Columbia Homes under $250,000

Welcome to Columbia, Missouri – a vibrant city nestled in Boone County that seamlessly blends the charm of small-town living with the amenities of a flourishing urban center. Known for its rich history, diverse culture, and top-notch educational institutions, Columbia boasts a welcoming community that is perfect for families, young professionals, and retirees alike.

One of the standout features of Columbia is its array of affordable housing options, particularly homes priced under $250,000. This makes the city an attractive destination for first-time homebuyers and those looking to invest in real estate without breaking the bank. Here, you can find a variety of charming homes that cater to different tastes, from quaint bungalows to contemporary townhouses, all set against the backdrop of Columbia's picturesque landscapes.

Living in Columbia means enjoying a plethora of recreational activities, including beautiful parks, scenic trails, and vibrant local festivals. The city is also home to a thriving arts scene, with galleries, theaters, and live music venues that keep the community buzzing with creativity. Plus, with easy access to top-rated schools and a strong sense of community, you’ll find that Columbia offers a quality of life that is hard to beat.

Whether you’re looking to settle down or invest, Columbia’s homes under $250,000 provide an excellent opportunity to be part of this dynamic city. Explore your options today and discover the perfect place to call home in Columbia, where affordability meets a rich lifestyle!

Newest Columbia Homes under $250,000

$175,000

3 Beds ⋅ 2 Baths ⋅ 437762 MLS

Maximize your buying power with $5,400 in seller concessions at closing while taking advantage of exclusive local housing programs! This exceptional property is available through an affordable housing partnership, requiring buyers to meet Columbia Community Land Trust purchase requirements and sign a ground lease, with some buyers qualifying for extra savings through the City Homeownership Assistance Program. You will step into stunning new construction designed for effortless single-level living. This modern 3-bedroom, 2-bathroom home features a bright, open-concept living and dining area that flows seamlessly into a spacious kitchen, paired with a private primary suite complete with a shower bath and a roomy walk-in closet. Everyday convenience is built right in with an attached 1-car

1107 N EIGHTH ST, Columbia

Courtesy of North Star Real Estate

$175,000

3 Beds ⋅ 3 Baths ⋅ 437633 MLS

THIS IS AN ONLINE ONLY AUCTION! THE PRICE LISTED IS THE STARTING BID AND DOES NOT REFLECT THE SELLING PRICE. 3 Bedroom, 2.5 Bath Real Estate Absolute auction . Modern, Move-In Ready Home with Walkout Basement on 1.4+/- Acres of Land Mature oaks and cedars surround this move-in ready split-level on the north side of Columbia, giving you a private, wooded setting with quick access to town. Inside, modern updates carry throughout. The living room is filled with natural light from a large picture window, and the kitchen opens to a dining area with French doors to the deck. Upstairs, the primary bedroom offers a walk-in closet and private bath, with two more bedrooms and a full hall bath nearby. The walkout lower level is built for gathering, anchored by a floor-to-ceiling stone fireplace

205 W AKEMAN BRIDGE RD, Columbia

Courtesy of Atterberry Auction and Realty Company 573-474-9295

$149,900

4 Beds ⋅ 2 Baths ⋅ 437547 MLS

INVESTOR SPECIAL! Calling all investors, flippers, and buyers looking for a project with serious potential! This property sits on an uncommon 0.92-acre wooded lot and is being sold strictly as-is. With approximately 2,179 total square feet, including a walk-out basement, there is plenty of space and opportunity to rework the existing layout and bring your vision to life. Enjoy a private, wooded setting while still being just minutes from major roadways, shopping, dining, parks, golf, and other Columbia amenities. Bring your contractor and your vision--this one is worth a look! Buyer to independently verify all information, including square footage, finished area, permitted uses, zoning, schools, utilities, development potential, and any other information important to the buyer.

1902 CEDAR CLIFF DR, Columbia

Courtesy of Palmer Realty & Development LLC

$210,000

3 Beds ⋅ 2 Baths ⋅ 437523 MLS

Available for owner-occupy or investment with a strong history of easy rental. Vaulted ceilings, washer and dryer included and neighborhood pool. Master bedroom on the main, 2 additional bedrooms, bathroom and laundry room with storage upper level. LVP Flooring everywhere except bedrooms. Located at the end of the cul-de-sac. Added attic insulation to help with utility costs.

1604 TELLURIDE LN, Columbia

Courtesy of Weichert, Realtors - House of Brokers

$125,000

3 Beds ⋅ 3 Baths ⋅ 437203 MLS

Opportunity awaits with this 3-bedroom, 2.5-bath reversed ranch tucked into a private, wooded setting. The home offers a 2-car garage, an open main-level living area, fireplace, spacious kitchen with abundant cabinetry and counter space, and large windows overlooking the surrounding trees. A sliding glass door opens to the deck, creating a peaceful spot to enjoy the wooded backdrop. The lower level provides additional living space and access to the backyard, offering plenty of potential for a buyer ready to bring new life to the property. With its established setting, functional floor plan and generous living spaces, this home presents an opportunity for renovation, investment or customization. Property is being sold AS-IS and sale is contingent upon approval of the Probate Court of Boone County. Please see private remarks for more information.

2300 N BOLLI RD, Columbia

Courtesy of Weichert, Realtors - House of Brokers

$190,000

3 Beds ⋅ 2 Baths ⋅ 437177 MLS

Welcome to 1709 Steamboat Ln, a beautifully refreshed 3-bedroom, 2-bath condo offering comfortable, low-maintenance living in a convenient Columbia location. The spacious main-level living area features updated flooring, abundant natural light, and an open feel that flows naturally into the kitchen and dining area. The primary suite is conveniently located on the main level and features a walk-in closet with direct access to the primary bathroom. Upstairs, you'll find two additional bedrooms offering flexibility for guests, an office, or additional living space. With its functional layout, attached garage, and move-in-ready feel, this condo is an excellent opportunity for anyone looking for easy living without sacrificing space. Community pool, lawn maintenance,snow removal included in HOA

1709 STEAMBOAT LN, Columbia

Courtesy of Century 21 Community

$250,000

3 Beds ⋅ 4 Baths ⋅ 436865 MLS

Central MO Community Action (CMCA) provides 25% downpayment assistance for qualified buyers who are at or below 80% of the area median income for Columbia, MO; complete the federally requited HUD Homebuyers course (Avail thru Love Columbia) AND qualify for a loan with a lender. ADA compliant entry, halls, bath. Pet containment on rear of unit.

606 N PROVIDENCE RD Unit 100, Columbia

Courtesy of Weichert, Realtors - House of Brokers

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Listing information is provided courtesy of the Broker Reciprocity/IDX of Bagnell Dam Association of REALTORS® and Lake of the Ozarks Board of REALTORS®, Inc. Multiple Listing Services. Copyright 2026 Multiple Listing Service, Inc. of Bagnell Dam Association of REALTORS® MLS, Inc. and Lake of the Ozarks Board of REALTORS® MLS, Inc. Information is being provided for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information herein is believed to be accurate and timely, but no warranty as such is expressed or implied. 2026 Century 21 Community