Harbour Bay Homes under $350,000

Welcome to Harbour Bay, a hidden gem nestled in the picturesque Sunrise Beach, Missouri. This charming subdivision in Camden County offers a perfect blend of serene lakeside living and vibrant community spirit. Known for its stunning views of the Lake of the Ozarks, Harbour Bay is an ideal destination for those seeking tranquility and a touch of adventure.

The homes in Harbour Bay are designed to cater to a variety of lifestyles, with many options available for under $350,000. Whether you’re a first-time homebuyer, a small family, or looking for a vacation getaway, this subdivision has something for everyone. The properties feature modern amenities, spacious layouts, and beautiful outdoor spaces, making them perfect for both relaxation and entertaining.

Residents of Harbour Bay enjoy access to a plethora of recreational activities. Spend your weekends boating, fishing, or swimming in the crystal-clear waters of the lake. The community is also conveniently located near local shops, restaurants, and parks, ensuring that all your needs are just a stone's throw away.

With its welcoming atmosphere and affordable housing options, Harbour Bay is not just a place to live; it’s a place to thrive. Explore the charm of this delightful subdivision and discover your dream home today! Whether you’re looking for a peaceful retreat or an active lifestyle, Harbour Bay is waiting to welcome you with open arms. Don’t miss the opportunity to be part of this vibrant community!

Newest Harbour Bay Homes under $350,000

$310,000

3 Beds ⋅ 2 Baths ⋅ 3588599 MLS

Million Dollar View for a fraction of the price. This 1185-sf 3-bedroom 2-bathroom waterfront condo at Harbour Bay on the 18MM is what everyone has been waiting for, nestled between Porto Cima and The Villages. Top-floor, End-unit, vaulted ceiling, AND right in the middle of all the action at Lake Of The Ozarks. The location for the 2026 Shootout is less than 2 Miles away, and this complex is minutes away from countless restaurants and amenities (by water and road). NEW HVAC in Fall of 2023 (parts warrantied for 10 years), and newer items in 2021 (kitchen, granite, flooring, appliances, water heater, bathrooms, washer and dryer, etc). Breathtaking sunrises will start your day off the right way. Perfect community for part or full-time living. Being only 74-units in the complex it is well-maintained, and setup for family and friends. Private pool, gated subdivision, affordable assessments, and leased cruiser slips are available at the complex or at The Villages Marina right up the road. Call today and see why this is one of the best units available at The Lake.

182 Sac Road Unit C401, Sunrise Beach

Courtesy of RE/MAX Lake of the Ozarks (573) 302-2300

$299,900

2 Beds ⋅ 2 Baths ⋅ 3588468 MLS

Turnkey lakefront condo at the 19 MM of the Osage Arm in Harbour Bay! This recently updated unit is ready for immediate enjoyment with new laminate flooring, fresh paint, new carpet in 2024, and new appliances. Offered fully furnished, this condo makes lake living easy whether you’re looking for a weekend retreat, full-time residence, or investment opportunity. Enjoy beautiful Lake of the Ozarks views and the convenience of a 14x40 boat slip located just below the unit, giving you quick access to your boat and the water. By boat, Harbour Bay is close to popular lakefront restaurants including Dog Days, Shorty Pants, and RedHeads. Harbour Bay is a gated complex with a community pool, adding extra comfort and convenience. With updates already completed, furnishings included, and a large boat slip in a prime Osage Arm location, this lakefront condo is a complete package.

194 Sac Road Unit D302, Sunrise Beach

Courtesy of Keller Williams L.O. Realty (573) 348-9898

$299,500

3 Beds ⋅ 3 Baths ⋅ 3587528 MLS

Newly updated, lower level, 3 bedroom, 3 bath, waterfront condo at Harbour Bay! End unit provides extra privacy and a 3rd bedroom ensuite with electric wall fireplace facing Main Channel. Kitchen with over/under cabinet lighting, decorative wood plank and freshly painted walls & ceiling throughout. 55" TV installed over the tiled electric fireplace. Open floor plan welcomes everyone in living room/dining area and kitchen to be together! Waterfront promenade is only steps away allowing easy access to your 14x40 boat slip and PWC space with drive on lift. Two primary lakeside bedroom suites that enter onto covered deck with TV. Deep depth cove protection & eastern exposure for afternoon shade. FANTASTIC main channel view! Harbour Bay is a quiet, smaller gated community allowing annual and semi-annual rental options along with a community pool with killer view of lake! Harbour Bay has some of the lowest assessments on lake.Located centrally by land and water between the Lodge of the Four Seasons and Margaritaville! Close to Lake Ozark & Osage Beach, the famous Bagnell Dam Strip, grocery stores, theaters and state parks for more lake life! Lake of the Ozarks is the place to be!

194 Sac Road Unit D101, Sunrise Beach

Courtesy of Keller Williams L.O. Realty (573) 348-9898

$299,900

3 Beds ⋅ 3 Baths ⋅ 3586690 MLS

This is the perfect lakefront condo just in time for summer! Oversized 14'x40' boat slip available for extra $. PWC Slip INCLUDED. This spacious 3-bedroom, 3 full bath condo in Harbour Bay offers the perfect blend of comfort, convenience, and unbeatable lake views. Located in a quiet, gated community, you’ll love the peaceful setting with easy access to all the action. Start your mornings with coffee on the deck, taking in the beautiful eastern exposure and sweeping views of the cove & Main Channel. Inside, the condo is partially furnished, featuring numerous updates including stainless steel appliances, granite countertops, laminate flooring, kitchen backsplash, crown molding, updated lighting, and fresh paint. Bathrooms have been refreshed w/ newer fixtures, making this a truly low-maintenance retreat. Harbour Bay is known for its well-maintained grounds, cooperative & knowledgeable HOA, clean docks, and inviting waterfront promenade, along with pool & swim dock for endless summer fun. And the location? It doesn’t get better. You’re just minutes from popular waterfront dining, entertainment, shopping, the Bagnell Dam Strip, and nearby state parks—whether by land or water.

194 Sac Road Unit D301, Sunrise Beach

Courtesy of Keller Williams L.O. Realty (573) 348-9898

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Listing information is provided courtesy of the Broker Reciprocity/IDX of Bagnell Dam Association of REALTORS® and Lake of the Ozarks Board of REALTORS®, Inc. Multiple Listing Services. Copyright 2026 Multiple Listing Service, Inc. of Bagnell Dam Association of REALTORS® MLS, Inc. and Lake of the Ozarks Board of REALTORS® MLS, Inc. Information is being provided for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information herein is believed to be accurate and timely, but no warranty as such is expressed or implied. 2026 Century 21 Community