Columbia Homes under $700,000

Welcome to Columbia, a vibrant city that beautifully blends rich history with modern living. Nestled in the heart of South Carolina, Columbia is known for its lush parks, cultural diversity, and a strong sense of community. As the state capital, it boasts a thriving economy, excellent educational institutions, and a variety of recreational activities that make it an ideal place to call home.

For those seeking affordable housing options, Columbia offers an impressive selection of homes under $700,000. Whether you are a first-time homebuyer, a growing family, or looking to downsize, you’ll find a range of charming properties that suit your needs. From cozy bungalows in historic neighborhoods to contemporary townhomes and spacious family residences, there’s something for everyone in this dynamic market.

Imagine living in a community where you can enjoy scenic riverfront views, take leisurely strolls through beautifully maintained parks, and indulge in a plethora of dining and entertainment options. Columbia is home to numerous festivals, art galleries, and museums, ensuring that there’s always something exciting happening just around the corner.

With its affordable housing market and a community that welcomes newcomers with open arms, Columbia is not just a place to live; it’s a place to thrive. Explore the available homes under $700,000 and discover the perfect property where you can create lasting memories in this charming Southern city. Embrace the lifestyle you’ve always dreamed of in Columbia, where comfort and convenience come together in perfect harmony.

Newest Columbia Homes under $700,000

$267,000

3 Beds ⋅ 2 Baths ⋅ 437772 MLS

Outstanding opportunity! 3Bedroom/ 2 Bath home in Meadowlands Subdivision with ~1560 SQFT. Spacious open floor plan. Living room features gas fireplace and large windows allowing for a lot of natural light Primary bedroom features large bay window sitting area, walk-in closet, jetted tub, stand alone shower, and dual vanity. Large backyard is privacy fenced, tree lined, and has a storage shed. Updates include stainless steel appliances, luxury vinyl plank flooring and new roof in 2025.

2208 LACLEDE DR, Columbia

Courtesy of Century 21 Access

$365,000

3 Beds ⋅ 2 Baths ⋅ 437770 MLS

Welcome to this inviting 3-bedroom, 2-bathroom home in the desirable Wyndham Ridge subdivision! Designed with comfortable living and entertaining in mind, this home features an open-concept floor plan with a seamless flow between the kitchen, dining area, and living room. The kitchen offers plenty of cabinet storage, a gas range, and a spacious island with convenient bar seating--perfect for casual meals or gathering with guests. The adjoining living room features impressive 10-foot ceilings, creating an open and airy atmosphere throughout the main living space. Step outside to enjoy the fully fenced backyard, complete with a great patio and shade structure, an ideal spot for relaxing, entertaining, or enjoying your morning coffee. Residents of Wyndham Ridge also enjoy access to the neighborhood's pool and clubhouse, providing excellent amenities right within the community. With its functional layout, desirable outdoor space, and fantastic neighborhood amenities, this home offers a wonderful combination of comfort, convenience, and community living.

4003 ABBINGTON TERR, Columbia

Courtesy of Weichert, Realtors - House of Brokers

$344,900

4 Beds ⋅ 3 Baths ⋅ 437769 MLS

Welcome home to this beautiful all-brick, 4-bedroom, 3-bathroom home located in the desirable Rockingham Place Subdivision in central Columbia. Offering a wonderful combination of space, comfort, and convenience, this home provides plenty of room for everyday living, entertaining, and hosting family and friends. The classic all-brick exterior offers timeless curb appeal, while the spacious interior features four bedrooms and three full bathrooms, giving you the flexibility you need for family, guests, a home office, or additional living space. Conveniently situated in the heart of Columbia, you'll enjoy easy access to shopping, dining, schools, parks, healthcare, and everything the city has to offer. With its central location, established neighborhood, and generous floor plan, this Rockingham Place home is ready for its next owner to make it their own. Location, space, and timeless all-brick construction--this is one you won't want to miss!

306 ROCKINGHAM DR, Columbia

Courtesy of Weichert, Realtors - House of Brokers

$302,000

3 Beds ⋅ 2 Baths ⋅ 437768 MLS

New construction Emerald floor plan. Three bedroom 2 bath slab home. This plan offers a walk in pantry, kitchen island, stainless appliances and spacious rooms. Some photos are of similar home. This lot backs to trees.

3104 POMPEY DR, Columbia

Courtesy of REMAX Boone Realty

$249,900

3 Beds ⋅ 2 Baths ⋅ 437765 MLS

Location, space, and serious potential--this Southwest Columbia home has all three! This well-built 3-bedroom home offers the perfect opportunity for a buyer ready to make a home their own or an investor looking for a property with plenty of upside. Freshly painted and featuring beautiful hardwood floors, newer appliances, and an open kitchen, the home already has a great foundation with tons of potential still waiting to be unlocked. Step outside and you'll find an outdoor setup made for entertaining. Recently re-stained decks overlook a spacious, fenced backyard, while the large stamped-concrete patio below gives you even more room for grilling, gatherings, pets, or relaxing at the end of the day. A large 2-car garage and private driveway provide plenty of parking and storage.

801 CYPRESS LN, Columbia

Courtesy of Atrium Realty, LLC

$275,000

3 Beds ⋅ 2 Baths ⋅ 437756 MLS

This is a fabulous, clean and fresh new listing that will check all of your boxes! If you love a home filled with natural light, fresh, new and beautiful luxury vinyl plank flooring through the living room, hallways AND master bedroom - if you love outdoor living complete with an outdoor TV....this is the one for you! There was a new roof installed in 2020 and this seller has added a new dishwasher and water heater in 2021, built a gorgeous pergola in 2022, put in a new sink, garbage disposal and refrigerator in 2023, new garage door springs in 2026 and poured a wonderful, large concrete pad in the backyard, extending the pad that was there. This is an extremely well cared for home!

4104 BLACK TAIL DR, Columbia

Courtesy of Classic Realty Team

$399,900

3 Beds ⋅ 3 Baths ⋅ 26058468 MLS

Discover this beautifully updated 3-bedroom, 3-bath ranch located in the sought-after Columbia Lakes subdivision. Located in a private cul-de-sac and nestled in a serene setting with convenient interstate access, shopping and dining; this home offers both comfort and convenience in a prime location. The semi-open floor plan features neutral colors, large kitchen with breakfast room, a separate dining room and generous gathering space; perfect for family and friends. The spacious primary en-suite offers a separate jetted tub, walk-in shower, dual vanity and extra storage. The main level also includes two additional bedrooms and another full bath and laundry. The finished lower level was expanded to provide additional square footage and enhance the home's already functional layout. The lower level includes two guest rooms, a full bathroom, family room and ample storage space. Additional 2025 upgrades include a new architectural shingled roof, new siding and new gutters and downspouts. Other recent updates include bathroom upgrades, professional painting, LVP flooring and beautiful quartz counter tops in the kitchen. The backyard provides the perfect setting for summer BBQs and outdoor entertaining with an oversized and beautifully designed paved patio. Priced to sell and move-in ready! Preferred closing date is December 27, 2026. This is a home, you do not want to miss. Schedule your private showing today with your favorite agent!

203 Kenrick Dr, Columbia

Courtesy of Keller Williams Marquee 618-307-5616

$675,000

5 Beds ⋅ 4 Baths ⋅ 437764 MLS

Sellers offering a $5,000 concession that may be used toward closing costs, a rate buydown, or other allowable expenses. This Southwest Columbia ranch walk-out in Heritage Estates offers 5 bedrooms, 3.5 baths, and a flexible floor plan. The large living room features raised ceilings that open up the space and abundant natural light. The main level also includes a formal dining room, office, and private primary suite with walk-in closet and ensuite featuring dual vanities, tiled shower, and tub. Two additional bedrooms each have their own vanity and share a full bath. The finished walk-out level is a standout, with a family/recreation area, fireplace, wet bar, fifth bedroom, full bath, bonus room, and storage. New roof (Jan. 2026), deck, carpet, and paint. Buyer to verify all information.

1606 BROOKFIELD MANOR, Columbia

Courtesy of North Star Real Estate

$175,000

3 Beds ⋅ 2 Baths ⋅ 437762 MLS

Maximize your buying power with $5,400 in seller concessions at closing while taking advantage of exclusive local housing programs! This exceptional property is available through an affordable housing partnership, requiring buyers to meet Columbia Community Land Trust purchase requirements and sign a ground lease, with some buyers qualifying for extra savings through the City Homeownership Assistance Program. You will step into stunning new construction designed for effortless single-level living. This modern 3-bedroom, 2-bathroom home features a bright, open-concept living and dining area that flows seamlessly into a spacious kitchen, paired with a private primary suite complete with a shower bath and a roomy walk-in closet. Everyday convenience is built right in with an attached 1-car

1107 N EIGHTH ST, Columbia

Courtesy of North Star Real Estate

$565,000

5 Beds ⋅ 3 Baths ⋅ 437759 MLS

Soak in sweeping southwest sunsets from this ridge top walk-out ranch, perfectly set on a little over half an acre with a serene, private wooded backyard. A dedicated foyer welcomes you into a bright, thoughtfully designed home where the split bedroom layout, oversized windows, and soaring 10 foot living room ceiling create an airy, inviting feel. The living room centers around a warm corner gas fireplace and opens seamlessly to the kitchen and dining spaces, making everyday living and hosting feel effortless. The kitchen is built for gathering, featuring a generous center island, pantry, granite countertops, stainless steel appliances, and a timeless tiled backsplash. Tucked away, the primary suite feels like a retreat with dual sinks, a jetted tub, separate shower, and a spacious walk in closet. The over 23' deep garage is another standout, easily accommodating a full size truck and offering the kind of storage and workspace buyers love. An open staircase leads to the finished lower level, designed to feel like a natural extension of the main floor. Enjoy fireplaces both upstairs and downstairs, with the lower level fireplace offering remote control operation, including thermostat setpoint control. The family room is highlighted by large windows with detailed trim work, built-in speakers, and dimmable lighting, while the rec room features convenient walk-out access to the backyard, plus the potential for a future bar build out with drawings available. Two additional bedrooms, a bonus room, and abundant unfinished storage provide flexibility for guests, hobbies, or home office. The storage room offers John Deere doors for easy access to outdoor tools and equipment. Buyer to verify all information including but not limited to schools, taxes, sq. footage, lot size, room sizes, restrictions, easements, zoning, HOA fees, etc.

705 RUTLAND DR, Columbia

Courtesy of Bev & Co. Realty, LLC 573-864-5054

$235,000

3 Beds ⋅ 2 Baths ⋅ 26063057 MLS

Soaring ceilings, sunlight, and a backyard framed by woods—this Columbia home makes everyday living feel a little more relaxed. The open main living area brings everyone together, with luxury vinyl plank flooring and an easy flow from the great room into the spacious kitchen and dining area. Whether you’re cooking dinner with music on or hosting friends for the evening, there’s room to settle in and enjoy. The kitchen offers generous counter space, abundant cabinetry, and a breakfast bar for coffee, conversation, or a quick bite. A wall of windows brightens the dining area and draws your eye outdoors, where a concrete patio opens to a large, level yard with a wooded backdrop. Think weekend grilling, dinner outside, and room to make the outdoor space your own. Three bedrooms and two full baths offer flexibility, including a spacious primary suite with a cathedral ceiling, private bath, and large closet. The third bedroom makes a useful office, guest room, or creative space. An oversized laundry room with a utility sink adds room for storage and organization, while the single-level layout keeps daily routines simple. With a small fenced area, low-maintenance vinyl siding, and convenient access to Columbia schools, shopping, highways, and St. Louis, this home brings together an airy interior, inviting outdoor space, and an easy connection to everything nearby.

523 W Bottom Ave, Columbia

Courtesy of Real Broker LLC 630-423-5891

$470,000

4 Beds ⋅ 3 Baths ⋅ 437750 MLS

Experience modern elegance in this thoughtfully designed 1.5-story new construction home located in the desirable Vineyards neighborhood. This impressive 4-bedroom, 3-full bath property features an inviting open-concept layout highlighted by a striking 10-foot ceiling in the living room, centered around a cozy gas fireplace. Beautiful luxury vinyl flooring flows seamlessly throughout the main living spaces, leading into a kitchen equipped with soft-close cabinetry, granite countertops, and stainless steel appliances. While an electric range will be installed, the kitchen is conveniently plumbed for gas to allow for effortless future upgrades. Designed with versatility in mind, the home boasts two main-level suites, including one engineered for better accessibility featuring wide 36-inch do

4320 STONE MOUNTAIN PKWY, Columbia

Courtesy of North Star Real Estate

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Listing information is provided courtesy of the Broker Reciprocity/IDX of Bagnell Dam Association of REALTORS® and Lake of the Ozarks Board of REALTORS®, Inc. Multiple Listing Services. Copyright 2026 Multiple Listing Service, Inc. of Bagnell Dam Association of REALTORS® MLS, Inc. and Lake of the Ozarks Board of REALTORS® MLS, Inc. Information is being provided for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information herein is believed to be accurate and timely, but no warranty as such is expressed or implied. 2026 Century 21 Community