Rocky Mount Homes under $250,000

Welcome to Rocky Mount, Missouri – a hidden gem nestled in the heart of the Ozarks! This charming lakeside community offers a perfect blend of natural beauty and small-town charm, making it an ideal destination for those seeking a peaceful retreat or a vibrant place to call home. With its picturesque views of the Lake of the Ozarks and a welcoming atmosphere, Rocky Mount is a lovely spot for families, retirees, and anyone looking to embrace a more serene lifestyle.

One of the standout features of Rocky Mount is its affordability, particularly when it comes to housing. In this delightful town, you can find a variety of homes available for under $250,000. Whether you’re a first-time homebuyer, looking to downsize, or searching for an investment property, Rocky Mount has something for everyone. From charming cottages to spacious family homes, the real estate options here cater to diverse tastes and budgets.

Living in Rocky Mount means enjoying a laid-back lifestyle with plenty of recreational activities at your doorstep. Spend your weekends boating, fishing, or hiking in the surrounding nature, or take advantage of the local parks and community events that foster a strong sense of belonging. With its friendly residents and tight-knit community, you’ll quickly feel at home.

Explore the potential of Rocky Mount today, where your dream home awaits at an affordable price. Discover the beauty and charm of this enchanting town, and let us help you find the perfect property to start your next chapter!

Newest Rocky Mount Homes under $250,000

$250,000

3 Beds ⋅ 2 Baths ⋅ 3590540 MLS

Seriously generous pricing for the new owner!! This 3 bedroom condo is priced like 2 bedroom condos with smaller boat slips! For the buyer who wants the best deal as much as the right condo. Trade the ordinary for island living, where you’re surrounded by water, fueled by sunshine, and your toughest decision is pool day, lake day, or both. Spend your mornings sipping coffee on your screened east-facing deck, and afternoons at the pool or on the water. After a full day of lake fun and sun, come back to a space that’s comfortable, updated, and ready to gather, featuring granite countertops, durable waterproof LVP flooring, and a layout that makes it easy to relax and recharge. Everything here is designed to make lake life effortless, from designated parking, and elevator access to the lakeside pool and docks. Your 14x36 boat slip is positioned in the calmer waters of the cove side. You can even keep an eye on your boat right from the unit. Whether it becomes your friends-and-family escape, your full-time retreat, or an investment as short-term rental income, lake days will turn into lasting memories. What an incredible price!! VACANZA!

60 Knox Road Unit Z204, Rocky Mount

Courtesy of RE/MAX Lake of the Ozarks (573) 302-2300

$250,000

2 Beds ⋅ 1 Baths ⋅ 3590280 MLS

This beautiful 2nd-tier lake home sits on over half an acre, offering a peaceful, secluded feel while being just steps from your private lakefront lot and dock! Recent renovations have transformed the home into a 3-bedroom, 1-bath retreat with plenty of additional potential. A private concrete drive leads to the home with ample parking, plus a 20x25 carport with a concrete pad. Located in the peaceful, no-wake waters of Lick Branch Cove, your private dock provides the perfect spot for swimming, fishing, boating, and enjoying everything Lake of the Ozarks has to offer. The finished lower-level walkout adds valuable living space and flexibility. Plumbing is already in place for a second bathroom. The home is equipped with a full Ring security system and has been professionally set up for Airbnb operations, making this a turnkey opportunity with recent rental history. Public sewer means no septic worries, and there are NO HOA fees! Whether you're looking for a full-time residence, weekend lake getaway, or investment property, this one offers location, lake access, privacy, and plenty of potential. Call today to schedule your private showing!

30031 Oak Knoll Road, Rocky Mount

Courtesy of ReeceNichols Real Estate 573-746-4244

$199,900

3 Beds ⋅ 2 Baths ⋅ 3590168 MLS

Lake Access, Privacy & Convenience at Lake of the Ozarks! Enjoy the best of lake living with this 3-bedroom, 2-bathroom home offering a 2-car garage and access to the beautiful Lake of the Ozarks. Located just far enough from town to provide a sense of privacy and peaceful surroundings, yet only approximately 15 minutes from everyday conveniences, dining, shopping, and entertainment. Residents can enjoy access to the lakefront clubhouse and community dock for day dock use, making it easy to relax, connect, and take advantage of the lake lifestyle. Whether you're looking for a full-time residence, weekend getaway, or investment opportunity, this property offers a wonderful combination of comfort, location, and access to everything Lake of the Ozarks has to offer.

22 Portwood Meadows, Rocky Mount

Courtesy of Nettwork Global, LLC (636) 614-5132

$149,900

2 Beds ⋅ 1 Baths ⋅ 3589887 MLS

Priced to sell! Nestled along the shoreline of a peaceful 20-acre man-made lake at the entrance to Indian Creek Cove, this charming 2-bedroom, 1-bath cabin offers a relaxing lakeside retreat just 15 minutes from Bagnell Dam. Inside, a cozy stone fireplace creates the perfect ambiance for cool evenings, while large windows and natural light make the space feel warm and inviting. When the weather is beautiful, step outside to enjoy all the lake has to offer—kayak, fish, or simply relax by the water and take in the peaceful surroundings. The outdoor fire pit is ideal for gathering with family and friends while enjoying picturesque views of two lakes. Recent crawl-space improvements, including spray-foam insulation and a vapor barrier, add comfort and energy efficiency throughout the seasons. If you're looking for a cozy getaway, weekend retreat, or charming lakeside escape, this property is one you won't want to miss!

26303 Apache Lane, Rocky Mount

Courtesy of Black Lab Real Estate Co, LLC (573) 480-5186

$139,900

2 Beds ⋅ 1 Baths ⋅ 3589839 MLS

Your affordable Lake of the Ozarks getaway is here! This charming 2-bedroom, 2-bath cabin puts you just steps from the water in desirable Lick Branch Cove. Located approximately 60 feet from the lake, with the end of the yard only about 20 feet from the water, you can enjoy the lake lifestyle without the lakefront price tag. Relax or entertain on the deck overlooking the cove, then head just about 100 feet from the house to the subdivision dock and parking area. The dock provides convenient access for launching a boat or jet ski into Lick Branch Cove, while the subdivision parking area offers additional space for a jet ski, boat, or boat trailer. Whether you're searching for a weekend retreat, vacation home, or an affordable way to own at Lake of the Ozarks, this cabin is an opportunity you won't want to miss. Lake days, cove views, and easy water access are waiting!

30189 Lea Lane, Rocky Mount

Courtesy of Real Broker, LLC 573-520-3099

$249,999

4 Beds ⋅ 2 Baths ⋅ 3589693 MLS

Welcome to this cozy ranch-style home nestled just off Hwy Y in the beautiful Lake of the Ozarks! Situated on 2.96 wooded acres, this property offers the perfect combination of space, privacy, and convenience. With approximately 2,280 sq ft, the home features 4 bedrooms, 2 bathrooms, generously sized rooms, a walk-out basement, and an attached 2-car garage. Outside, there’s even more to love with a spacious front yard, fenced-in backyard, new back deck, and convenient circle driveway providing plenty of room for parking and easy access. With nearly 3 acres, there’s ample space to spread out, entertain, enjoy the outdoors, or simply relax in your own private setting. The home offers a spacious, functional layout with great bones and plenty of potential for a new owner to bring their own style and updates. Whether you’re looking for a full-time residence or simply more room to call your own at the Lake, this property offers plenty of possibilities. Conveniently located just minutes from Coffman Beach Access and approximately 30 minutes from Osage Beach and 40 minutes from Jefferson City. Come see the space, acreage, and potential this Rocky Mount property has to offer!

29347 Hwy Y, Rocky Mount

Courtesy of RE/MAX Elite, REALTORS 816-373-8400

31331 Northshore Dr Unit 202-B, Rocky Mount

$250,000

2 Beds ⋅ 2 Baths ⋅ 26050865 MLS ⋅ Northshore Condiminiums BLDG.

Location by car, Location by water, Location within the complex, this one has it all! You will not want to miss this lakefront home in the Northshore Condominium Complex at the 6mm. You're sure to be impressed by the meticulous maintenance this development offers along with its wonderful sense of community featuring top amenities waterfront pool, martini deck, and plenty of parking for vehicles, golf carts and trailers. This beautiful condo has an updated kitchen and bathrooms, a primary suite with a large door directly to the patio features premier lake views. The guest bedroom is spacious and has 2 beds perfect for guests. This is the ultimate condo, blending indoor and outdoor entertaining seamlessly creating the perfect setup. Enjoy outstanding main channel views from your composite deck, the martini deck or pool while being tucked away in a quiet cove. The complex has been recently renovated including composite decking, aluminum railings, new roof and updated lakefront pool. Includes a 10X24 boat slip and PWC slip. Located near waterfront restaurants, gas docks and more. Whether you're looking for full-time living or a weekend getaway this condo is sure to please! Fully owner occupied, NO RENTALS.

31331 Northshore Dr Unit 202-B, Rocky Mount

Courtesy of Wyndcastle Realty, LLC 314-920-0156

31331 Northshore Drive Unit 209B, Rocky Mount

$249,000

2 Beds ⋅ 2 Baths ⋅ 3589149 MLS

Lake living at its best in this REMODELED 2-bedroom, 2-bath TOP FLOOR END UNIT at Northshore Condominiums! Vaulted ceilings, skylights, fresh paint, new LVP flooring and an electric fireplace create a bright, inviting atmosphere. The updated kitchen features new cabinets, countertops, sink, faucet and stainless-steel appliances, plus a breakfast bar open to the dining and family room. The spacious primary suite offers a full ensuite, walk-in closet, deck access and an incredible main-channel view. Additional updates include a new bathroom vanity, countertop, faucet and walk-in shower. Relax on the private deck overlooking the lake, while the protected cove location offers added protection for your boat. Included is a 10x30 slip with a 5,000-lb lift, only 4 years old, with remote operation. Recent complex improvements include composite decking, aluminum railings, a new roof and an updated lakefront pool. This smaller, well-maintained complex offers ample parking, trailer parking, paved roads and a friendly, neighborly atmosphere. Located at the 6 MM near waterfront dining, gas docks and more—perfect for full-time living or a weekend getaway! Schedule your showing today!

31331 Northshore Drive Unit 209B, Rocky Mount

Courtesy of EXP Realty, LLC (866) 224-1761

$219,900

2 Beds ⋅ 1 Baths ⋅ 3589111 MLS

Motivated sellers are offering an incredible opportunity to own an affordable Lake of the Ozarks getaway with lake access and an included 10x24 boat slip! Whether you're searching for a weekend retreat, an investment property, or a place to enjoy year-round, this home is ready to help you make the most of lake living. This inviting 2-bedroom, 1-bath home offers easy access to the water, so your next day on the lake is only moments away. Launch into endless days of boating, fishing, tubing, and sunset cruises, then come home to relax in a peaceful setting. Furnishings are included, making this home nearly move-in ready and allowing you to start enjoying the lake from day one. An additional storage area provides plenty of room for life jackets, fishing gear, and other lake essentials. Affordable opportunities like this don't come around often. With motivated sellers, lake access, an included 10x24 boat slip, and furnishings that make moving in a breeze, this property is ready for its next owners to start making unforgettable Lake of the Ozarks memories.

31137 Highland Road, Rocky Mount

Courtesy of Rock Island Realty (573) 365-2311

$239,000

4 Beds ⋅ 2 Baths ⋅ 26036137 MLS

Lakefront living at its best! This 4-bedroom, 1.5-bath home offers 82 feet of waterfront frontage and is located at the 6-mile marker, just off the main channel and conveniently close to the dam. The home features a walk-out basement, providing easy access to the outdoors and additional living or storage space. Enjoy the private dock with a fully equipped electric boat lift and a spacious slip measuring 26 feet deep by 16 feet wide. An additional 6-foot overhang provides the perfect space to tie up a second boat. Whether you're looking for a weekend getaway, investment property, or full-time lake home, this property is ready for you to enjoy everything the Lake of the Ozarks has to offer.

30032 Oak Knl, Rocky Mount

Courtesy of Cathlee's Real Estate 573-437-8800

$179,000

2 Beds ⋅ 2 Baths ⋅ 3587826 MLS

This 2-bedroom, 2-bath home offers lake access and is designed for comfortable year-round living. It is situated on just under an acre in a peaceful neighborhood. Enjoy the convenience of parking your boat at the community day dock on the Osage 4 MM, along with access to the community's covered, screened pavilion—perfect for family picnics, birthday parties, and gatherings. This home features a one-level floor plan plus a versatile bonus room that could serve as additional sleeping space, a sitting room, game room, home office, or even future bathroom expansion. The heated unfinished basement includes a quality Maytag washer and dryer set and offers excellent storage with built in shelving. Step outside to the covered patio overlooking the backyard, where you'll enjoy privacy, abundant wildlife, and plenty of room for outdoor activities. There's ample space for yard games, gardening, or creating the perfect firepit gathering area. A one-car garage/workshop provides additional space for hobbies, projects, or storage. Purchase it now for a weekends and vacations while personalizing it to be your eventual retirement home at the lake!

23 Lake Road, Rocky Mount

Courtesy of ReeceNichols Real Estate 573-746-4244

$179,500

2 Beds ⋅ 2 Baths ⋅ 3587819 MLS

Experience the perfect lake retreat with this turn-key, fully furnished cabin nestled on three wooded lots totaling 2.75 acres—offering rare privacy, space, and value. This 2-bedroom, 1.5-bath home offers open-concept layout is filled with natural light from a new picture window, and the loft provides additional sleeping space for guests. Step outside to a peaceful deck setting, ample parking, and a 2-car garage/workshop—perfect for storing lake toys and equipment. Enjoy quick, convenient access to the community dock just minutes away, giving you all the benefits of lake life without the waterfront price tag. Recent improvements include new PEX plumbing, picture window, sliding glass door with screen and lock, and Blink security cameras. Situated on 2.75 acres across three lots, this property offers privacy, room to expand, and flexibility rarely found at this price point. This property is agent owned. Agent owned.

19 Lake Road, Rocky Mount

Courtesy of Worth Clark Realty (800) 991-6092

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Listing information is provided courtesy of the Broker Reciprocity/IDX of Bagnell Dam Association of REALTORS® and Lake of the Ozarks Board of REALTORS®, Inc. Multiple Listing Services. Copyright 2026 Multiple Listing Service, Inc. of Bagnell Dam Association of REALTORS® MLS, Inc. and Lake of the Ozarks Board of REALTORS® MLS, Inc. Information is being provided for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information herein is believed to be accurate and timely, but no warranty as such is expressed or implied. 2026 Century 21 Community