Cole County Homes under $250,000

Welcome to Cole County, Missouri—a hidden gem nestled in the heart of the Show-Me State. Known for its picturesque landscapes, vibrant community, and rich history, Cole County offers a delightful blend of small-town charm and modern amenities. With its lush parks, scenic trails, and welcoming neighborhoods, it’s no wonder that families, retirees, and young professionals are drawn to this inviting region.

For those seeking a home that won’t break the bank, Cole County has a fantastic selection of properties available for under $250,000. Whether you’re a first-time homebuyer or looking to downsize, you’ll find an array of options that cater to diverse lifestyles and preferences. From cozy single-family homes with charming yards to modern townhouses with community amenities, there’s something for everyone.

Imagine waking up in a lovely home surrounded by the beauty of nature, with convenient access to local shops, restaurants, and schools. Cole County boasts excellent educational institutions and a strong sense of community, making it an ideal place to raise a family or settle down. Plus, with affordable housing options, you can enjoy the freedom to invest in your future while still enjoying the comforts of home.

Explore the possibilities in Cole County, where your dream home awaits at an attractive price point. With friendly neighbors, a thriving local economy, and a wealth of recreational opportunities, this is the perfect place to plant your roots and create lasting memories. Come discover the charm of Cole County today!

Newest Cole County Homes under $250,000

$229,900

3 Beds ⋅ 2 Baths ⋅ 10074290 MLS

Ranch-style living with a private, secluded backyard! This well-maintained four-side brick home offers convenient in-town living while providing a peaceful setting near many amenities. Located just minutes from Highway 54 and Highway 179, this home combines accessibility with plenty of privacy. Enter inside to a spacious family room featuring a large picture window that fills the space with natural light and original hardwood floors. The main level offers two generously sized bedrooms, each with original hardwood floors and cedar closets. The full bathroom includes a jetted tub. The kitchen features new vinyl flooring, updated cabinetry, and an adjoining dining area with built-in shelving. Just off the kitchen is a large carport with convenient access to the home, along with an additional parking space. The lower level provides even more living space with a large family room, third bedroom, second full bathroom, and a spacious storage/laundry room. Step out the back door to enjoy the private backyard, lined with mature trees and offering plenty of space for entertaining or relaxing. A storage shed provides additional storage for lawn equipment, tools, and more. With its brick exterior, original hardwood floors, multiple living spaces, and private backyard, this home offers a great combination of character, convenience, and functionality. Schedule your private showing today!

1808 Overlook Drive, Jefferson City

Courtesy of Gratz Real Estate, LLC

$250,000

3 Beds ⋅ 2 Baths ⋅ 10074279 MLS

Adorable, updated and ready to welcome you home! This charming 3 bedroom, 2 bath home offers a great combination of character, space and updates. Step inside to a warm and inviting living room with updated flooring and fresh paint, then head into the spacious kitchen featuring butcher block countertops, tons of cabinet space and plenty of room for meal prep. Downstairs, you'll find a spacious family room PLUS an additional finished room that would make a great home office, workout room or finished storage space. Buyers will appreciate the many big-ticket improvements, including a BRAND-NEW ROOF, NEW windows in 2026, an HVAC system less than 5 years old, plus siding, water heater and water softener all less than 6 years old. Outside, the HUGE fenced backyard offers plenty of room to play, entertain, garden or let the pets roam. A one-car garage plus additional space for an RV, ATVs or other toys adds even more versatility. Great location, great updates and so much to love--6119 Heritage Hwy is one you'll want to see!

6119 Heritage Highway, Jefferson City

Courtesy of REMAX Jefferson City

$229,900

3 Beds ⋅ 2 Baths ⋅ 26060990 MLS

This unique ranch-style home is full of character and charm! Featuring adorable built-ins and those special details that give a home personality, 1513 Stadium Blvd offers a layout and style you simply don't see every day. With 3 bedrooms, 1 bath, approximately 1,440 square feet, and a basement offering additional space, this home has plenty to appreciate. If you're looking for something with character, charm, and a little something different, this one is worth a look!t-ins and those special details that give a home personality, 1513 Stadium Blvd offers a layout and style you simply don't see every day. With 3 bedrooms, 1 bath, approximately 1,440 square feet, and a basement offering additional space, this home has plenty to appreciate. If you're looking for something with character, charm, and a little something different, this one is worth a look!

1513 Stadium Blvd, Jefferson City

Courtesy of McMichael Realty, Inc. 573-896-9991

$249,900

3 Beds ⋅ 2 Baths ⋅ 437686 MLS

Don't miss this MOVE IN READY ,updated and meticulously maintained 3 Bedroom 2 Bath split foyer home on west side of Jefferson City. Updated kitchen & baths, hardwood flooring & laminate flooring with only carpet being on the stairs. Newer vinyl windows and siding, deck, kitchen appliances, ceiling fans, paint and more ! Kitchen has breakfast bar and also eat in area. Master Bedroom has double closets. Enjoy the large family room on lower level along with additional office /non conforming 4th Bedroom, bath and utility area. Relax on the deck ,overlooking the fully fenced semi private yard ( perfect for kids, or animals or relaxing near the firepit ). Maintenance free exterior , full single car attached garage and additional carport area as well. Minutes from West side JC amenities.

131 W HAVEN DR, Jefferson City

Courtesy of Century 21 Community

$209,900

2 Beds ⋅ 3 Baths ⋅ 10074273 MLS

Welcome home to this beautifully updated split-level offering the perfect combination of space, comfort, and functionality! The open floor plan creates an inviting atmosphere, complemented by fresh paint and luxury plank flooring throughout. The spacious kitchen offers plenty of cabinet and counter space along with a convenient eat-in dining area, making it ideal for everyday living and entertaining. The primary bedroom features its own private bathroom, while the additional bedroom provides plenty of flexibility for family, guests, or a home office and features its own private bathroom as well. Major exterior updates, including a newer roof, siding, windows, and deck, brand new dishwasher, which all add even more value and peace of mind. Downstairs, you'll find a comfortable family room, previously used as an additional bedroom, half bath, laundry area, and access to the two-car garage. Step directly outside to the fully fenced backyard, complete with a storage shed and plenty of room to relax, entertain, or enjoy the outdoors. With thoughtful updates inside and out, generous living space, and a layout designed for everyday convenience, this move-in-ready home has so much to offer!

5518 S Brooks Drive, Jefferson City

Courtesy of REMAX Jefferson City

$199,900

3 Beds ⋅ 1 Baths ⋅ 437661 MLS

''Welcome home! This delightful 3-bedroom, 1-bathroom gem in Jefferson City is packed with timeless character and warmth. Priced to sell! This property welcomes you with inviting living spaces and unique architectural details you won't find in cookie-cutter builds. Step outside to a fully fenced-in backyard, ideal for weekend barbecues, gardening, or a safe play area. Don't miss your chance, this one wont last long! Features The upstairs bedroom needs some finishing but is plumbed for an additional bathroom if you would like to transform it into a beautiful primary bedroom.

1326 GORDON CT, Jefferson City

Courtesy of Ozark Realty

$199,900

3 Beds ⋅ 1 Baths ⋅ 10074269 MLS

''Welcome home! This delightful 3-bedroom, 1-bathroom gem in Jefferson City is packed with timeless character and warmth. Priced to sell! This property welcomes you with inviting living spaces and unique architectural details you won't find in cookie-cutter builds. Step outside to a fully fenced-in backyard, ideal for weekend barbecues, gardening, or a safe play area. Don't miss your chance, this one wont last long! The third bedroom needs some finishing but is plumbed for an additional bathroom and could turn into a great primary bedroom

1326 Gordon Court, Jefferson City

Courtesy of Ozark Realty

$179,900

2 Beds ⋅ 2 Baths ⋅ 10074249 MLS

Charming, remodeled, and move in ready at $179,900! This 2 bedroom, 1 1/2 bath home features hardwood floors throughout offering a warm, welcoming feel, dining room just off the kitchen and convenient main level laundry. Step outside to a private backyard with space to relax, garden, or gather with friends. You will also appreciate the off-street parking and basement storage. The half bath is already plumbed for a shower, offering the potential for second full bath. Call today for your private showing!

1218 Bald Hill Road, Jefferson City

Courtesy of Adam Stark Home Selling Team

$99,900

5 Beds ⋅ 2 Baths ⋅ 10074247 MLS

Investor Special with Incredible Potential! If you're looking for space, character, and a prime location at an affordable price, this property deserves a look. Step inside to find a grand entry featuring an original wood banister, tall ceilings, hardwood floors, and the timeless charm of a historic home. The spacious floor plan offers plenty of room to renovate and customize to your vision. Situated on a large oversized lot, this property also boasts beautiful Capitol views from multiple rooms and the backyard. Whether you're an investor, flipper, or buyer looking to build equity, this home presents a unique opportunity to restore and revitalize a property full of character. Home is being sold As Is. Property has new windows in part of house, roof, gutters, and fascia. No Sellers disclosure as owner has never lived at the property.

1012 Monroe Street, Jefferson City

Courtesy of eXp Realty, LLC

$239,900

3 Beds ⋅ 2 Baths ⋅ 10074210 MLS

Everything is NEW and move-in ready! This beautifully remodeled 3-bedroom, 2-bathroom home has been completely transformed from top to bottom, offering the perfect blend of modern style and everyday comfort. Step inside to an inviting open-concept floor plan where the kitchen and living room flow seamlessly together, creating an ideal space for entertaining or spending time with family. The stunning kitchen features all-new appliances, modern finishes, and plenty of space to gather. Enjoy the convenience of main-level living, including a spacious primary suite with a private on suite bathroom, providing the perfect retreat at the end of the day. The extensive remodel includes new HVAC, new windows, and quality updates throughout, giving you peace of mind for years to come. Outside, the detached 2-car garage offers ample parking, storage, or workshop space. Whether you're a first-time homebuyer, looking to downsize, or simply searching for a home where all the work has already been done, this one checks all the boxes. Schedule your private showing today and experience everything this beautifully renovated home has to offer!

400 E Ashley Street, Jefferson City

Courtesy of eXp Realty, LLC

$249,900

3 Beds ⋅ 2 Baths ⋅ 10074181 MLS

Welcome home to 5406 Scherr Dr! This beautifully updated home offers an open and inviting floor plan with a vaulted ceiling and plenty of space to spread out. Recent improvements include a newer furnace, air conditioner, and roof, giving you added peace of mind. The spacious kitchen is sure to impress, featuring an abundance of cabinetry, updated countertops, and a convenient pantry. The split-bedroom floor plan provides privacy, with a comfortable primary suite complete with its own full private bathroom, plus two additional spacious bedrooms and another full bath. The oversized family room is the perfect place to unwind and relax. Whether you're watching the big game, catching up on your favorite series, or giving the kids room to play, this versatile space has plenty of possibilities. A huge two-car garage provides plenty of room for vehicles, hobbies, and all your extra storage needs. And just wait until you step outside--the private shaded backyard offers a wonderful space to relax, entertain, or simply enjoy some quiet time outdoors. With its thoughtful layout, spacious rooms, numerous updates, and private backyard, this Jefferson City home is ready for you to make it your own! Seller is offering a $5,000 allowance.

5406 Scherr Drive, Jefferson City

Courtesy of REMAX Jefferson City

$250,000

3 Beds ⋅ 1 Baths ⋅ 3590314 MLS

Welcome to 7302 Route M, a unique opportunity offering historic character, expansive grounds, and limitless potential in the sought-after Blair Oaks School District. Situated on a generous 2+ acre lot, this solid home was built to last and provides the space and freedom you’ve been looking for—all while located just minutes from the conveniences of Jefferson City. This property features 3 official bedrooms plus 3 additional flex rooms—perfect for home offices, hobby spaces, extra storage, or non-conforming guest rooms. One full bathroom is centrally located to serve the home efficiently. Two plus acres offers ample outdoor space for gardening, outdoor entertaining, outbuildings, or simple room to spread out. This home is situated right next to the local Catholic Church with quick, direct access into Jefferson City and within the desirable Blair Oaks School District. Whether you are a seasoned investor seeking your next high-yield rental or fix-and-flip project, or a buyer looking for a solid historic property with room to build sweat equity, this property offers outstanding upside. Don't miss out on this rare blend of space, location, and potential—schedule a showing today!

7302 Route M, Jefferson City

Courtesy of Dunn and Associates LLC (573) 480-7938

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Listing information is provided courtesy of the Broker Reciprocity/IDX of Bagnell Dam Association of REALTORS® and Lake of the Ozarks Board of REALTORS®, Inc. Multiple Listing Services. Copyright 2026 Multiple Listing Service, Inc. of Bagnell Dam Association of REALTORS® MLS, Inc. and Lake of the Ozarks Board of REALTORS® MLS, Inc. Information is being provided for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information herein is believed to be accurate and timely, but no warranty as such is expressed or implied. 2026 Century 21 Community