaceful lakefront living in this 1,896 sq ft home nestled in a quiet cove on the Little Niangua Arm at the 1 MM of Lake of the Ozarks. This 3-bedroom, 2 bath residence offers comfortable year-round living or the perfect weekend retreat. Shared road maintenance, community well, and dock access make ownership easy and affordable. The property includes access to a community dock, ideal for fishing or swimming just steps away. If you are looking for a lakefront FIXER UPPER located in a quiet cove, this property is for you! Call for a private showing today.

28 H And A Lane, Roach

Courtesy of Keller Williams L.O. Realty (573) 348-9898

$269,000

1 Beds ⋅ 1 Baths ⋅ 3588362 MLS

Escape to the lake with this charming 1-bedroom, 1-bath lakefront cabin nestled on 96 feet of shoreline in the peaceful Little Niangua, 7 MM. Whether you're looking for a weekend getaway, investment property, or cozy full-time residence, this property offers the perfect blend of relaxation and recreation. Inside you'll find vaulted ceilings, a spacious feel, and an efficient layout, while outside you can enjoy a gentle lot leading to your private dock with a 10' x 20' slip. The property also features a private well and septic, concrete parking, room to build a garage or additional parking, and a community boat ramp just around the corner. With nightly rentals permitted, this cabin presents an excellent opportunity for personal enjoyment or income-producing potential. Spend your days boating, fishing, swimming, or simply taking in the lake views from your deck. Affordable lakefront opportunities like this don't come around often! Call for a private showing today!

1142 Cedar Ridge Circle, Roach

Courtesy of Keller Williams L.O. Realty (573) 348-9898

$599,900

4 Beds ⋅ 2 Baths ⋅ 3588349 MLS

SELLERS ARE MOTIVATED AND OPEN TO ALL OFFERS! Don't miss this 4-bedroom, 2-bath lakefront home at the 5 Mile Marker of the Little Niangua Arm. Situated on a rare .56-acre, gently sloping lot with beautiful channel views and 165+ feet of shoreline, this property offers the perfect combination of convenience, functionality, and the Lake of the Ozarks lifestyle. With approximately 2,400 square feet, there's plenty of room for family and friends. A small workshop area in the basement is ideal for hobbies, storage, or lake projects. The oversized one-car attached garage and detached boathouse/garage provide plenty of room for vehicles, boats, and lake toys. The waterfront includes a single-slip dock, with ample shoreline and water frontage that may accommodate a larger replacement dock, subject to permitting and approvals. Enjoy blacktop roads to the driveway, abundant parking, and easy access to the water. Whether you're looking for a full-time home, weekend retreat, or investment opportunity, this property deserves a spot on your short list. Motivated sellers are ready to make a deal and open to all offers—schedule your private showing today!

4582 Lower Prairie Hollow Road, Roach

Courtesy of Weichert, Realtors® - Laurie Realty (573) 374-5400

$425,000

3 Beds ⋅ 3 Baths ⋅ 3587348 MLS

This 3 bedroom, 3 bathroom home sits on approximately 3.8 acres and offers the potential for stunning year-round lake views with selective tree removal. Located directly across the street from the community boat ramp, this property is a great fit for buyers who want convenient access to the water and room to enjoy the lake lifestyle. There is plenty of space for boats, trailers, PWCs, and other watercraft, giving you the flexibility that is often hard to find. Whether you are looking for a full-time home, weekend retreat, or investment opportunity, this property offers a rare combination of acreage, usable ground, lake access, and view potential. Pre-inspection and one year home warranty provided for peace of mind!

1216 Robin Hood Lane, Roach

Courtesy of Lake Expo Real Estate (573) 693-1613

$519,900

2 Beds ⋅ 4 Baths ⋅ 3587368 MLS

NEW PRICE! More LAND! Welcome to your dream sanctuary, an inviting log home on a sprawling 17.6 acres of pristine land. Sitting on the banks of the Little Niangua, this property offers a blend of serene living and endless recreational opportunities. With 2,146 square feet of living space, this inviting home features 2 generous primary suites and 3.5 bathrooms. This home offers a newly renovated kitchen and an open expansive living and dining areas. The loft is a cozy multi-functional area. Enjoy gorgeous views of the majestic bluffs from your wrap-around deck. Surrounded by towering hickory trees, this outdoor space is perfect for soaking in the tranquility of nature. 880feet of shoreline provides plenty of room to build your dream dock. Spend your days swimming, fishing, or kayaking right from your front yard. The level terrain offers endless possibilities for expanding the property with more structures, a beautiful garden, or grazing animals. The current groundskeeper ensures easy maintenance. A 28x30 detached garage provides ample storage and could easily be transformed into a workshop or hobby space. This property truly embodies the spirit of peaceful, lakeside living.

270 Foggy Bottom Road, Roach

Courtesy of Coldwell Banker Lake Country (573) 346-3333

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Listing information is provided courtesy of the Broker Reciprocity/IDX of Bagnell Dam Association of REALTORS® and Lake of the Ozarks Board of REALTORS®, Inc. Multiple Listing Services. Copyright 2026 Multiple Listing Service, Inc. of Bagnell Dam Association of REALTORS® MLS, Inc. and Lake of the Ozarks Board of REALTORS® MLS, Inc. Information is being provided for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information herein is believed to be accurate and timely, but no warranty as such is expressed or implied. 2026 Century 21 Community