None Homes under $500,000

Welcome to your future home in the heart of Missouri, where charm meets affordability! This vibrant region offers an exceptional selection of homes under $500,000, making it the perfect destination for first-time buyers, growing families, or anyone looking to downsize without compromising on quality or comfort.

Imagine stepping into a community where tree-lined streets and friendly neighbors greet you at every turn. This area boasts a rich tapestry of local amenities, including parks, shopping centers, and dining options that cater to every palate. Whether you’re seeking a cozy bungalow or a spacious family home, you’ll find a variety of architectural styles that reflect the unique character of Missouri living.

Each home within this price range is designed with modern comforts in mind, featuring open floor plans, updated kitchens, and inviting outdoor spaces perfect for entertaining or simply unwinding after a long day. The affordability of these homes does not come at the expense of quality; many properties showcase beautiful finishes and energy-efficient designs that enhance your living experience.

Additionally, the community is served by reputable schools and recreational facilities, making it an ideal location for families. With easy access to major highways, you can enjoy the tranquility of suburban life while still being just a short drive away from the bustling city.

Explore the possibilities that await you in this charming Missouri neighborhood. Your dream home under $500,000 is waiting—come and make it yours today!

Newest None Homes under $500,000

$169,000

1 Beds ⋅ 1 Baths ⋅ 3590271 MLS

UPDATED TINY HOME + 5.4 UNRESTRICTED ACRES, ROOM TO BUILD, EXPLORE & ENJOY! This unique opportunity combines an updated 705 SF, 1-bedroom, 1-bath home with a separate 5.4-acre parcel of unrestricted land, located just minutes away. The home features a remodeled bathroom, new kitchen cabinets, countertops and appliances, luxury vinyl plank flooring, new interior and exterior paint, new roof, water softener and efficient mini-split system. A carport provides convenient covered parking. Enjoy access to three community access points to the Lake of the Ozarks, making it easy to enjoy boating, fishing and lake life. The additional 5.4 acres offers tremendous flexibility for a garage, shop, RV parking, hunting, recreation or future building/development opportunities. The acreage is just 550' off pavement with electric at the road and offers a nice mix of trees, wildlife, live creek and a seasonal lake view. Whether you're looking for a lake-area home with additional land for future plans or an investment opportunity with room to expand, this combination offers options that are hard to find. Two parcels. One opportunity. Lots of possibilities!

27116 Hard Rock Road, Barnett

Courtesy of RE/MAX Lake of the Ozarks (573) 302-2300

$389,900

3 Beds ⋅ 2 Baths ⋅ 3590574 MLS

Country living with room to breathe! Situated on approximately 10 fenced acres, Barton School Road offers privacy, versatility & beautiful pastoral views—all just off the blacktop. The acreage is ideal for horses, chickens, gardens, hunting/outdoor recreation, with Brumley Creek running through the property. The 3-bedroom, 2-bath home offers 2,200 sq. ft. of finished living space. A former covered porch has been fully enclosed, insulated, heated/cooled, creating a comfortable extension of the home. The original 576 sq. ft. attached 2-car garage is currently used as a spacious sewing room. It could easily be converted back to a garage or used as an office, workshop, gym or creative space. Outdoor living includes multiple decks where you can relax and take in the peaceful country setting. Additional improvements include 2 storage buildings—1 for lawn equipment & another serving as a workshop. The home also features a metal roof, new HVAC system, quality wood cabinetry & propane fireplace. Much of the personal property can remain, including furniture, beds, grills, mowers, tools, water softener safe etc. Its the circle driveway, fenced pasture, and flowing creek country lifestyle.

40 Barton School Road, Brumley

Courtesy of BHHS Lake Ozark Realty (573) 365-6868

$260,000

4 Beds ⋅ 2 Baths ⋅ 3590470 MLS

Offered for the first time in over 40 years, this iconic Eldon Victorian is a rare gem waiting to be discovered. Nestled on a prime corner lot backing directly to the city park, this property pairs timeless charm with an unbeatable location. From its classic silhouette to its exquisite historic detail, it celebrates an era of true craftsmanship rarely seen today. Meticulously cared for over decades, the home radiates unmistakable pride of ownership. Step up to the grand wraparound porch—a picture-perfect haven for sipping coffee and savoring the neighborhood vibes. Inside, the grand front parlor instantly commands attention, serving as a breathtaking sitting room or space for lively entertaining. Gorgeous leaded glass windows filter vibrant light across every room, showcasing the artistry that makes this home one of a kind. Bring your creative touch to polish this historic masterpiece and step into its storied legacy. This historic sanctuary is ready for the next generation to make forever memories.

601 E Newton Street, Eldon

Courtesy of NextHome Lake Living (573) 365-2622

$299,900

3 Beds ⋅ 2 Baths ⋅ 3590566 MLS

Need more garage, shop and storage space? This Versailles property delivers! Situated on three city lots, this 1,985 sq. ft. ranch offers 3 bedrooms, 2 bathrooms, a full finished basement and an impressive amount of space inside and out. The home features a large primary suite, spacious living areas and an attached 2-car garage with a convenient drive-through bay. The real standout is the detached 3-car garage with workshop space and an additional fully plumbed area offering exciting potential for future living space, guest quarters, home office or hobby space. With five total garage spaces, there's plenty of room for vehicles, a boat, lake toys, tools and projects. The home is ready for someone to bring their own personal touches, while the garage and shop setup is already hard to duplicate. Whether you're a contractor, car enthusiast, hobbyist or simply need more room, this property offers possibilities you won't find in the typical in-town home. Schedule your showing today!

312 South Oak Street, Versailles

Courtesy of Lehman Realty Group, LLC (573) 280-3076

$175,000

5 Beds ⋅ 2 Baths ⋅ 3590511 MLS

Prime Location in the Heart of Rolla Mo! Located a few blocks from the Historic Downtown Area with shops, dining & entertainment! Perfect Home for Fulltime Living or use as an investment property - would make a great rental! Features 5 bedrooms, 2 bathrooms, New windows (except for 2), Updated Electrical Panel, New Exterior Doors, Vinyl Siding (low Maintnance), Cozy Floorplan with Spacious Primary Bedroom with hardwood floors, large Deck, Wood Burning Stove for extra heat source & has City Water & Sewer! Not only is the interior of home nice... the fenced in backyard is great too. Gentle Yard with nice storage Shed... perfect. All of this and located just a short walk to Rolla High School and a few blocks from MO University of Science & Technology.

802 E 7th Street, Other

Courtesy of NextHome Lake Living (573) 365-2622

$399,000

4 Beds ⋅ 3 Baths ⋅ 3590286 MLS

17 ACRES. BRICK RANCHER. SOLAR. BASEMENT POTENTIAL. And all just minutes from Hwy 54! This 3-bedroom, 2.5-bath brick rancher offers the space, privacy, and solid construction you've been looking for. Inside, you'll find a formal dining room, spacious living areas, stainless steel appliances, and a layout ready for you to put your own stamp on. The walk-out basement is already framed and ready to be finished into whatever suits your lifestyle, from a family room to additional bedrooms, a home gym, or the ultimate entertaining space. Outside, the large private deck is made for morning coffee, evening sunsets, and entertaining with room to roam in every direction. Solar panels add even more value to this already impressive property. The home could use some updating, but the bones are here and the possibilities are HUGE. Bring your vision, make it yours, and enjoy 17 acres of your own!

3206 Honey Creek Road, Jefferson City

Courtesy of Black Lab Real Estate Co, LLC (573) 480-5186

$269,000

4 Beds ⋅ 3 Baths ⋅ 3590051 MLS

TIMELESS CHARACTER MEETS MODERN EFFICIENCY in this spacious 4BR/2.5BA Jefferson City home just minutes from downtown! Beautiful hardwood and laminate flooring, crown molding, built-ins and newer windows showcase the home's charm, while thoughtful upgrades make everyday living easy. The kitchen features new appliances and a gas stove, while the inviting four-seasons room offers flexible year-round living space. Enjoy a covered porch, fenced yard, detached garage with new garage door, plus a carport with ramp for convenient access. Energy-conscious buyers will love the solar panels with battery backup, low utility costs, new oversized mini-splits, WiFi Nest thermostat and Level 2 EV charger. Additional upgrades include a new retaining wall and blackout cellular blinds. Relax outdoors or take in the impressive Capitol view! With generous living spaces, historic character and smart-home conveniences, this move-in-ready property delivers comfort, efficiency and an unbeatable location close to downtown Jefferson City. Set on approximately .56 acre, this 2,407 sq. ft. home also offers a full walkout basement, main-level primary suite and abundant storage. Schedule your private tour today!

912 Broadway Street, Jefferson City

Courtesy of Ozark Realty (573) 348-2781

$345,000

3 Beds ⋅ 3 Baths ⋅ 3590229 MLS

Scenic Lakeview Home on 6.9 Acres. Home is surrounded by 4.9 acres with a 2 acres parcel across the road. Inviting entry to the foyer leads to a rec room & half bath. Spacious livingroom with a wall of windows for natural light and fireplace. The formal diningroom comes with a great view of the lake. Workable kitchen, pantry and with access to the deck to enjoy the lakeview and walkway to the swimming pool. Large main Bedroom & full bath has double closets. Hall Bath for 2 more bedrooms on upper level. Large attached 2 car Garage.

522 Secluded Woods Drive, Camdenton

Courtesy of United Country Lake Area Properties & Auction, LLC 573-346-2822

$435,000

6 Beds ⋅ 3 Baths ⋅ 3590442 MLS

Large family home, fenced acreage and a shop included. The main level features open living and kitchen areas, along with 2 bedrooms, one is primary bedroom and a bathroom with guest access. Off the kitchen and dining area, a baking room offers plenty of space for all your supplies and you can pick apples and peaches from the trees in the yard. The large dining area and additional family space with wood stove for cooking or heat provides a great place for holidays. Upstairs, 4 large bedrooms and 2 bathrooms offer plenty of room for a growing family. The 2014 remodel and addition increased the living space, with updates including newer windows, sheetrock, insulation, roof shingles and vinyl siding. The home also has 2 basements both with access to the back yard. Outside, approx. 6 acres with woven wired fencing around pasture and cross-fenced, with a dairy barn with concrete floor and greenhouse just a short walk from the home. A large shop with 1/2 bath, a lagoon, concrete floor, heating, and cooling with spray foam insulation on walls on ceiling provides room for projects year round. This is a great family home with room to grow for the whole family, come take a look today.

15029 Hwy N, Stover

Courtesy of RE/MAX Lifestyles 573-569-4388

$495,000

2 Beds ⋅ 2 Baths ⋅ 3590438 MLS

Set on 13 AC, this one-of-a-kind property offers the space and infrastructure to create a self-sufficient homestead, working farm, or peaceful country retreat. The thoughtfully engineered earth-contact home features passive-solar design, substantial thermal mass, expansive south-facing glass, and an attached 396-SF greenhouse. Outside, you’ll find fenced pasture and animal areas, an established orchard, root cellar, gardens and an engineered pond stocked with catfish, bass and bluegill. Multiple independently fenced areas and existing agricultural infrastructure make the property especially well suited for livestock, gardening and food production. A private well producing approximately 40 GPM and a 20-KW Kohler generator provide added independence. A large workshop with loft storage and RV-size access, plus an insulated cabin tucked beside the pond—ideal for guests, hobbies or a quiet getaway. Recent improvements include a new roof and HVAC (2025). Whether growing your own food, raising animals, working on projects or simply enjoying the seclusion, there is an incredible amount to discover here — you’re still just minutes from Lake of the Ozarks, Camdenton and Osage Beach.

2795 Business Park Road, Linn Creek

Courtesy of Coldwell Banker Lake Country (573) 346-3333

$285,000

3 Beds ⋅ 2 Baths ⋅ 3590523 MLS

This is a great opportunity for a fixer upper in the Camdenton School district! 3/2 with a detached 2.5 car garage with a door opener. There is also a 30x40 shop with a concrete floor and a framed office or storage area inside. The owners previously had a wood stove in there that heated it nicely. This 5 acres is mostly flat and easily accessible. Needs some general tlc and cleanup around the outside and the home will be real nice after paint and floors and some other attention on the inside! Fairly close to town makes for a convenient short drive. No HOA to abide by any rules or pay assessments. taxes are estimated.

377 Great Oaks Drive, Camdenton

Courtesy of RE/MAX Lake of the Ozarks (573) 302-2300

$119,900

2 Beds ⋅ 1 Baths ⋅ 3590502 MLS

Bring your vision and your toolbox! This older farmhouse offers an opportunity to own a property with character, good bones, and plenty of potential. Featuring 2 bedrooms and 1 bathroom, this home sits on an approximately half-acre corner lot and includes a 1-car detached garage and shed for additional storage. Some of the important work has already been addressed, including a roof that is less than 10 years old and a recently serviced HVAC system. The home is ready for someone to bring their ideas and transform it into something special. Whether you're looking for an investment property, renovation project, or a home you can update to your own style, this property offers plenty of opportunity. With the combination of the corner lot, detached garage, storage shed, newer roof, and serviced HVAC, this one is worth taking a look at. Home is being sold 'as is'. There is not a sellers disclosure as owners have never lived at the property as this was their mothers home.

610 Old W Road, Versailles

Courtesy of EXP Realty, LLC (866) 224-1761

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Listing information is provided courtesy of the Broker Reciprocity/IDX of Bagnell Dam Association of REALTORS® and Lake of the Ozarks Board of REALTORS®, Inc. Multiple Listing Services. Copyright 2026 Multiple Listing Service, Inc. of Bagnell Dam Association of REALTORS® MLS, Inc. and Lake of the Ozarks Board of REALTORS® MLS, Inc. Information is being provided for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information herein is believed to be accurate and timely, but no warranty as such is expressed or implied. 2026 Century 21 Community