Rocky Mount Homes under $700,000

Welcome to Rocky Mount, Missouri—a hidden gem nestled along the serene shores of the Lake of the Ozarks. This charming city boasts a rich tapestry of natural beauty, friendly communities, and a vibrant lifestyle that appeals to families, retirees, and vacationers alike. With its picturesque landscapes and a plethora of outdoor activities, Rocky Mount is a haven for those who appreciate the great outdoors, offering everything from boating and fishing to hiking and biking trails.

As you explore the real estate market in Rocky Mount, you'll discover an impressive array of homes available for under $700,000. This price point opens the door to a variety of options, whether you are seeking a cozy cabin retreat, a modern family home, or a delightful waterfront property. Many of these homes feature stunning views of the lake, spacious layouts, and beautiful outdoor spaces—perfect for entertaining or simply enjoying the tranquility of nature.

The community spirit in Rocky Mount is palpable, with local events and gatherings that foster connections among residents. The city is also conveniently located near major highways, making it easy to access nearby attractions and amenities while maintaining that peaceful small-town feel.

Whether you’re looking for a primary residence, a vacation getaway, or an investment opportunity, Rocky Mount offers a unique blend of affordability and charm. Discover your dream home in this enchanting city, where every day feels like a getaway. Embrace the Rocky Mount lifestyle and start your journey today!

Newest Rocky Mount Homes under $700,000

31331 Northshore Drive Unit 206B, Rocky Mount

$260,000

2 Beds ⋅ 2 Baths ⋅ 3590503 MLS

Lakefront living with NO STAIRS to the front door, an amazing lake view, and a 10x24 boat slip & PWC slip included! This 2 bedroom, 2 bathroom walk-in level condo at Northshore Condominiums was completely remodeled in 2023 and offers a true move-in ready Lake getaway. The updated kitchen features quartz countertops, stainless steel appliances, modern cabinetry, and an open layout flowing into the main living area. The primary suite showcases beautiful lake views along with an Onyx walk-in shower with glass doors and matching vanity top. LVP flooring, updated vanities, fixtures, HVAC, and water heater are among the improvements throughout the condo. The bedroom furniture is included, and most of the furniture is negotiable. As an end unit, you'll enjoy added privacy along with a lake view deck that's perfect for relaxing and taking in the view. Enjoy convenient access to the dock and lakefront community pool, along with blacktop roads all the way to the condo and trailer parking within the complex. Additionally, both the front and lakeside decks were replaced last year. With the remodel already complete, simply start enjoying everything Lake of the Ozarks has to offer!

31331 Northshore Drive Unit 206B, Rocky Mount

Courtesy of RE/MAX Lake of the Ozarks (573) 302-2300

$450,000

3 Beds ⋅ 1 Baths ⋅ 3590333 MLS

Stunning Lake of the Ozarks lakefront retreat offering unparalleled privacy, deep water, & breathtaking water views! Nestled on lakefront lot with 200 ft of waterfront is a rare find. The shoreline is protected by a natural stone seawall. Included is a 2-well boat dock, ready for all your watercraft and summer adventures. Step inside to a bright, open-concept living space highlighted by dramatic vaulted ceiling & expansive windows that flood the home with natural light. The flexible layout features 1 bath & 3 BR, one is a spacious loft. Entertaining is effortless on the huge lakeside deck, featuring both open sun-drenched areas and a large covered section for shading on warm summer days. Located in a desirable subdivision with its own community boat ramp, access to the water is incredibly convenient. Optional 2nd lakeview lot available for purchase! This additional lot features a highly desirable metal storage building, perfect for storing trailers, side-by-sides, lake toys, or extra vehicles. Properties with this much acreage, deep water, and premier shoreline are few and far between. Dreams to Reality~call today!

16676 Lucky Point Lane, Rocky Mount

Courtesy of RE/MAX Lake of the Ozarks (573) 302-2300

$250,000

3 Beds ⋅ 2 Baths ⋅ 3590540 MLS

Seriously generous pricing for the new owner!! This 3 bedroom condo is priced like 2 bedroom condos with smaller boat slips! For the buyer who wants the best deal as much as the right condo. Trade the ordinary for island living, where you’re surrounded by water, fueled by sunshine, and your toughest decision is pool day, lake day, or both. Spend your mornings sipping coffee on your screened east-facing deck, and afternoons at the pool or on the water. After a full day of lake fun and sun, come back to a space that’s comfortable, updated, and ready to gather, featuring granite countertops, durable waterproof LVP flooring, and a layout that makes it easy to relax and recharge. Everything here is designed to make lake life effortless, from designated parking, and elevator access to the lakeside pool and docks. Your 14x36 boat slip is positioned in the calmer waters of the cove side. You can even keep an eye on your boat right from the unit. Whether it becomes your friends-and-family escape, your full-time retreat, or an investment as short-term rental income, lake days will turn into lasting memories. What an incredible price!! VACANZA!

60 Knox Road Unit Z204, Rocky Mount

Courtesy of RE/MAX Lake of the Ozarks (573) 302-2300

$309,000

3 Beds ⋅ 2 Baths ⋅ 3590551 MLS

Experience lake living at its finest and even increase the bank account. This unit has proven to be an excellent income producing investment. Or simply reserve it for quality time with family & friends. Imagine waking up to a breathtaking, panoramic lake view from the bedside of this beautifully furnished 3-bedroom, 2-bath lakeside condo. Perfect as a full-time residence, weekend retreat, or investment property, this move-in-ready getaway offers comfort, convenience, and resort-style amenities. You'll relax on the spacious covered deck taking in the cool lake breeze while you capture the view of boats below. Or maybe you prefer to cozy up inside by the fireplace after a day on the lake. The open floor plan is designed for easy entertaining, just open the slider and take the party outdoors to watch the sunset. It's a perfect full-time residence, weekend retreat, or investment property, this move-in-ready getaway offers comfort, convenience, and resort-style amenities. The seller is offering it fully furnished, including the boat slip— so just grab a fishing pole and your swimsuit!

64 Knox Road Unit N205, Rocky Mount

Courtesy of Spouses Selling Houses Realty (573) 302-2313

$250,000

2 Beds ⋅ 1 Baths ⋅ 3590280 MLS

This beautiful 2nd-tier lake home sits on over half an acre, offering a peaceful, secluded feel while being just steps from your private lakefront lot and dock! Recent renovations have transformed the home into a 3-bedroom, 1-bath retreat with plenty of additional potential. A private concrete drive leads to the home with ample parking, plus a 20x25 carport with a concrete pad. Located in the peaceful, no-wake waters of Lick Branch Cove, your private dock provides the perfect spot for swimming, fishing, boating, and enjoying everything Lake of the Ozarks has to offer. The finished lower-level walkout adds valuable living space and flexibility. Plumbing is already in place for a second bathroom. The home is equipped with a full Ring security system and has been professionally set up for Airbnb operations, making this a turnkey opportunity with recent rental history. Public sewer means no septic worries, and there are NO HOA fees! Whether you're looking for a full-time residence, weekend lake getaway, or investment property, this one offers location, lake access, privacy, and plenty of potential. Call today to schedule your private showing!

30031 Oak Knoll Road, Rocky Mount

Courtesy of ReeceNichols Real Estate 573-746-4244

$615,000

2 Beds ⋅ 2 Baths ⋅ 3589993 MLS

The views from the large picture windows will capture your attention. By water this lakefront home is located at the 4 mile marker in Dry Branch cove with calmer deep water. Main level offers open kitchen and living room space, one bedroom, one bathroom. The lower level has bedroom/entertainment space, spacious bathroom, and laundry room. You will enjoy your time on the large concrete dock with lounge area, tiki bar, fireplace, TV's, sun shade, Wet Steps for ease of swimming, storage shed, crappie beds for the fisherman, fish cleaning station, and two slips for your boats. The largest slip is 12x36 and the second one is 12x20 but can be converted back to a 12x26. There is more outdoor entertaining space with the multiple decks. Rentals ARE allowed, giving you the opportunity to earn additional income on the property. The property has a low maintenance exterior with a rocked landscape. Included is an additional lakefront lot in the same subdivision providing extra parking and offering unlimited possibilities. Close to several lakefront bars and grills. There is an opportunity to own the house next door as well, see listing #3590101 Owner is agent.

31525 Ontario Road, Rocky Mount

Courtesy of ReeceNichols Real Estate 573-746-4244

$429,900

4 Beds ⋅ 2 Baths ⋅ 3590373 MLS

Big views, plenty of space, and exceptional value come together at this lakefront home in Rocky Mount. Built in 2007, this furnished 4-bedroom, 2-bath home offers approximately 2,378 square feet of comfortable living space and an incredible 10-mile view of Lake of the Ozarks. The open kitchen, dining, and living area features wood flooring and a soaring vaulted ceiling, creating a bright and inviting space for entertaining. Downstairs, the 10-foot ceilings and spacious family room provide even more room for family and guests. Outside, enjoy privacy, generous parking, a low-maintenance exterior, and expansive decking overlooking the lake. The property sits high above the water to capture the spectacular view, while a newer tram provides convenient access to the shoreline and concrete dock with a 12x32 boat slip. Railings, steps, and the tram have all been replaced or updated, and there is room to potentially add a garage. With 62 feet of lakefront, four bedrooms, a quality dock, impressive views, and newer construction, this property delivers a lot of lake home for the money.

31342 Bittersweet Lane, Rocky Mount

Courtesy of BHHS Lake Ozark Realty (573) 365-6868

$199,900

3 Beds ⋅ 2 Baths ⋅ 3590168 MLS

Lake Access, Privacy & Convenience at Lake of the Ozarks! Enjoy the best of lake living with this 3-bedroom, 2-bathroom home offering a 2-car garage and access to the beautiful Lake of the Ozarks. Located just far enough from town to provide a sense of privacy and peaceful surroundings, yet only approximately 15 minutes from everyday conveniences, dining, shopping, and entertainment. Residents can enjoy access to the lakefront clubhouse and community dock for day dock use, making it easy to relax, connect, and take advantage of the lake lifestyle. Whether you're looking for a full-time residence, weekend getaway, or investment opportunity, this property offers a wonderful combination of comfort, location, and access to everything Lake of the Ozarks has to offer.

22 Portwood Meadows, Rocky Mount

Courtesy of Nettwork Global, LLC (636) 614-5132

$575,000

4 Beds ⋅ 2 Baths ⋅ 3590017 MLS

The perfect Lake of the Ozarks waterfront retreat. 4 bedrooms, 230 feet of lakefront, deep water and room to grow! This Northshore property offers much more than your typical lake home. Originally a small cabin, the home was substantially expanded and completely remodeled in 2017/2018, creating a spacious 4-bedroom, 2-bath lake retreat that's ready to enjoy. The renovation touched virtually everything—flooring, kitchen cabinetry, appliances, furnace, fixtures, siding, decks & more. Outside is where this property really separates itself. With approximately 230' of shoreline, there's incredible elbow room plus potential for a future garage, additional expansion or possibly another home. Plenty of parking and even room for trailer storage make Lake weekends easy. At the water, you'll find a two-well dock with two boat hoists sitting in good deep water inside a protected cove that's ideal for swimming and relaxing. The dock is already set up for fun with a slide, wet steps and fishing station. Calm water, great shoreline, lots of usable space and a remodeled 4-bedroom home—this is the kind of Lake property that gives you plenty to enjoy today with exciting possibilities for tomorrow.

28234 Shannon Lane, Rocky Mount

Courtesy of BHHS Lake Ozark Realty (573) 365-6868

20211 Forest Point Drive Unit 222, Rocky Mount

$539,000

4 Beds ⋅ 4 Baths ⋅ 3589997 MLS

IMMACULATE & CHERISHED condo available for sale! This community rarely offers resale condos - the residents love it for a reason! Located in a quiet and deep cove, this association feels like home and offers an unusually large layouts for families and full time owners! Located at the 5MM in the Lick Branch Cove and part of the Timberlake subdivision, you won't find better maintained roads and beautifully landscaped paths in all of the lake! There is an XL covered porch - part of it is screened a+ covered and part of it is open. This is a very large floorpan for a condo of any sort. Forest Pointe amenities include a community pool, clubhouse and playground making it ideal for unforgettable weekends and unwinding! There is a 12x40 boat slip as well as two PWC slips - all with lifts. GARAGE WITH LOFT INCLUDED! Come check this one out!

20211 Forest Point Drive Unit 222, Rocky Mount

Courtesy of Platinum Realty of Missouri LLC 888-220-0988

$599,000

3 Beds ⋅ 2 Baths ⋅ 3589339 MLS

LAKEFRONT • 160’ SHORELINE • 2-WELL DOCK • REMODELED • This Stunning remodeled 1623 sqft,3BR/2BA lakefront home on over ½ acre with gentle shoreline & rare,premium deep water at the private 2-well dock with 8000# remote boat lift & double PWC lifts. Enjoy peaceful privacy, yet you’re just minutes by water from popular lakefront restaurants. Inside, the open main level features a newly remodeled kitchen with custom cabinetry, veined countertops, chef’s island, beverage bar, double oven, & stylish lighting. The dining area opens to spacious deck & lake views. The living room blends modern updates with authentic Ozark character, highlighted by the original stone wood-burning fireplace. Upstairs, a sleek modern staircase leads to, Den/office, two bedrooms with oversized bunkbeds, Primary suite with lake views, a linear crystal fireplace & two closets. Outside, enjoy a large covered patio,wrap around deck, firepit & garden area, abundant parking & an easy low-step path to the lake. Walk in crawlspace, for utilities & storage. A rare combination of privacy, deep water, gentle access & extensive shoreline

26427 Lake Front Road, Rocky Mount

Courtesy of RE/MAX Lake of the Ozarks (573) 302-2300

$149,900

2 Beds ⋅ 1 Baths ⋅ 3589887 MLS

Priced to sell! Nestled along the shoreline of a peaceful 20-acre man-made lake at the entrance to Indian Creek Cove, this charming 2-bedroom, 1-bath cabin offers a relaxing lakeside retreat just 15 minutes from Bagnell Dam. Inside, a cozy stone fireplace creates the perfect ambiance for cool evenings, while large windows and natural light make the space feel warm and inviting. When the weather is beautiful, step outside to enjoy all the lake has to offer—kayak, fish, or simply relax by the water and take in the peaceful surroundings. The outdoor fire pit is ideal for gathering with family and friends while enjoying picturesque views of two lakes. Recent crawl-space improvements, including spray-foam insulation and a vapor barrier, add comfort and energy efficiency throughout the seasons. If you're looking for a cozy getaway, weekend retreat, or charming lakeside escape, this property is one you won't want to miss!

26303 Apache Lane, Rocky Mount

Courtesy of Black Lab Real Estate Co, LLC (573) 480-5186

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Listing information is provided courtesy of the Broker Reciprocity/IDX of Bagnell Dam Association of REALTORS® and Lake of the Ozarks Board of REALTORS®, Inc. Multiple Listing Services. Copyright 2026 Multiple Listing Service, Inc. of Bagnell Dam Association of REALTORS® MLS, Inc. and Lake of the Ozarks Board of REALTORS® MLS, Inc. Information is being provided for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information herein is believed to be accurate and timely, but no warranty as such is expressed or implied. 2026 Century 21 Community