Lake Ozark Homes under $250,000

Welcome to Lake Ozark, a picturesque gem nestled in Camden County, Missouri, where serene waters meet vibrant community life! Known for its stunning views and recreational opportunities, Lake Ozark is the perfect destination for those seeking a tranquil yet engaging lifestyle. This charming city is not just a haven for vacationers; it’s a thriving community where families, retirees, and young professionals come together to enjoy the beauty of nature and the warmth of small-town living.

In Lake Ozark, you’ll discover an array of homes under $250,000, making it an ideal spot for first-time homebuyers and those looking to invest in a vacation property. These affordable options range from cozy condos with breathtaking lake views to charming single-family homes nestled in friendly neighborhoods. Each property offers unique features, ensuring that there’s something for everyone.

Imagine waking up to the gentle sounds of nature, enjoying your morning coffee on a spacious deck, or taking a leisurely stroll to the nearby lake for a day of fishing, boating, or simply soaking up the sun. The community is rich with amenities, including parks, restaurants, and shopping, all within easy reach.

Living in Lake Ozark means embracing a lifestyle filled with adventure and relaxation. Whether you’re drawn to the sparkling waters or the close-knit community feel, this area offers an exceptional quality of life at an accessible price point. Come explore the possibilities and make Lake Ozark your new home today!

Newest Lake Ozark Homes under $250,000

$244,900

2 Beds ⋅ 2 Baths ⋅ 437230 MLS

NO STEPS. BIG VIEWS. TOTAL LAKE PACKAGE! Step straight into effortless Lake of the Ozarks living with this walk-in, 2BR/2BA lakefront condo at Regatta Bay--no stairs required! Designed to capture breathtaking main-channel views, the open layout features a desirable split-bedroom design offering privacy for owners and guests. Wake up to the water from the lakeside primary suite, where oversized picture windows frame stunning lake views right from bed. The tiled, screened-in deck extends your living space outdoors and creates the perfect setting for morning coffee, sunset cocktails and unforgettable lake weekends. A 12x30 boat slip is now included, making it easy to get on the water and start enjoying the lake lifestyle. NIGHTLY RENTALS ARE ALLOWED, creating excellent potential as a vacation getaway, investment property or both. Regatta Bay offers resort-style amenities including two pools, clubhouse, tennis, pickleball, basketball and a park-like setting. Whether you're searching for a full-time retreat, weekend escape or short-term rental, this walk-in lakefront gem checks the boxes. Come for the views, stay for the lifestyle--your Lake of the Ozarks story starts today--right here!!!!

418 REGATTA BAY DR Unit 3C, Lake Ozark

Courtesy of Ozark Realty

343 RACQUET CLUB DR Unit 226, Lake Ozark

$249,900

3 Beds ⋅ 2 Baths ⋅ 437043 MLS

Lake Life Meets Resort Living! Discover this spacious 3BR/2BA, 2,007 sq ft end-unit patio home in Four Seasons Racquet & Country Club, offering one-level living, lake access and nightly rentals in the heart of Lake Ozark! Freshly refreshed with NEW interior paint, an updated kitchen and a NEW private courtyard with a tranquil waterfall, this retreat is designed for relaxation and entertaining. Highlights include a wood-burning fireplace, wet bar, pantry, walk-in closet, jetted tub, tile flooring and abundant natural light. Enjoy morning coffee or evening cocktails in your private courtyard oasis. Four Seasons amenities include 6 outdoor pools, dog park, boat ramps, RV park, 3 fishing lakes, tennis & pickleball courts, walking/biking paths and more! Minutes from golf, dining, shopping, entertainment and the Historic Bagnell Dam Strip. Whether you want a full-time home, vacation escape or nightly rental investment, this move-in-ready gem delivers the Lake lifestyle you've been dreaming of!

343 RACQUET CLUB DR Unit 226, Lake Ozark

Courtesy of Ozark Realty

150 SOUTHWOOD SHORES PL Unit 21-2B, Lake Ozark

$239,000

2 Beds ⋅ 2 Baths ⋅ 436513 MLS

Turnkey waterfront lake getaway with a great nightly rental potential! This recently remodeled 2-bedroom, 2-bath condo in Southwood Shores is ready to enjoy as your own lake retreat or investment property. The updated interior features fresh paint, beautiful flooring, gray cabinetry, stylish countertops and backsplash, an updated kitchen island and appliances, and a recently replaced HVAC system. A new stackable washer and dryer adds even more convenience. The primary suite features a beautifully updated bath with a walk-in tile and stone shower. Step outside to the private patio with new railings and enjoy peaceful views of the cove. Southwood Shores offers plenty of amenities to complete the lake lifestyle, including an outdoor pool and patio area, playground, tennis court, boat ramp,

150 SOUTHWOOD SHORES PL Unit 21-2B, Lake Ozark

Courtesy of Staton Realty Group 573-796-3976

$224,900

2 Beds ⋅ 2 Baths ⋅ 435868 MLS

Escape to this adorable 2-bed, 2-bath rustic log cabin tucked away in the woods off Horseshoe Bend in Lake Ozark, MO! Perfect as a private retreat or a lucrative investment--short-term rentals are allowed! This property seamlessly blends rustic charm w/ an extensive list of modern upgrades. Enjoy the brand-new, enclosed 5x23 screened front porch or relax on the new oversized back deck overlooking a fully fenced backyard. Inside, you'll find new LVP flooring, beautiful hardwood floors, new solid wood interior doors, ceiling fans, & updated lighting. The fully remodeled upstairs bath & brand-new downstairs bathroom add immense convenience. The kitchen boasts new stainless-steel appliances, a gas stove, garbage disposal, & new faucets. Key improvements for total peace of mind: 2 mini-split systems, new windows & screens, new code-compliant septic system & new plumbing & Durable metal roof & a matching outdoor storage shed! Boasting plenty of open parking & an ideal location just minutes from premier shopping, dining, & entertainment, this gem won't last long. Current tenant lease to end of year but owner will buy out lease! Schedule your tour today!

1886 BITTERSWEET RD, Lake Ozark

Courtesy of Ozark Realty

149 SOUTHWOOD SHORES PL Unit 2A, Lake Ozark

$238,000

2 Beds ⋅ 2 Baths ⋅ 434936 MLS

TURNKEY 2BR/2BA LAKEFRONT CONDO W/ 12X28 BOAT SLIP, PWC SLIP, & NEW HOIST! Located in the sought-after Southwood Shores community in Lake Ozark (Bldg 149), this updated unit offers prime cove protection & resort-style luxury! PROPERTY HIGHLIGHTS: • UPDATED INTERIOR: Newer flooring, freshly painted cabinets, open layout, & awesome covered deck for lakefront entertaining. • ULTIMATE LAKE PACKAGE: Includes 12x28 boat slip, PWC slip, & brand-new hoist ready for immediate lake fun! • RESORT AMENITIES: Clubhouse, indoor & outdoor pools, hot tub, tennis & basketball courts, playground, lake swim area, trailer parking, & boat ramp. • HIGH INVESTMENT POTENTIAL: Nightly rentals permitted! Ideal for short-term rental income, vacation getaway, or full-time living (*See rental revenue pr Updated electrical, new water heater, & turn-key ready surrounded by top-tier amenities! Priced to move fast--schedule a showing or view the Virtual Tour today!

149 SOUTHWOOD SHORES PL Unit 2A, Lake Ozark

Courtesy of Ozark Realty

43 SOUTHWOOD SHORES CIR Unit 1C, Lake Ozark

$149,900

1 Beds ⋅ 1 Baths ⋅ 433791 MLS

Lakefront luxury meets proven income potential at Southwood Shores in the heart of Four Seasons! This remodeled 1BR/1BA condo at the 12MM is a turnkey nightly rental just steps from the water, offering an ideal Lake of the Ozarks getaway and investment opportunity. Thoughtful updates include luxury vinyl plank flooring, crisp white cabinetry, river stone quartz countertops, stylish lighting, plus a newer furnace, water heater, and washer/dryer. The showstopping bathroom features fresh shiplap a new vanity, modern shower, and updated plumbing and electrical. Fully furnished and ready to enjoy from day one, this condo makes lake life effortless. Southwood Shores delivers amenities including a rare indoor pool and hot tub, outdoor pool, swim dock, playground, tennis courts, clubhouse, boat ramp, and dedicated trailer parking. Minutes from premier dining, shopping, golf, and entertainment, this location keeps you close to everything while giving you a peaceful waterfront escape. Whether you want a personal retreat, weekend basecamp, or income-producing Lake investment, this one checks the boxes. Schedule your showing and make the smarter move to the Lake! See rental revenue projection.

43 SOUTHWOOD SHORES CIR Unit 1C, Lake Ozark

Courtesy of Ozark Realty

$179,000

1 Beds ⋅ 1 Baths ⋅ 432986 MLS

Experience breathtaking million-dollar views without the million-dollar price tag! This stunning, turn-key ''Lake Paradise'' at the 3-mile marker is perfectly positioned for those ready to embrace the ultimate lake lifestyle. This lower-end unit offers premier privacy and is located just steps from the dock. Relax on the massive lakeside deck that spans the full length of the unit--perfect for morning coffee or sunset entertaining. The interior shines with laminate flooring in the main living area and extensive updates. The kitchen features newer countertops and a suite of appliances (fridge, microwave, dishwasher), while the bathroom boasts a new vanity, shower/tub, and flooring. Recent upgrades include new electrical switches/outlets, a new washer/dryer, and freshly stained decking (2025 Boaters will love the included 10x24 slip and 4,500lb hoist, visible directly from your private deck. With low HOA fees covering your essentials and nightly rentals allowed, this is a versatile investment or a perfect personal retreat. Completely move-in ready and waiting for you to start making memories. Properties at this price point with these views don't last--schedule your personal tour today!

160 TARA RD Unit 901, Lake Ozark

Courtesy of Ozark Realty

Start Your Search

Listing information is provided courtesy of the Broker Reciprocity/IDX of Bagnell Dam Association of REALTORS® and Lake of the Ozarks Board of REALTORS®, Inc. Multiple Listing Services. Copyright 2026 Multiple Listing Service, Inc. of Bagnell Dam Association of REALTORS® MLS, Inc. and Lake of the Ozarks Board of REALTORS® MLS, Inc. Information is being provided for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information herein is believed to be accurate and timely, but no warranty as such is expressed or implied. 2026 Century 21 Community