Columbia Homes under $250,000

Welcome to Columbia, a vibrant city nestled in the heart of Missouri, where charm meets opportunity! With its rich history, diverse culture, and a strong sense of community, Columbia is a fantastic place to call home. Known for its beautiful parks, thriving arts scene, and top-notch educational institutions, including the University of Missouri, this city offers something for everyone.

For those seeking affordable housing options, Columbia boasts a variety of homes under $250,000. Whether you’re a first-time homebuyer, a growing family, or looking to downsize, you’ll find an array of charming properties that fit your budget. From cozy bungalows to modern townhouses, these homes provide a perfect blend of comfort and style without breaking the bank.

Imagine living just moments away from Columbia's bustling downtown, where you can enjoy local eateries, boutique shops, and seasonal festivals. The city's commitment to community engagement ensures that there are always events and activities to participate in, fostering a welcoming atmosphere for residents and newcomers alike.

With a strong real estate market and a plethora of housing options, Columbia is not just a place to live—it's a place to thrive. Take advantage of the affordable homes available and discover the joys of living in this dynamic city. Whether you’re looking to invest, settle down, or find a cozy retreat, Columbia is ready to welcome you home. Explore your options today and join a community that truly feels like family!

Newest Columbia Homes under $250,000

$249,900

3 Beds ⋅ 2 Baths ⋅ 437765 MLS

Location, space, and serious potential--this Southwest Columbia home has all three! This well-built 3-bedroom home offers the perfect opportunity for a buyer ready to make a home their own or an investor looking for a property with plenty of upside. Freshly painted and featuring beautiful hardwood floors, newer appliances, and an open kitchen, the home already has a great foundation with tons of potential still waiting to be unlocked. Step outside and you'll find an outdoor setup made for entertaining. Recently re-stained decks overlook a spacious, fenced backyard, while the large stamped-concrete patio below gives you even more room for grilling, gatherings, pets, or relaxing at the end of the day. A large 2-car garage and private driveway provide plenty of parking and storage.

801 CYPRESS LN, Columbia

Courtesy of Atrium Realty, LLC

$175,000

3 Beds ⋅ 2 Baths ⋅ 437762 MLS

Maximize your buying power with $5,400 in seller concessions at closing while taking advantage of exclusive local housing programs! This exceptional property is available through an affordable housing partnership, requiring buyers to meet Columbia Community Land Trust purchase requirements and sign a ground lease, with some buyers qualifying for extra savings through the City Homeownership Assistance Program. You will step into stunning new construction designed for effortless single-level living. This modern 3-bedroom, 2-bathroom home features a bright, open-concept living and dining area that flows seamlessly into a spacious kitchen, paired with a private primary suite complete with a shower bath and a roomy walk-in closet. Everyday convenience is built right in with an attached 1-car

1107 N EIGHTH ST, Columbia

Courtesy of North Star Real Estate

$235,000

3 Beds ⋅ 2 Baths ⋅ 26063057 MLS

Soaring ceilings, sunlight, and a backyard framed by woods—this Columbia home makes everyday living feel a little more relaxed. The open main living area brings everyone together, with luxury vinyl plank flooring and an easy flow from the great room into the spacious kitchen and dining area. Whether you’re cooking dinner with music on or hosting friends for the evening, there’s room to settle in and enjoy. The kitchen offers generous counter space, abundant cabinetry, and a breakfast bar for coffee, conversation, or a quick bite. A wall of windows brightens the dining area and draws your eye outdoors, where a concrete patio opens to a large, level yard with a wooded backdrop. Think weekend grilling, dinner outside, and room to make the outdoor space your own. Three bedrooms and two full baths offer flexibility, including a spacious primary suite with a cathedral ceiling, private bath, and large closet. The third bedroom makes a useful office, guest room, or creative space. An oversized laundry room with a utility sink adds room for storage and organization, while the single-level layout keeps daily routines simple. With a small fenced area, low-maintenance vinyl siding, and convenient access to Columbia schools, shopping, highways, and St. Louis, this home brings together an airy interior, inviting outdoor space, and an easy connection to everything nearby.

523 W Bottom Ave, Columbia

Courtesy of Real Broker LLC 630-423-5891

$234,900

3 Beds ⋅ 1 Baths ⋅ 437675 MLS

Very well maintained home with room to expand into the unfinished basement. Very large back yard for entertaining. One car garage

400 W TEXAS AVE, Columbia

Courtesy of REMAX Boone Realty

$249,900

2 Beds ⋅ 2 Baths ⋅ 437663 MLS

Move right into this freshly renovated home in the heart of Columbia! Perfect for first-time home buyers or investors looking for strong and proven rental income, this single-level home is conveniently located just minutes away from downtown Columbia and I-70. The owner has made several considerate upgrades, including a full kitchen remodel with stainless-steel appliances, a brand-new picket fence, an added primary suite with a full bathroom and walk-in closet. Don't miss out, this home won't last long!

808 N WEST BLVD, Columbia

Courtesy of Weichert, Realtors - House of Brokers

$175,000

3 Beds ⋅ 3 Baths ⋅ 437633 MLS

THIS IS AN ONLINE ONLY AUCTION! THE PRICE LISTED IS THE STARTING BID AND DOES NOT REFLECT THE SELLING PRICE. 3 Bedroom, 2.5 Bath Real Estate Absolute auction . Modern, Move-In Ready Home with Walkout Basement on 1.4+/- Acres of Land Mature oaks and cedars surround this move-in ready split-level on the north side of Columbia, giving you a private, wooded setting with quick access to town. Inside, modern updates carry throughout. The living room is filled with natural light from a large picture window, and the kitchen opens to a dining area with French doors to the deck. Upstairs, the primary bedroom offers a walk-in closet and private bath, with two more bedrooms and a full hall bath nearby. The walkout lower level is built for gathering, anchored by a floor-to-ceiling stone fireplace

205 W AKEMAN BRIDGE RD, Columbia

Courtesy of Atterberry Auction and Realty Company 573-474-9295

$182,500

3 Beds ⋅ 3 Baths ⋅ 437631 MLS

Convenient and low-maintenance living best describes this 3-bedroom, 2.5-bath condo located in the established Lexington Square community. This two-story unit offers 1,470 finished square feet with a functional layout designed for comfortable everyday living. All three bedrooms and two full baths are located upstairs, with a half bath on the main level for guests. The main floor features a spacious living room with dining space and a cozy fireplace, along with a bright kitchen offering wood cabinetry, pantry storage, and main-floor laundry. Flooring includes a mix of luxury vinyl plank (LVP) and vinyl for easy maintenance. Step outside to a private patio, perfect for relaxing or entertaining. Monthly HOA dues cover exterior maintenance, exterior insurance, landscaping, and snow remov

1201 S OLD 63 Unit 109, Columbia

Courtesy of REMAX Boone Realty

$185,000

3 Beds ⋅ 1 Baths ⋅ 437621 MLS

Huge opportunity to add square footage in the unfinished basement and lots of improvements already made. Rear entry 1 car garage and fenced front yard. Three bedrooms, 1 bath, newer windows and HVAC, new front door and most all interior doors have been replaced, and new light fixtures. Great storage and newer laminate flooring in living area, kitchen and hallway. Refrigerator and washer/dryer convey. Quiet and on a dead end street with light through traffic.

4317 STEVENDAVE DR, Columbia

Courtesy of Century 21 Community

$169,900

2 Beds ⋅ 1 Baths ⋅ 437600 MLS

Sometimes, the right home isn't about having more space-it's about having the right space. This updated 2-bedroom, 1-bath brick bungalow makes the most of its easy-to-maintain footprint with a refreshed kitchen and bathroom, efficient layout, and brand-new mini-split system for heating and cooling. Step outside and you'll find the bonus: a spacious lot with plenty of room to enjoy beyond the walls of the home. Conveniently located near downtown Columbia, Mizzou, shopping, dining, and everyday amenities, 1010 Charles St offers a simple way to enjoy homeownership without taking on more house than you need. Thoughtfully updated, manageable, and full of possibility-this little bungalow is ready to make its next move.

1010 CHARLES ST, Columbia

Courtesy of The Company, Wendy C. Swetz Real Estate

$225,900

2 Beds ⋅ 2 Baths ⋅ 437555 MLS

4 Bedroom (2 non-conforming, with huge windows) and 2 full baths. Well maintained home, great for first time buyers or investors. Ranch with walkout basement in Columbia with easy access to 63 and I70. Updated kitchen appliances with ideal interior floor design, BONUS: huge family/tv room downstairs perfect to watch football games this fall and space to decorate for upcoming holiday celebrations. Extra unfinished storage also found in basement.

2505 GLENN DR, Columbia

Courtesy of Weichert, Realtors - House of Brokers

$149,900

4 Beds ⋅ 2 Baths ⋅ 437547 MLS

INVESTOR SPECIAL! Calling all investors, flippers, and buyers looking for a project with serious potential! This property sits on an uncommon 0.92-acre wooded lot and is being sold strictly as-is. With approximately 2,179 total square feet, including a walk-out basement, there is plenty of space and opportunity to rework the existing layout and bring your vision to life. Enjoy a private, wooded setting while still being just minutes from major roadways, shopping, dining, parks, golf, and other Columbia amenities. Bring your contractor and your vision--this one is worth a look! Buyer to independently verify all information, including square footage, finished area, permitted uses, zoning, schools, utilities, development potential, and any other information important to the buyer.

1902 CEDAR CLIFF DR, Columbia

Courtesy of Palmer Realty & Development LLC

$224,900

3 Beds ⋅ 2 Baths ⋅ 437537 MLS

Welcome home to this charming 3 bedroom, 1.5 bath home in central Columbia! Offering a comfortable layout and plenty of practical features, this home includes an updated kitchen, an attic for additional storage, and designated storage space. Step outside to enjoy the fenced backyard, perfect for pets, gardening, or relaxing outdoors. A back patio provides a great spot for morning coffee, grilling, or entertaining, while the storage shed offers convenient space for tools, lawn equipment, and seasonal belongings. With its central location, updated kitchen, generous storage, and inviting outdoor spaces, this home offers a wonderful combination of comfort and convenience. Come see everything this charming property has to offer!

606 CLINKSCALES RD, Columbia

Courtesy of Rockbridge Real Estate 573-447-8600

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Listing information is provided courtesy of the Broker Reciprocity/IDX of Bagnell Dam Association of REALTORS® and Lake of the Ozarks Board of REALTORS®, Inc. Multiple Listing Services. Copyright 2026 Multiple Listing Service, Inc. of Bagnell Dam Association of REALTORS® MLS, Inc. and Lake of the Ozarks Board of REALTORS® MLS, Inc. Information is being provided for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information herein is believed to be accurate and timely, but no warranty as such is expressed or implied. 2026 Century 21 Community