Jefferson City Homes under $500,000

Welcome to Jefferson City, Missouri – a hidden gem nestled in the heart of Cole County! Known for its rich history and vibrant community, Jefferson City offers a unique blend of small-town charm and modern convenience. As the state capital, this city is not only a hub for government activity but also a place where families can thrive and individuals can find their perfect home.

In Jefferson City, you’ll discover an array of beautiful homes, many of which are priced under $500,000. This makes it an ideal destination for first-time homebuyers, families looking to settle down, or anyone seeking a cozy abode without breaking the bank. The real estate market here boasts a variety of architectural styles, from charming bungalows to contemporary designs, ensuring that there’s something for everyone.

The community is well-equipped with excellent schools, lush parks, and a plethora of recreational activities. Enjoy leisurely strolls along the Missouri River, explore the scenic trails, or immerse yourself in the local arts and culture scene. Jefferson City is also home to numerous dining options, shopping venues, and community events that foster a welcoming atmosphere.

Whether you’re drawn to the historic downtown area or the serene suburban neighborhoods, Jefferson City offers a lifestyle that balances work and play. With homes under $500,000 readily available, your dream of owning a piece of this charming city can easily become a reality. Come explore Jefferson City, where your perfect home awaits!

Newest Jefferson City Homes under $500,000

$390,000

3 Beds ⋅ 3 Baths ⋅ 437710 MLS

Quality craftsmanship shows throughout this custom Dave Burks-built 3-bedroom, 3-bath townhouse! Freshly updated with brand-new floor coverings, paint, and trim throughout, this home is truly move-in ready. The kitchen features quartz countertops and custom cabinetry, while the large hobby/recreation room offers great additional living space. You'll also appreciate the laundry room with utility sink, 2-car garage with additional hot and cold water hookups, and solid-surface living throughout. Centrally located near Jefferson City amenities, this well-built home offers quality, convenience, and thoughtful features throughout.

4113 TERRA BELLA DR, Jefferson City

Courtesy of REMAX Jefferson City

$269,000

4 Beds ⋅ 3 Baths ⋅ 437695 MLS

TIMELESS CHARACTER MEETS MODERN EFFICIENCY in this spacious 4BR/2.5BA Jefferson City home just minutes from downtown! Beautiful hardwood and laminate flooring, crown molding, built-ins and newer windows showcase the home's charm, while thoughtful upgrades make everyday living easy. The kitchen features new appliances and a gas stove, while the inviting four-seasons room offers flexible year-round living space. Enjoy a covered porch, fenced yard, detached garage with new garage door, plus a carport with ramp for convenient access. Energy-conscious buyers will love the solar panels with battery backup, low utility costs, new oversized mini-splits, WiFi Nest thermostat and Level 2 EV charger. Additional upgrades include a new retaining wall and blackout cellular blinds. Relax outdoors or take in the impressive Capitol view! With generous living spaces, historic character and smart-home conveniences, this move-in-ready property delivers comfort, efficiency and an unbeatable location close to downtown Jefferson City. Set on approximately .56 acre, this 2,407 sq. ft. home also offers a full walkout basement, main-level primary suite and abundant storage. Schedule your private tour today!

912 BROADWAY ST, Jefferson City

Courtesy of Ozark Realty

$249,900

3 Beds ⋅ 2 Baths ⋅ 437686 MLS

Don't miss this MOVE IN READY ,updated and meticulously maintained 3 Bedroom 2 Bath split foyer home on west side of Jefferson City. Updated kitchen & baths, hardwood flooring & laminate flooring with only carpet being on the stairs. Newer vinyl windows and siding, deck, kitchen appliances, ceiling fans, paint and more ! Kitchen has breakfast bar and also eat in area. Master Bedroom has double closets. Enjoy the large family room on lower level along with additional office /non conforming 4th Bedroom, bath and utility area. Relax on the deck ,overlooking the fully fenced semi private yard ( perfect for kids, or animals or relaxing near the firepit ). Maintenance free exterior , full single car attached garage and additional carport area as well. Minutes from West side JC amenities.

131 W HAVEN DR, Jefferson City

Courtesy of Century 21 Community

$199,900

3 Beds ⋅ 1 Baths ⋅ 437661 MLS

''Welcome home! This delightful 3-bedroom, 1-bathroom gem in Jefferson City is packed with timeless character and warmth. Priced to sell! This property welcomes you with inviting living spaces and unique architectural details you won't find in cookie-cutter builds. Step outside to a fully fenced-in backyard, ideal for weekend barbecues, gardening, or a safe play area. Don't miss your chance, this one wont last long! Features The upstairs bedroom needs some finishing but is plumbed for an additional bathroom if you would like to transform it into a beautiful primary bedroom.

1326 GORDON CT, Jefferson City

Courtesy of Ozark Realty

$399,900

4 Beds ⋅ 3 Baths ⋅ 437657 MLS

Welcome to 1743 Englewood, a lovely home tucked into a wonderful neighborhood where mature trees, lush green space and a private backyard create a peaceful setting. Step through the gorgeous modern front door with decorative glass into a beautifully refreshed interior featuring extensive updates throughout. New wood flooring and fresh paint enhance the entry, living room, dining room, family room, hallway and foyer, creating a warm and cohesive flow throughout the main level. The dining room is accented by a new chandelier, while the completely updated kitchen shines with new cabinetry, appliances, sink, garbage disposal, backsplash, lighting and fresh paint. Tile flooring continues through the kitchen, laundry room and main-level bath. The laundry room has also been refreshed with new cabinet hardware, lighting and paint. The family room is especially warm and inviting with rich, dark wood paneling and a brick fireplace topped by a wood mantel. Step directly from this cozy gathering space onto the 16' x 10' deck overlooking the peaceful, tree-filled backyard--a wonderful spot to relax and enjoy the privacy and natural surroundings. A fourth bedroom on the main level features wood flooring, fresh paint and a new ceiling fan with light, offering flexibility for guests, an office or convenient main-level bedroom. The nearby bath features a refurbished shower with new shower fixtures and fresh paint. Upstairs, all three bedrooms have been beautifully refreshed with new carpet, paint and ceiling fans with lights. The primary suite includes a new vanity, mirror, lighting, cabinetry and paint. The upstairs bathrooms have also received extensive updates including new fixtures, lighting, tile flooring, cabinetry, mirrors and paint, along with new tile surrounding the bathtub and shower stall. Three hall closets provide an abundance of convenient upstairs storage. Even the staircase has been updated with new carpeting, paint and railing. The unfinished basement offers tremendous potential for additional living space. A huge 38' x 30' unfinished room provides plenty of possibilities for a future family room, recreation area, bedroom or combination of spaces. An additional 21' x 12' unfinished room walks out from the basement and could make a wonderful gardening or potting room with convenient access to the backyard. With four bedrooms, extensive updates, generous storage, future expansion possibilities and a beautiful backyard surrounded by trees and greenery, 1743 Englewood combines a fresh, move-in-ready interior with the warmth, privacy and peaceful setting that make a house feel like home.

1743 ENGELWOOD DR, Jefferson City

Courtesy of REMAX Jefferson City

$312,000

3 Beds ⋅ 2 Baths ⋅ 437650 MLS

The best part of this beautifully renovated home is the convenience of main-level living, combined with the quality construction & character of an established home. Extensive renovations have transformed the interior, creating a home that feels fresh & new while preserving the craftsmanship of the past. Great curb appeal welcomes you with new paint, board-and-batten accents & a new concrete front porch framed by stone flower beds. Step through the beautiful front door into the entry, complete with a convenient coat closet. The spacious living room makes an immediate impression with gorgeous refinished hardwood floors & plenty of room to create both living & dining area. A contrasting ceiling color beautifully highlights the architectural detail of the cove ceiling, adding character & dimension to the space. The kitchen was completely gutted & redesigned. The soffit was removed, allowing new ceiling-height, soft-close cabinetry to take center stage. Quartz countertops, a tiled backsplash, new sink & faucet, & luxury vinyl flooring complete the transformation. Kitchen electrical & plumbing were updated & all new appliances were added. A new exterior back door opens into a second area, providing another welcoming & functional entrance to the home. The original hardwoods through the home have been refinished, & new hardwood added to accommodate the expanded layout. New doors, trim & light fixtures throughout, along with fresh interior paint, create a cohesive updated look. Both bathrooms were completely remodeled, converting a former half bath into a full one. The blue & the green vanities add personality, along w/new tub/shower combos & toilets. Vent fans were added. The renovations also created a true primary ensuite w/a new walk-in closet, added privacy & functionality with main level living. Exterior improvements are just as impressive, w/a new concrete patio & front porch, & new concrete sections of the driveway, plus a new garage door & opener. The crawl space had been encapsulated & newer windows had been added. Parking is available along W Main or enter from Willow Dr. where a long driveway provides an attractive approach through the backyard to the 1 car garage. Conveniently located in a fantastic established neighborhood close to churches, schools, swimming pool & park w/walking trails, this home offers something difficult to duplicate: the ease of main level living, the style & convenience of an extensive renovation, & the solid quality & character of an older home.

2416 W MAIN ST, Jefferson City

Courtesy of REMAX Jefferson City

$289,900

3 Beds ⋅ 2 Baths ⋅ 437610 MLS

Completely renovated 3-bedroom, 2-bath home with thoughtful updates inside and out. The kitchen features new appliances and a coffee nook that gives you a dedicated spot to start your morning. Step outside to the new back deck, with room to relax or gather with friends. A new roof, gutters, windows, and sewer line add to the extensive list of improvements. With the renovation complete, this home is ready for you to move in and enjoy.

1618 TANNER BRIDGE RD, Jefferson City

Courtesy of REMAX Jefferson City

$396,000

3 Beds ⋅ 2 Baths ⋅ 437540 MLS

Built in 2025, 5514 Thornridge Drive offers 1,900 SQFT with a split-bedroom layout, custom finishes, and inviting outdoor spaces. Vaulted ceilings elevate the open-concept kitchen and living area, while wood cabinets, quartz countertops, and under-cabinet lighting bring warmth and style to the kitchen. A separate formal dining room creates space to gather, and luxury vinyl flooring runs throughout the main living areas. The primary bath features a fully tiled shower. Enjoy morning coffee on the covered front porch or unwind on the covered back porch, surrounded by beautiful landscaping. Thoughtful design, modern finishes, and room to entertain make this home easy to picture as your own.

5514 THORNRIDGE DR, Jefferson City

Courtesy of Weichert, Realtors - House of Brokers

$229,900

3 Beds ⋅ 2 Baths ⋅ 437467 MLS

This unique ranch-style home is full of character and charm! Featuring adorable built-ins and those special details that give a home personality, 1513 Stadium Blvd offers a layout and style you simply don't see every day. With 3 bedrooms, 1 bath, approximately 1,440 square feet, and a basement offering additional space, this home has plenty to appreciate. The spacious backyard offers plenty of room for parking, outdoor activities, entertaining, gardening, or simply enjoying the outdoors. A great bonus that adds even more versatility to this unique property.

1513 STADIUM BLVD, Jefferson City

Courtesy of McMichael Realty, Inc.

$180,000

4 Beds ⋅ 2 Baths ⋅ 437378 MLS

Unlock the incredible potential of 809 Jackson St, a unique investment opportunity, or the perfect affordable home for a growing family. Built to last in 1931 with classic stone and brick masonry, this 4-bedroom, 2-bathroom home offers an impressive 1,882 square feet of livable space-giving you maximum square footage for your dollar. Outside, the large lot provides plenty of green space for gardening, outdoor gatherings, or future personalization. Located in a rich historical neighborhood close to local community amenities, this property represents a fantastic blend of vintage appeal and everyday functionality.

809 JACKSON ST, Jefferson City

Courtesy of Iron Gate Real Estate

$220,000

3 Beds ⋅ 2 Baths ⋅ 437228 MLS

Welcome to 1505 Westview Drive in Jefferson City, MO! This 3-bedroom, 1.5-bath home offers 1,455 sq ft of finished living space with a functional layout and room to spread out. The main level features all three bedrooms, a full bath, living room, and eat-in kitchen. Downstairs, 495 finished sq ft includes a spacious second living area, half bath, laundry, and access to the attached 1-car garage. Located just outside of town, enjoy quick access to shopping, dining, and conveniences along Country Club Drive, plus nearby County Park Lake for outdoor recreation. With two living areas and a convenient Jefferson City location, this home offers space and versatility inside and out.

1505 WESTVIEW DR, Jefferson City

Courtesy of Weichert, Realtors - House of Brokers

$245,000

3 Beds ⋅ 2 Baths ⋅ 437222 MLS

Welcome to a home that proves you don't have to spend a fortune to find the right place! Tucked into the quiet, quaint community of St. Martins, this charming split-level home offers 3 bedrooms and 2 baths, all conveniently located on the upper level. Set on a corner lot with beautiful mature trees and a fully fenced backyard, there's plenty of space to enjoy the peaceful setting. The basement adds a 2-car garage plus room for storage and hobbies. With its cozy, homey feel and an amazing location just minutes from Jefferson City, this is the kind of neighborhood people love to call home. And the best part? You can get into this great St. Martins location for less than $250,000!

6831 MCDONELL LN, Jefferson City

Courtesy of Weichert, Realtors - House of Brokers

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Listing information is provided courtesy of the Broker Reciprocity/IDX of Bagnell Dam Association of REALTORS® and Lake of the Ozarks Board of REALTORS®, Inc. Multiple Listing Services. Copyright 2026 Multiple Listing Service, Inc. of Bagnell Dam Association of REALTORS® MLS, Inc. and Lake of the Ozarks Board of REALTORS® MLS, Inc. Information is being provided for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information herein is believed to be accurate and timely, but no warranty as such is expressed or implied. 2026 Century 21 Community