Centralia Homes under $500,000

Welcome to Centralia, Missouri – a charming community nestled in Boone County that offers the perfect blend of small-town charm and modern convenience. Known for its friendly atmosphere and rich history, Centralia is a delightful place to call home. With a population that values community and connection, residents enjoy a peaceful lifestyle, while still being just a short drive away from the bustling city of Columbia.

One of the most appealing aspects of Centralia is its diverse selection of homes, particularly those priced under $500,000. Whether you’re a first-time homebuyer, a growing family, or looking to downsize, you’ll find a variety of options that cater to your needs and budget. From cozy single-family homes with inviting yards to stylish townhouses perfect for easy maintenance, Centralia has something for everyone.

Beyond the homes, Centralia boasts a wealth of amenities and activities. Residents can enjoy local parks, vibrant community events, and top-rated schools, all contributing to a high quality of life. The close-knit community fosters connections, making it easy to meet neighbors and form lifelong friendships.

If you’re considering a move to Centralia, you’ll not only be investing in a beautiful home but also in a lifestyle that prioritizes community and comfort. Explore the possibilities in this delightful town where your dream home awaits, all within a budget that allows you to enjoy life to the fullest. Come discover why Centralia is the perfect place for your next chapter!

Newest Centralia Homes under $500,000

$435,000

5 Beds ⋅ 3 Baths ⋅ 437669 MLS

Country living with convenience! This move-in ready 5-bedroom (2 non-conforming), 3-bath home sits on 6.71 acres m/l in a private, peaceful setting with blacktop frontage and easy access just off HWY 124. The home offers updated kitchen and bathrooms, spacious living areas, and a finished basement providing additional room for entertaining, recreation, or storage. Enjoy the covered front porch or relax on the back deck overlooking the acreage. A 2-car garage provides convenient parking, the 24' x 30' shed offers plenty of space for equipment, hobbies, or additional storage.

9755 E LAKE SAN-LYNN RD, Centralia

Courtesy of Real Estate on the Move 573-682-3001

$363,000

3 Beds ⋅ 2 Baths ⋅ 437608 MLS

Bring your hobby farm dreams to life on 2.5 beautiful acres with no restrictions! This charming two-story home offers three spacious bedrooms and plenty of flexible living space, including a formal dining room, den with dedicated workspace, and family room in the partially finished basement. The updated kitchen and bathrooms, along with fresh interior paint, give the home a move-in-ready feel while maintaining its classic character. Outside, you'll find a two-car garage, barn, raised garden beds, and plenty of room to make the property your own. With no restrictions, the possibilities are wide open for animals, gardening, chickens, hobby farming, outdoor projects, or simply enjoying extra space and privacy. A great opportunity to enjoy country living and create the lifestyle you've been lo

18350 MISSOURI 124, Centralia

Courtesy of Show Me Real Estate Group LLC

$178,000

3 Beds ⋅ 1 Baths ⋅ 437575 MLS

CORNER LOT CHARMER WITH ROOM TO ROAM -- 451 S Allen St, Centralia, MO Big lot. Big potential. Big character. This 3-bedroom, 1-bath home sits proudly on an oversized corner lot shaded by gorgeous trees, giving you room to breathe, room to grow, and room to make it yours. Step inside and feel the difference: sun-filled living spaces, generously sized bedrooms, and a layout that just makes sense. The kitchen offers all the cabinet storage you could ask for, and the oversized laundry/mudroom is a game-changer for everyday living. Here's the best part -- the big-ticket items are already done for you. New furnace. New water heater. That's real peace of mind built right in, so you can focus on the fun stuff: making this place your own. Outside, the detached garage and sprawling yard add even more space and possibility. Whether you're dreaming of backyard barbecues, a garden, room for pets to play, or simply a little more space to spread out, this oversized corner lot gives you plenty of room to bring those ideas to life. With its charming character, spacious lot, practical layout, valuable updates, and so much potential, 451 S Allen St is ready for its next chapter. Bring your vision, add your personal touches, and make this Centralia charmer HOME!

451 S ALLEN ST, Centralia

Courtesy of North Star Real Estate

$325,000

4 Beds ⋅ 4 Baths ⋅ 437248 MLS

2-story country home situated on 2.52 acres m/l along a paved road. This spacious residence offers 4 bedrooms and 3.5 baths, including a well-appointed primary suite with ensuite on the upper level, accompanied by three additional bedrooms and a full bath. The main level features a functional kitchen/dining combo, comfortable living room, and convenient laundry room. A walk-out basement provides excellent additional living space with a second kitchenette and full bathroom, Outside, the property offers open space for enjoyment, plus a pole barn for equipment or a few livestock.

9700 E BALL RD, Centralia

Courtesy of Real Estate on the Move 573-682-3001

$200,000

3 Beds ⋅ 1 Baths ⋅ 436991 MLS

24000 SCHUNEMEYER RD, Centralia

Courtesy of Century 21 Community

$185,000

3 Beds ⋅ 1 Baths ⋅ 436929 MLS

Well Maintained Ranch Home in Desirable Centralia Location! Welcome to this charming one-level ranch home located in a highly desirable area of Centralia, MO. The inviting kitchen features an abundance of cabinetry and a dining area overlooking the supersized backyard, offering plenty of space for outdoor enjoyment, gardening, or entertaining. The spacious living room provides a comfortable gathering space, while three bedrooms and one full bath complete the home. Features include a combination of carpet and hardwood flooring throughout. This home has been very well maintained, and the pride of ownership truly shines throughout. Enjoy excellent curb appeal, a one-car attached garage, and a fantastic backyard plus a nice storage shed all in a desirable Centralia location.

730 N ALLEN ST, Centralia

Courtesy of REMAX On The Move

$208,000

2 Beds ⋅ 2 Baths ⋅ 436553 MLS

Nearly new and move-in ready! This charming 2-bedroom home has been well maintained and is a perfect opportunity for a first-time homebuyer, someone looking to downsize, or an investor. Enjoy a spacious, fully fenced backyard that backs to an alley, providing convenient additional access when needed. With its great condition, functional layout, and low-maintenance appeal, this home is ready for its next owner. Affordable, adorable, and ready to call home!

613 S ALLEN ST, Centralia

Courtesy of Atrium Realty, LLC

$459,990

4 Beds ⋅ 3 Baths ⋅ 435074 MLS

Modern luxury meets exceptional craftsmanship in this stunning new construction home offering over 2,200 finished square feet of thoughtfully designed living space. With striking architectural lines, dramatic curb appeal, and premium finishes throughout, this 4-bedroom, 3-bath home is truly one of a kind. Step inside to discover an open-concept floor plan featuring high-end matte-finished hardwood flooring, designer tile, custom lighting, and a spacious living area centered around a beautiful feature fireplace. The chef-inspired kitchen is designed for both everyday living and entertaining, showcasing upgraded cabinetry, premium finishes, and abundant workspace. The luxurious primary suite serves as a private retreat, complete with a spa-like en-suite bath featuring dual showerheads,

819 N ALLEN ST, Centralia

Courtesy of Adams Realty Investments, LLC

$341,000

2 Beds ⋅ 2 Baths ⋅ 434834 MLS

HANDICAP ACCESSIBLE & BUILT WITH Quality in mind instead of just another spec home!!! So many upgrades & extras that we can't list them all in the short space!!! 1642 sq ft with an oversized garage built for your oversized pickup!!! Very open floor plan, 2 bedrooms ( could be 3 easily) 2 full bathrooms, sun porch, walk in pantry, walk in closets, State of the art Pella windows, water softener, custom built cabinets, All exterior/interior doors are 36'' (handicap accessible), the oversized walk in shower is handicap accessible, 2x6 walls, walk in pantry and LOTS MORE!!! You need to see it to believe it!!!!

801 N BARELA CIR, Centralia

Courtesy of Bishop Real Estate Services LL 573-682-1014

$341,000

2 Beds ⋅ 2 Baths ⋅ 434832 MLS

807 N BARELA CIR, Centralia

Courtesy of Bishop Real Estate Services LL 573-682-1014

$341,000

2 Beds ⋅ 2 Baths ⋅ 434494 MLS

NEW-NEVER LIVED IN, Handicap accessible and built with quality and lots of upgrades & EXTRAS... 2 bedrooms with a possible 3rd if needed. 1642 sq ft with an oversized garage built for your oversized trucks or just extra space for a workshop. ❤️ Open floor plan ❤️ custom built cabinets ❤️walk in pantry ❤️ sunporch ❤️ walk in closets ❤️water softener ❤️2x6 exterior walls ❤️State of the art PELLA windows ❤️ fiberglass exterior doors ❤️water softener ❤️ energy efficient gas furnace ❤️Professional grade Delta faucets throughout the home ❤️are 36' wide (handicap accessible)

814 N BARELA CIR, Centralia

Courtesy of Bishop Real Estate Services LL 573-682-1014

$341,000

2 Beds ⋅ 2 Baths ⋅ 433480 MLS

808 N BARELA CIR, Centralia

Courtesy of Bishop Real Estate Services LL 573-682-1014

Start Your Search

Listing information is provided courtesy of the Broker Reciprocity/IDX of Bagnell Dam Association of REALTORS® and Lake of the Ozarks Board of REALTORS®, Inc. Multiple Listing Services. Copyright 2026 Multiple Listing Service, Inc. of Bagnell Dam Association of REALTORS® MLS, Inc. and Lake of the Ozarks Board of REALTORS® MLS, Inc. Information is being provided for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information herein is believed to be accurate and timely, but no warranty as such is expressed or implied. 2026 Century 21 Community