Lake Ozark Homes under $700,000

Lake Ozark Homes under $700,000

Welcome to Lake Ozark, Missouri, a picturesque destination that perfectly blends the charm of small-town living with the allure of stunning natural landscapes. Nestled in the heart of the Ozark Mountains, this vibrant community is renowned for its breathtaking views, crystal-clear waters, and an array of recreational activities that cater to all lifestyles. Whether you're an outdoor enthusiast, a boating aficionado, or someone who simply enjoys the tranquility of lakeside living, Lake Ozark has something for everyone.

One of the most appealing aspects of Lake Ozark is its diverse real estate market, particularly for those seeking homes under $700,000. Here, you can find an impressive selection of properties that range from cozy lakefront cabins to modern family homes, all designed to embrace the serene beauty of the area. Imagine waking up to panoramic views of the water, enjoying your morning coffee on a spacious deck, or spending weekends entertaining friends and family in a beautifully landscaped backyard.

The community is also rich in amenities, with various dining options, shopping centers, and entertainment venues just a stone's throw away. Plus, the nearby state parks and hiking trails provide endless opportunities for adventure and exploration.

Whether you're looking for a permanent residence or a vacation getaway, Lake Ozark offers a unique blend of affordability and lifestyle. Discover your dream home in this enchanting locale today, and experience the best that Missouri has to offer!

Newest Lake Ozark Homes under $700,000

116 Emerald Bay Drive Unit 2B, Lake Ozark
$299,500
2 Beds ⋅ 2 Baths ⋅ 3589990 MLS
Wake up to striking lake views in this 2 bedroom, 2 bath condo which offers the perfect blend of a personal retreat and investment opportunity. The spacious living area features a new compliant electric fireplace creating an inviting focal point for winter visits and flows seamlessly into the dining area and kitchen bar. Enjoy the updated HVAC and refreshed decor throughout including new light fixtures and fans enhancing the appeal of the unit making it "move in ready". New high quality screens and a retractable sun shade accent the outdoor deck via the full sliding doors and make it an ideal retreat. The complex has also benefited from recent improvements, including all new roofs, upper pool deck refresh and resurfaced the tennis/pickelball courts, all of which have been paid. Adding evn more versatility, the condo has an esablished rental history and has generated rental income, making it an attractive opportunity seeking both a beautiful lake retreat and income-producing potential. If you're looking for a peaceful getaway, low-maintenance home or investment with a proven rental track record, this property offers an exceptional opportunity to enjoy the best of lake living.

116 Emerald Bay Drive Unit 2B, Lake Ozark

Courtesy of RE/MAX Lake of the Ozarks (573) 302-2300

43 Southwood Shores Circle Unit 1D, Lake Ozark
$195,000
2 Beds ⋅ 2 Baths ⋅ 3590607 MLS
Step into easy lake living with a completely turn-key 2 bed, 2 bath lakefront condo that will have you ready to say, “Let’s write an offer!” Perfect as a relaxing weekend escape or income-producing rental, this unit checks every box. Included 10x24 boat slip w/6,500 lb lift plus PWC lift — both conveniently located right in front of your private deck for effortless access to the water. Start your mornings w/beautiful sunrise views over the lake & unwind in the evenings w/cool, shaded comfort. Condo entrance is easily accessible from the lighted boardwalk, adding both charm & convenience. Located in the highly sought-after Horseshoe Bend area, you're minutes from popular waterfront & roadside dining destinations. Recent updates include new flooring, a newer water heater, upgraded electrical to the dock, and more — all complementing the stunning lake views. Southwood Shores offers fantastic amenities such as indoor and outdoor pools, a hot tub, swim dock, concrete boat ramp, gated access, tennis courts, and a clubhouse. Looking to complete the full lake lifestyle? Schedule your private showing today!

43 Southwood Shores Circle Unit 1D, Lake Ozark

Courtesy of Lake Ozark Realty & Rentals (573) 693-1400

492 Regatta Bay Unit 2C, Lake Ozark
$415,000
3 Beds ⋅ 3 Baths ⋅ 3590603 MLS
Some lake views simply stand apart—and this is one of them! Perfectly positioned on the point at Regatta Bay, this beautifully updated 3-bedroom, 3-bath lakefront condo showcases sweeping, unobstructed Main Channel views with no docks blocking the incredible scenery. The spacious screened deck becomes an extension of the living and entertaining space, with room for dining, a comfortable sitting area and TV—all overlooking miles of sparkling water and spectacular sunsets at the 12 MM. Located in one of Regatta Bay’s newest buildings, this desirable unit offers convenient walk-in level access from parking and is sold turnkey—just arrive and start enjoying the lake! Inside, you’ll find granite countertops, newer stainless steel appliances, newer HVAC and water heater, plus a smart thermostat and WiFi lock. A dock slip with nearby fish-cleaning station completes the package. Enjoy multiple pools, clubhouse, pavilions, playground, tennis and pickleball courts, and beautiful park-like grounds. Lake living doesn’t get much easier—or more inviting!

492 Regatta Bay Unit 2C, Lake Ozark

Courtesy of RE/MAX Lake of the Ozarks (573) 302-2300

110 Falls Point Drive Unit 2B, Lake Ozark
$289,000
3 Beds ⋅ 3 Baths ⋅ 3590434 MLS
Welcome to easy lake living at The Falls! This is one of the best buys for a 3 bedroom, 3 FULL Bath condo on Horseshoe Bend! Spectacular panoramic views of both the cove and main channel from an oversized covered deck made for entertaining, relaxing and soaking up the Lake life. The open floor plan features two lakeside suites, luxury vinyl plank flooring, and a kitchen with large breakfast bar and coffee station. Enjoy convenient walk-in access from gravel parking area right outside your door plus an assigned covered garage space. A 10x28 boat slip is included, with an additional 10x28 slip available! Also available or a boat hoist and two PWC drive-on lifts. The Falls offers a resort style feel with two pools, tennis courts, a playground, elevators, a lakeside boardwalk and beautifully maintained grounds. You can literally get to the pool and dock with almost zero steps! Just minutes from shopping, dining and medical facilities by land and close to Bagnell Dam strip and tons of lakefront destinations by water. Make this your personal lake retreat or an income producing Vacation Rental. Either way, this one is selling TURNKEY and ready to roll. Check it out TODAY!

110 Falls Point Drive Unit 2B, Lake Ozark

Courtesy of EXP Realty, LLC (866) 224-1761

71 Southwood Shores Place Unit 2C, Lake Ozark
$215,000
2 Beds ⋅ 2 Baths ⋅ 3590254 MLS
Enjoy lakefront living at Southwood Shores in this 2 bed, 2 bath condo offering 840 square feet of comfortable one level living. The covered deck provides a relaxing channel view, while the interior features luxury vinyl plank flooring, stacked washer and dryer, window treatments and a fully furnished turnkey setup. Community amenities include indoor and outdoor pools, hot tub, clubhouse, beach, playground, tennis and pickleball courts, boat ramp, swim and fishing dock, trailer parking and gated entry. Conveniently located off Horseshoe Bend Parkway near shopping, dining and entertainment around the lake. An excellent option for a personal lake retreat or investment property. The seller currently rents a 12 x 32 boat slip, and the existing rental agreement is assumable by the buyer.

71 Southwood Shores Place Unit 2C, Lake Ozark

Courtesy of Nettwork Global, LLC (636) 614-5132

315 Highland Shores Drive Unit 4F, Lake Ozark
$295,000
3 Beds ⋅ 3 Baths ⋅ 3590528 MLS
Retreat to 315 Highland Shores 4F, an updated 3-bedroom, 3-bath end-unit with TRUE WALK-IN ACCESS, NO STEPS, and spectacular panoramic Main Channel views! The open-concept layout and incredible lake backdrop set the tone for easy, effortless living at the Lake. TWO LAKEFRONT KING SUITES—offer amazing views and privacy. The Living Room flows directly onto an oversized screened-in deck where the Main Channel takes center stage. Sip your morning coffee, gather with friends, watch the boats pass by, or unwind at sunset. The Kitchen features a breakfast bar with additional seating and opens to the main living area. Highland Shores offers 2 lakeside pools and dog stations. Located just off Horseshoe Bend and at the 14 mile marker, the unit is minutes from dining, shopping, golf, entertainment and recreation. Whether you’re searching for a full-time lakefront home, weekend escape, or an investment opportunity, 315 Highland Shores 4F has so much to offer—NO STEPS, TWO lakefront King Suites, incredible Main Channel views, desirable amenities, and LOW HOA DUES.

315 Highland Shores Drive Unit 4F, Lake Ozark

Courtesy of Berkshire Hathaway HomeServices Select Properties (314)835-6000

179 Vintage Circle Unit 3A-B, Lake Ozark
$199,900
2 Beds ⋅ 2 Baths ⋅ 3590544 MLS
Located on the top floor at Vintage Landing, this spacious 2-bedroom, 2-bath condo offers stunning main-channel views of Lake of the Ozarks from the screened-in porch and an unbeatable central location. The flexible lockout floor plan includes a private bedroom, full bath, and kitchenette—a proven, turn-key Airbnb where current owners enjoy strong rental success. Sold fully furnished, the condo features a newer HVAC system, a full kitchen plus kitchenette, and a full-size washer and dryer, making it ideal for full-time living, a weekend retreat, or an investment. Assessments include electric for the condo as well as access to the exceptional Four Seasons amenities, such as the new indoor pool, fitness center, multiple pools, fishing lakes, activity center, boat launches, campground, RV park, Bark Park, hiking and biking trails, parks, sports courts, swim club, tennis club, and more. Conveniently located near popular restaurants and entertainment by land or water, this property delivers a premier host opportunity and a front-row seat to holiday fireworks, blending lake lifestyle with proven income potential.

179 Vintage Circle Unit 3A-B, Lake Ozark

Courtesy of Albers Real Estate Advisors (573) 693-7000

40 Lighthouse Road Unit 101, Lake Ozark
$349,000
4 Beds ⋅ 3 Baths ⋅ 3590506 MLS
Lake days are easy from this turnkey 4-bedroom, 3 full bathroom condo at Lighthouse Landing! Offering approximately 1,700 sq ft and 2 primary suites, this spacious unit gives family and guests room to spread out. Step outside and you have a screened in porch off the living room on the main level and on the lower level another covered patio and just a few steps to the dock with a 12x32 boat slip and waverunner slip included. But location might be one of its biggest perks! Lighthouse sits inside a protected cove, where owners and guests can enjoy relaxing Lake days handing out in the water. When you are ready to get off the water, you're just minutes from Bagnell Dam Strip, great restaurants, shopping and year round entertainment. This complex also allows nightly rentals when your away. Whether you're gathering for a weekend or settling in for a longer stay, this condo puts the water close and keeps the work to a minimum.

40 Lighthouse Road Unit 101, Lake Ozark

Courtesy of Johanning Real Estate, LLC 314-608-8419

150 Southwood Shores Drive Unit 304-4D, Lake Ozark
$229,900
2 Beds ⋅ 2 Baths ⋅ 3590519 MLS
Rare opportunity to own a fully updated, turnkey lakefront condo at Southwood Shores! This 2-bedroom, 2-bath top-floor unit sits at the 12 Mile Marker in Lake Ozark and combines an incredible location, beautiful views, amenities, and proven rental potential. Step inside to a bright, stylish interior featuring vaulted ceilings, beautiful flooring, and a fully updated kitchen with white cabinetry, stainless appliances, and plenty of countertop seating. The thoughtful interior design gives the entire condo a clean, modern lake feel and it comes fully furnished and ready to enjoy. Step outside onto the huge deck for incredible lake views and plenty of room to relax or entertain. You're just steps from the pool, while Southwood Shores offers indoor and outdoor pools, a hot tub, clubhouse, playground, boat ramp, and gated entry. The indoor pool adds to the year-round rental appeal, and this unit already has a great rental history with nightly rentals allowed. A 10x24 boat slip with lift is included, making this the complete Lake of the Ozarks package!

150 Southwood Shores Drive Unit 304-4D, Lake Ozark

Courtesy of RE/MAX Lake of the Ozarks (573) 302-2300

365 Waters Edge Drive Unit 1B, Lake Ozark
$499,900
2 Beds ⋅ 2 Baths ⋅ 3590525 MLS
A BRAND NEW REMODEL YOU HAVE TO SEE TO BELIEVE! High-end design meets incredible main-channel views at this completely remodeled 2-bedroom, 2-bath condo at Waters Edge. Custom finishes, thoughtfully selected furnishings, and sophisticated details give the interior a polished yet comfortable feel, while the open-concept layout creates an inviting space for relaxing and entertaining. Unobstructed water views steal the show, with a covered back deck offering the perfect place to enjoy morning coffee, evening cocktails, and endless days overlooking the Lake. A community dock and available boat slips make getting on the water simple, while an impressive lineup of amenities puts everything you need for an easygoing getaway right at your fingertips. Located off Horseshoe Bend in the heart of Lake Ozark, you're just minutes from popular dining, entertainment, and area attractions. Offered fully furnished, this move-in-ready retreat is equally suited for personal enjoyment or investment. This property offers a luxury lakefront experience without the hassle, maintenance free lake living at it's best! You have to see this one for yourself!

365 Waters Edge Drive Unit 1B, Lake Ozark

Courtesy of EXP Realty, LLC (866) 224-1761

114 Falls Point Drive Unit 5A, Lake Ozark
$459,000
3 Beds ⋅ 3 Baths ⋅ 3590473 MLS
WOW - WHAT A VIEW! AND A 16X48 SLIP! Enjoy breathtaking, unobstructed north-facing main channel views from this beautiful 3 bedroom, 3 bath condo at The Falls, complete with a RARE 16x48 covered cruiser slip! Located at the 2 MM, this top-floor unit offers 1,640 sq. ft., two en-suite bedrooms with walk-in showers (one also has a jetted tub), floor-to-ceiling lakeside glass and an incredible 10x45 screened deck - the perfect place to take in spectacular lake views from morning to night and watch the Offshore Boat Races. The impressive lake package includes BOTH a 16x48 covered boat slip and a 10x28 covered boat slip, plus a PWC slip (all with cove protection) and covered parking garage space. Furnished and ready to enjoy, with elevator access providing easy, step-free access from the unit to the docks and lakefront pool. The Falls offers two outdoor pools, tennis courts, playground and a convenient Horseshoe Bend location near golf, dining, shopping and entertainment. Nightly rentals allowed. Big View, Big Slip, and Turnkey!

114 Falls Point Drive Unit 5A, Lake Ozark

Courtesy of Keller Williams L.O. Realty (573) 348-9898

142 Palisades Condo Drive E Unit 2A, Lake Ozark
$450,000
3 Beds ⋅ 3 Baths ⋅ 3590486 MLS
Sunset views, spacious living, and the complete lake package! This beautifully remodeled 3-bedroom, 3-bath waterfront condo offers fantastic lake views and a full bath for each bedroom, providing plenty of privacy for family and guests. Three large lakefront sliders fill the open living area with natural light and showcase the view. The updated kitchen features custom cabinetry, granite countertops, stainless appliances, and an oversized island perfect for entertaining. The lakefront primary suite includes a remodeled bath and private access to the oversized screened deck and beautiful sunset views. Only a few steps to the unit! Includes a 12x32 boat slip, with a garage available for an additional cost. The gated complex includes multiple pools and a clubhouse. Book a showing today before this one slips away!

142 Palisades Condo Drive E Unit 2A, Lake Ozark

Courtesy of Albers Real Estate Advisors (573) 693-7000

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Listing information is provided courtesy of the Broker Reciprocity/IDX of Bagnell Dam Association of REALTORS® and Lake of the Ozarks Board of REALTORS®, Inc. Multiple Listing Services. Copyright 2026 Multiple Listing Service, Inc. of Bagnell Dam Association of REALTORS® MLS, Inc. and Lake of the Ozarks Board of REALTORS® MLS, Inc. Information is being provided for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information herein is believed to be accurate and timely, but no warranty as such is expressed or implied. 2026 Century 21 Community