Not in a subdivision Homes under $700,000

Not in a subdivision Homes under $700,000

Welcome to your dream home search in the picturesque landscapes of Illinois! Nestled in a serene area, this remarkable opportunity offers homes that are not confined to a subdivision, allowing for a unique blend of privacy and community living. Here, you can enjoy the charm of spacious lots and the freedom to personalize your outdoor space without the constraints of a homeowners association.

The real estate market in this region boasts a variety of beautiful homes, all priced under $700,000. Whether you're a first-time homebuyer or looking to upgrade, you’ll find a diverse selection of properties that cater to different lifestyles and preferences. From cozy single-family residences to modern open-concept designs, there’s something for everyone.

Imagine waking up to the gentle rustle of leaves and the sound of birds chirping in your own backyard oasis. With ample outdoor space, you can create the perfect garden, set up a play area for the kids, or simply enjoy a quiet evening under the stars. The surrounding area offers a wealth of recreational activities, parks, and trails, making it ideal for families and outdoor enthusiasts alike.

In addition to the stunning homes and natural beauty, this location boasts convenient access to local amenities, including shopping, dining, and excellent schools. Don’t miss the chance to discover your perfect haven in Illinois—where comfort meets affordability and community flourishes outside the confines of traditional subdivisions. Your dream home awaits!

Newest Not in a subdivision Homes under $700,000

458 N Library St, Waterloo
$215,000
3 Beds ⋅ 1 Baths ⋅ 26061589 MLS
If you’ve been looking for a home with space, updates, and a little something extra, this 1.5-story Waterloo home might be the one! Conveniently tucked just off Columbia Avenue near Gibault, you’re close to Route 3, downtown Waterloo, and all the things you actually need without being right in the middle of everything. Inside, the living room and kitchen flow together in an open layout that makes everyday life and entertaining a whole lot easier. The kitchen offers plenty of cabinet space, updated flooring, and appliances that were replaced in 2024 and 2025, so you can check “buy new appliances” off the list. The spacious dining room gives you plenty of room to create a dining area, home office, play space, or whatever your household needs. Two bedrooms are located on the main level, including one with two large closets because apparently one closet just wasn’t going to cut it. A full bathroom on the main level was remodeled in 2022. Head upstairs to find new luxury vinyl plank flooring, a loft area, and an additional bedroom. Whether you need a quiet retreat, guest space, office, or simply somewhere to send the kids when they’re being a little too loud, you’ve got options! Outside, the fully fenced backyard offers plenty of room to enjoy the warmer months, There’s also an attached one-car garage for parking and storage. And the big-ticket updates are already done: roof (2018), HVAC (2018), hot water heater (2017), kitchen appliances (2024 & 2025), bathroom remodel (2022), and living room windows replaced in June 2026. A convenient location, flexible living space, a fenced yard, and updates where they count. Come take a look and see if this Waterloo home checks your boxes!

458 N Library St, Waterloo

Courtesy of eXp Realty 618-567-9203

102 Carrie St, Taylor Springs
$40,000
2 Beds ⋅ 2 Baths ⋅ 26060165 MLS
Opportunities like this don’t come along every day! Once home to Country Grain Elevators, this recognizable Taylor Springs landmark offers a rare opportunity for a buyer with the vision to imagine what it could become next. The property includes the former grain elevator complex with multiple grain bins, a spacious feed house/storage building, and the original scale house, which has been converted into a 2-bedroom, 1.5-bath living quarters. The scale house includes a kitchen, oversized family room, primary bedroom with adjoining bath, and a steel roof approximately 10 years old. Located at the far east end of the grain elevator, the original feed house has most recently been used for personal storage and offers approximately 2600 square feet of open interior space, with soaring wood framing and plenty of rustic character. The elevator itself stands as an unmistakable reminder of the community’s agricultural past. Out of operation for more than 20 years, its iconic silhouette, vintage Country Grain signage, grain bins and industrial architecture make this a truly one-of-a-kind property. Bring your imagination and think outside the box! Could this property find new life as a seasonal destination, Christmas tree or holiday market, farmers market, event venue, antique marketplace, workshop, storage facility or unique rustic gathering place? Or maybe you have an idea no one has considered yet. The history is already here. Now it’s waiting for someone with the vision to write its next chapter.

102 Carrie St, Taylor Springs

Courtesy of Strano & Associates 618-277-7653

620 W Kinkead Rd, Hillsboro
$231,900
2 Beds ⋅ 1 Baths ⋅ 26061781 MLS
Charming Wooded Oasis in Town – Meticulously Maintained & Move-In Ready! Welcome home to this beautifully maintained, move-in-ready ranch that perfectly blends the peace of nature with the convenience of town living. Nestled on a beautifully landscaped lot, the backyard makes you feel like you are hidden away in the deep woods, yet you are just moments from everything Hillsboro has to offer. Interior Highlights: Spacious Living: Features 2 large bedrooms and 1 well-appointed bathroom, offering a comfortable and efficient layout. Premium Flooring: Enjoy a tasteful mix of classic hardwood, durable ceramic tile, and modern laminate flooring throughout the home. Energy Efficiency: Stay comfortable year-round and keep utility bills low thanks to an additional 12 inches of fiberglass insulation recently installed in the attic. Basement & Mechanicals: Unfinished Full Basement: A massive, clean slate ready for your storage needs, a home gym, or future finished living space. Helitech Waterproofing: Total peace of mind comes with a professional Helitech waterproofing system installed in the basement to ensure it stays dry with a transferable warranty. Whole House Backup Generator: Never worry about power outages again with a reliable, permanent backup generator protecting the entire home. The home is also equipped with a water-powered backup sump pump system. Exterior & Parking: Lush Landscaping: The property is loaded with mature, professional looking landscaping, giving it incredible curb appeal from the moment you pull up. Attached Garage: A spacious 2 car attached garage provides plenty of room for vehicles, tools, and outdoor gear. This home has been exceptionally well-cared for and is completely turn-key. Schedule your showing today to experience this perfect blend of privacy and town convenience!

620 W Kinkead Rd, Hillsboro

Courtesy of MCR Realty Professionals, Inc 217-532-2525

370 Hall Ln, Sorento
$250,000
2 Beds ⋅ 2 Baths ⋅ 26061993 MLS
Price listed is Starting Bid Only. Bidding starts closing 10/22/2026 @ 6 p.m. Enjoy the serenity of country living with this spacious 2BR/1.5BA single-family home nestled on 14.6± acres in Sorento, IL featuring wooded grounds, ponds, pastures, and 5.17± acres of tillable ground. The main level opens to a spacious living room with LVP flooring that flows into the well-appointed kitchen and dining area, highlighted by a center island, updated cabinetry, tile flooring, and stainless-steel appliances. A mudroom just off the kitchen provides convenient access to an attached garage that includes a half bathroom as well as the backyard. Step down into the great room, where a central fireplace creates a warm gathering space and an adjacent bar area is ideal for entertaining. Upstairs, both bedrooms are located alongside a full bathroom, with the primary suite featuring a custom walk-in closet with built-in closet system while the laundry room adds convenience to the upper-level. Enjoy scenic views of the two ponds from the large covered front porch or entertain on the covered back patio overlooking the well-maintained lawn. The property offers excellent potential for livestock with multiple pastures, including one with a 36’ x 26’ outbuilding with multiple pens for small livestock. Just behind it sits an enormous 36’ x 45’ cheated/cooled outbuilding featuring two garage doors and a poured concrete floor, providing exceptional space for equipment, hobbies, storage, or additional agricultural use. Located within the Bond County School District, this property offers a rare opportunity to enjoy privacy, usable acreage, and versatile improvements in a peaceful country setting. Property will sell under auction terms and be sold AS- IS, WHERE-IS. Seller, will not make any repairs as a result of any building, occupancy, or environmental inspections. Buyer will be required to sign an Auction Purchase & Sale Agreement if final bid is accepted by Sellers.

370 Hall Ln, Sorento

Courtesy of Adams Auction & Real Estate Services Inc. 618-234-8751

103 Fisher Ave, Panama
$320,000
3 Beds ⋅ 2 Baths ⋅ 26058927 MLS
A little acreage, a pond, AND a garage you have to see! This well maintained 3 bedroom, 2 bath ranch sits on 3.35+/- acres across four parcels and offers plenty of space both inside and out. The open concept kitchen, dining, and living area creates an easy, welcoming flow, with a kitchen island providing additional prep space and seating. A built in desk in the laundry room adds a convenient spot for paperwork, homework, or everyday organization. The home also features 6-inch walls and blown in insulation in the attic. Outside, enjoy the covered front porch, covered side deck, fenced front yard, and a pond located just off the side of the home. Two additional storage sheds provide even more space for lawn equipment, tools, and outdoor gear. One of the highlights is the impressive 25x41 attached garage with 14ft ceilings - ideal for extra storage, a workshop, larger vehicles, or hobbies. The garage features two generously sized overhead doors with one measuring 12x12 and the other 10x9. The garage sits lower than the main living area, and a chair lift is already in place for easier access between the two. The home has been well cared for with newer interior paint, a roof replaced in 2025, furnace replaced within the last five years, water heater within the last three years, and newer refrigerator and dishwasher. The wooden deck was also covered in fall 2025. With acreage, a pond, an oversized attached garage, and a well-maintained ranch all in one property, this one has a lot to offer!

103 Fisher Ave, Panama

Courtesy of MCR Realty Professionals, Inc 217-532-2525

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Listing information is provided courtesy of the Broker Reciprocity/IDX of Bagnell Dam Association of REALTORS® and Lake of the Ozarks Board of REALTORS®, Inc. Multiple Listing Services. Copyright 2026 Multiple Listing Service, Inc. of Bagnell Dam Association of REALTORS® MLS, Inc. and Lake of the Ozarks Board of REALTORS® MLS, Inc. Information is being provided for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information herein is believed to be accurate and timely, but no warranty as such is expressed or implied. 2026 Century 21 Community