Lake Ozark Homes under $250,000

Welcome to Lake Ozark, Missouri – a hidden gem nestled in Camden County, where stunning natural beauty meets a vibrant community spirit. Known for its breathtaking views of the Ozark Mountains and the expansive Lake of the Ozarks, this charming city offers a unique blend of outdoor adventure and small-town charm. Whether you’re an avid boater, a nature enthusiast, or simply seeking a peaceful retreat, Lake Ozark has something for everyone.

One of the most appealing aspects of Lake Ozark is its diverse real estate market, particularly for those looking for homes under $250,000. Here, you’ll discover a variety of options that cater to different lifestyles and preferences. From cozy waterfront cottages to modern townhomes, these affordable residences provide an excellent opportunity for first-time homebuyers, retirees, or anyone looking to invest in a vacation property.

Imagine waking up to serene lake views or spending your weekends exploring the numerous hiking trails and parks that surround the area. The community is also rich in amenities, with local shops, restaurants, and recreational facilities just a stone's throw away. Plus, the welcoming atmosphere of Lake Ozark ensures that you’ll quickly feel at home among friendly neighbors.

In addition to its stunning landscapes and affordable housing, Lake Ozark boasts a robust calendar of events, including festivals, farmers' markets, and live music performances, creating a lively social scene. Embrace the charm of Lake Ozark and discover the perfect home that fits your budget and lifestyle. Your dream life in this picturesque city is just a key turn away!

Newest Lake Ozark Homes under $250,000

71 Southwood Shores Place Unit 2C, Lake Ozark

$215,000

2 Beds ⋅ 2 Baths ⋅ 3590254 MLS

Enjoy lakefront living at Southwood Shores in this 2 bed, 2 bath condo offering 840 square feet of comfortable one level living. The covered deck provides a relaxing channel view, while the interior features luxury vinyl plank flooring, stacked washer and dryer, window treatments and a fully furnished turnkey setup. Community amenities include indoor and outdoor pools, hot tub, clubhouse, beach, playground, tennis and pickleball courts, boat ramp, swim and fishing dock, trailer parking and gated entry. Conveniently located off Horseshoe Bend Parkway near shopping, dining and entertainment around the lake. An excellent option for a personal lake retreat or investment property. The seller currently rents a 12 x 32 boat slip, and the existing rental agreement is assumable by the buyer.

71 Southwood Shores Place Unit 2C, Lake Ozark

Courtesy of Nettwork Global, LLC (636) 614-5132

179 Vintage Circle Unit 3A-B, Lake Ozark

$199,900

2 Beds ⋅ 2 Baths ⋅ 3590544 MLS

Located on the top floor at Vintage Landing, this spacious 2-bedroom, 2-bath condo offers stunning main-channel views of Lake of the Ozarks from the screened-in porch and an unbeatable central location. The flexible lockout floor plan includes a private bedroom, full bath, and kitchenette—a proven, turn-key Airbnb where current owners enjoy strong rental success. Sold fully furnished, the condo features a newer HVAC system, a full kitchen plus kitchenette, and a full-size washer and dryer, making it ideal for full-time living, a weekend retreat, or an investment. Assessments include electric for the condo as well as access to the exceptional Four Seasons amenities, such as the new indoor pool, fitness center, multiple pools, fishing lakes, activity center, boat launches, campground, RV park, Bark Park, hiking and biking trails, parks, sports courts, swim club, tennis club, and more. Conveniently located near popular restaurants and entertainment by land or water, this property delivers a premier host opportunity and a front-row seat to holiday fireworks, blending lake lifestyle with proven income potential.

179 Vintage Circle Unit 3A-B, Lake Ozark

Courtesy of Albers Real Estate Advisors (573) 693-7000

150 Southwood Shores Drive Unit 304-4D, Lake Ozark

$229,900

2 Beds ⋅ 2 Baths ⋅ 3590519 MLS

Rare opportunity to own a fully updated, turnkey lakefront condo at Southwood Shores! This 2-bedroom, 2-bath top-floor unit sits at the 12 Mile Marker in Lake Ozark and combines an incredible location, beautiful views, amenities, and proven rental potential. Step inside to a bright, stylish interior featuring vaulted ceilings, beautiful flooring, and a fully updated kitchen with white cabinetry, stainless appliances, and plenty of countertop seating. The thoughtful interior design gives the entire condo a clean, modern lake feel and it comes fully furnished and ready to enjoy. Step outside onto the huge deck for incredible lake views and plenty of room to relax or entertain. You're just steps from the pool, while Southwood Shores offers indoor and outdoor pools, a hot tub, clubhouse, playground, boat ramp, and gated entry. The indoor pool adds to the year-round rental appeal, and this unit already has a great rental history with nightly rentals allowed. A 10x24 boat slip with lift is included, making this the complete Lake of the Ozarks package!

150 Southwood Shores Drive Unit 304-4D, Lake Ozark

Courtesy of RE/MAX Lake of the Ozarks (573) 302-2300

$200,000

2 Beds ⋅ 2 Baths ⋅ 3590348 MLS

Welcome to your Lake of the Ozarks getaway! This beautifully furnished, turn-key 2-bedroom, 2-bath top-floor condo offers stunning lake views and the perfect blend of comfort, convenience, and waterfront living. Large windows fill the open living space with natural light, while the vaulted ceilings and newer windows create an open, airy feel throughout. Enjoy relaxing on your private deck while taking in the beautiful lake views. The condo features newer appliances and comes fully furnished, making it easy to move in, enjoy as a vacation home, or use as an investment property. For the lake enthusiast, a 10x20 covered boat slip with lift and a PWC slip with lift are included. Community amenities include a pool, clubhouse, tennis courts, playground, and beautifully maintained grounds. Located in the heart of the Lake of the Ozarks area, this property puts boating, fishing, dining, and entertainment within easy reach. Come experience lake living at its best!

70 Robinwood Drive Unit 3E, Lake Ozark

Courtesy of RE/MAX Lake of the Ozarks (573) 302-2300

$184,900

2 Beds ⋅ 2 Baths ⋅ 3590279 MLS

Welcome to easy Lake living at the desirable Four Seasons Racquet Club! This beautifully updated 2-bedroom, 2-bath villa offers comfort, style, and flexibility in a fantastic Lake of the Ozarks location. Recent updates include stainless steel appliances, custom cabinetry, flooring, light fixtures, plumbing, electrical, and a newer HVAC system. A standout feature is the spacious four-season room, providing valuable additional living space and plenty of possibilities for a home office, game room, guest space, or additional sleeping area. Enjoy the convenience of being within walking distance of The Regalia Hotel and close to dining, entertainment, golf, boating, and everything the Four Seasons area has to offer. Whether you're searching for a full-time residence, weekend Lake getaway, or investment property, this villa offers an appealing combination of location, updates, and versatility. Low-maintenance Lake living with the space to make it your own—come see what makes the Four Seasons lifestyle so special! Be sure to check out the virtual tour for a bird's-eye view.

35 Casa Blanca Road Unit 2A, Lake Ozark

Courtesy of Ozark Realty (573) 348-2781

217 Southwood Shores Drive Unit 1A, Lake Ozark

$185,000

2 Beds ⋅ 2 Baths ⋅ 3590189 MLS

Nestled in a prime location at the 12-mile marker, this nicely updated condo offers the perfect blend of comfort and convenience. Experience serene lake views and enjoy the included boat slip and lift, making lake life effortlessly enjoyable. The condo comes fully furnished, ready for you to move in and start living the good life. As a walk-in unit with minimal stairs, accessibility is a breeze. The expansive deck, which has steps leading to pet-friendly areas, is perfect for relaxing or entertaining. The community is rich with amenities, including both indoor and outdoor pools, tennis courts, boat trailer parking, a convenient boat ramp, a clubhouse for gatherings, and a scenic lakefront boardwalk. This condo not only offers the lake lifestyle but also a investment opportunity as it allows short-term rentals. Embrace Lake of the Ozarks with ease and style in this well priced condo unit. Don't miss this rare opportunity for a furnished, turnkey property complete with all the extras.

217 Southwood Shores Drive Unit 1A, Lake Ozark

Courtesy of EXP Realty, LLC (866) 224-1761

150 Southwood Shores Unit 1B, Lake Ozark

$169,000

2 Beds ⋅ 2 Baths ⋅ 3590283 MLS

Lake living is easy at this turnkey 2-bedroom, 2-bath condo in the gated Southwood Shores Condominiums! Located on the first floor, this inviting retreat combines convenience, comfort, and resort-style amenities, making it a great choice for a weekend getaway, vacation home, or full-time lake lifestyle. Step outside onto your private deck and enjoy easy access to the dock, where your included boat slip makes getting out on the water simple. Spend your days boating and exploring the lake, then come home to relax and take advantage of everything the community has to offer. Southwood Shores is packed with amenities, including an outdoor pool, an indoor pool, fitness center, tennis court, dog park, playground, and more. The assessment fee also includes internet, water, sewer, trash, and access to community amenities, helping make lake life even more convenient. With furnishings included, a boat slip ready for lake days, and an amenity-filled gated community, this condo is ready for you to start enjoying from day one. Schedule your private showing today and discover the Southwood Shores lifestyle!

150 Southwood Shores Unit 1B, Lake Ozark

Courtesy of EXP Realty, LLC (866) 224-1761

237 Southwood Shores Dr Unit 2B, Lake Ozark

$169,250

1 Beds ⋅ 1 Baths ⋅ 26060696 MLS ⋅ Southwood Shores Cnd BLDG.

Welcome to one of the nicest Subdivisions at the lake! The minute you walk in to this unit you will be "WOW" completely update condo offers lake vies and a turn key lifestyle. Features include a bright white kitchen with granite countertops, stainless steel appliances, new beautiful vinyl plank flooring throughout, this condo blends modern style with cozy comfort. Motivated sellers, & all the extremely nice furnishings are included, also New HVAC system and the convenience of your in-unit washer & dryer. Short term rentals are allowed, making this property an ideal investment or the perfect year around personal retreat. The gated community offers incredible resort-style amenities, including lakefront pool, and indoor heated pool, a hot tub, swim dock, playground, tennis courts, business center, clubhouse, concrete boat ramp, boat trailer parking, and a fish cleaning station. Located at the 12MM, with access to the lakes finest restaurants, shopping, and entertainment by land or by water! If your searching for a relaxing, low maintenance getaway or an income producing rental, this property has it all!

237 Southwood Shores Dr Unit 2B, Lake Ozark

Courtesy of Gateway Real Estate 636-614-0433

245 Costa Del Sol Drive Unit 149, Lake Ozark

$225,000

2 Beds ⋅ 2 Baths ⋅ 3589460 MLS

Thoughtfully renovated from top to bottom, this exceptional 2-bedroom, 2-bathroom end-unit at Osage Vistas truly stands apart. With no neighbors above or below, it offers privacy while remaining conveniently located to everything Lake of the Ozarks has to offer. Inside, quality finishes and attention to detail shine throughout. Luxury vinyl flooring, quartz countertops including the wet bar, custom cabinetry with slide-out shelving and soft-close doors, new appliances, and a stackable washer and dryer create a clean, polished feel. The bathrooms feature new vanities, mirrors, toilets, doors, lighting, and fixtures, while new ceiling fans and light fixtures complete the space. HVAC was replaced in 2023. A standout feature is the oversized screened-in porch overlooking the woods, complete with new outdoor carpet and plenty of space to relax or gather. Osage Vistas offers six outdoor pools, BBQs, gathering areas, and marina access for slip holders, with limited short-term slips available. Owners also enjoy additional amenities through the Four Seasons POA. Meticulously finished, private, and truly move-in ready, this condo feels just as good as it looks.

245 Costa Del Sol Drive Unit 149, Lake Ozark

Courtesy of Keller Williams L.O. Realty (573) 348-9898

26 Emerald Bay Court Unit 1A, Lake Ozark

$225,000

2 Beds ⋅ 2 Baths ⋅ 3590155 MLS

BIG VIEWS, PROTECTED SLIP & READY FOR LAKE LIFE! Enjoy impressive main-channel views from this furnished 2-bedroom, 2-bath condo at Emerald Bay. The open living, dining and kitchen area keeps the lake in view and flows right out to the covered deck, the perfect spot for morning coffee, evening cocktails or watching the boats go by. The kitchen was updated in 2022, while a primary bath update and NEW HVAC in 2026 add comfort and peace of mind. Your 10x32 boat slip is located in a protected cove, giving you convenient lake access without the main-channel exposure. Emerald Bay offers community pools, clubhouse and tennis courts, with cable and internet included in the assessments. Nightly rentals are allowed, giving you the flexibility to enjoy it as your personal lake getaway or explore rental potential, although this unit has never been used as a rental. Located at the 14 MM and just minutes from the heart of Lake Ozark. Come for the view, stay for the lifestyle!

26 Emerald Bay Court Unit 1A, Lake Ozark

Courtesy of RE/MAX Lake of the Ozarks (573) 302-2300

237 Southwood Shores Drive Unit 2B, Lake Ozark

$169,250

1 Beds ⋅ 1 Baths ⋅ 3590228 MLS

237 Southwood Shores Drive Unit 2B, Lake Ozark

Courtesy of Gateway Real Estate (LOBR) 573-658-9419

$225,000

2 Beds ⋅ 2 Baths ⋅ 3590028 MLS

Walk right in and start enjoying lake life! This spacious 2 bedroom, 2 bath condo at The Breakers offers 1,350 sq. ft. with highly desirable walk-in level access and no steps. Located at the 3 Mile Marker of the Osage Arm, you'll enjoy fantastic, unobstructed lake views. The condo comes furnished and is ready to enjoy, with plenty of opportunity to add your own personal touches over time. An exceptional value at The Breakers, this is currently the lowest priced unit in the complex. Included is a 12x32 boat slip tucked in a protected cove location, plus a PWC space. With easy access, generous square footage, beautiful views, furnishings, and boating amenities already in place, this is a wonderful opportunity to own at The Breakers and make it your own Lake of the Ozarks getaway!

741 Cedar Court Unit 2B, Lake Ozark

Courtesy of RE/MAX Lake of the Ozarks (573) 302-2300

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Listing information is provided courtesy of the Broker Reciprocity/IDX of Bagnell Dam Association of REALTORS® and Lake of the Ozarks Board of REALTORS®, Inc. Multiple Listing Services. Copyright 2026 Multiple Listing Service, Inc. of Bagnell Dam Association of REALTORS® MLS, Inc. and Lake of the Ozarks Board of REALTORS® MLS, Inc. Information is being provided for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information herein is believed to be accurate and timely, but no warranty as such is expressed or implied. 2026 Century 21 Community