Lake Ozark Homes under $700,000

Welcome to Lake Ozark, Missouri – a picturesque haven nestled in Camden County, renowned for its stunning waterfront views, vibrant community, and endless recreational opportunities. This charming city is not just a destination; it’s a lifestyle, offering a perfect blend of relaxation and adventure for families, retirees, and everyone in between.

Lake Ozark is famous for its expansive lake, which serves as a playground for boating, fishing, and swimming enthusiasts. With over 1,100 miles of shoreline, residents can enjoy a variety of water sports or simply unwind on the beach. The area is also home to a plethora of parks, hiking trails, and golf courses, making it an ideal spot for outdoor lovers.

When it comes to real estate, Lake Ozark has something for everyone. If you’re looking for a home under $700,000, you’re in luck! The market offers a diverse selection of properties that cater to different tastes and lifestyles. From charming waterfront cottages to modern family homes, you’ll find a wide range of options that fit your budget. Many homes in this price range feature stunning lake views, spacious layouts, and easy access to local amenities.

In addition to beautiful homes, Lake Ozark boasts a vibrant community atmosphere with an array of dining, shopping, and entertainment options. Whether you’re enjoying a sunset dinner at a lakeside restaurant or exploring the local shops, there’s always something to do.

Embrace the Lake Ozark lifestyle today and discover your dream home in this enchanting community!

Newest Lake Ozark Homes under $700,000

$244,900

2 Beds ⋅ 2 Baths ⋅ 437230 MLS

NO STEPS. BIG VIEWS. TOTAL LAKE PACKAGE! Step straight into effortless Lake of the Ozarks living with this walk-in, 2BR/2BA lakefront condo at Regatta Bay--no stairs required! Designed to capture breathtaking main-channel views, the open layout features a desirable split-bedroom design offering privacy for owners and guests. Wake up to the water from the lakeside primary suite, where oversized picture windows frame stunning lake views right from bed. The tiled, screened-in deck extends your living space outdoors and creates the perfect setting for morning coffee, sunset cocktails and unforgettable lake weekends. A 12x30 boat slip is now included, making it easy to get on the water and start enjoying the lake lifestyle. NIGHTLY RENTALS ARE ALLOWED, creating excellent potential as a vacation getaway, investment property or both. Regatta Bay offers resort-style amenities including two pools, clubhouse, tennis, pickleball, basketball and a park-like setting. Whether you're searching for a full-time retreat, weekend escape or short-term rental, this walk-in lakefront gem checks the boxes. Come for the views, stay for the lifestyle--your Lake of the Ozarks story starts today--right here!!!!

418 REGATTA BAY DR Unit 3C, Lake Ozark

Courtesy of Ozark Realty

183 UPPER MONARCH COVE DR Unit 2D, Lake Ozark

$549,900

3 Beds ⋅ 3 Baths ⋅ 437118 MLS

BIG VIEWS, BIG BOAT SLIP & TURNKEY LAKE LIVING! Experience the ultimate Lake of the Ozarks lifestyle from this beautifully updated end-unit condo at Monarch Cove, perfectly positioned at the 2MM with spectacular lake views. Designed for effortless lake living, this spacious retreat features NEW flooring, NEW lighting, NEW kitchen appliances, plus a NEW washer and dryer. The open-concept living area is warm and inviting with granite countertops and a gas fireplace, while the screened-in deck with Plexiglass inserts easily transforms into a 3-season room--perfect for morning coffee, sunset cocktails and year-round enjoyment. Even better, this TOTAL LAKE PACKAGE includes a highly desirable 14x40 boat slip PLUS PWC slip! Offered TURNKEY, this condo is ready for immediate enjoyment, a vacation getaway or income-producing investment with NIGHTLY RENTALS ALLOWED. The end-unit location near the elevators adds convenience and privacy. Just off Duckhead Road and minutes from the historic Bagnell Dam Strip, shopping, restaurants, entertainment and popular waterfront destinations by land or water. Resort-style lake living starts here--bring your bags, boat and lake dreams! Lake life starts here!

183 UPPER MONARCH COVE DR Unit 2D, Lake Ozark

Courtesy of Ozark Realty

343 RACQUET CLUB DR Unit 226, Lake Ozark

$249,900

3 Beds ⋅ 2 Baths ⋅ 437043 MLS

Lake Life Meets Resort Living! Discover this spacious 3BR/2BA, 2,007 sq ft end-unit patio home in Four Seasons Racquet & Country Club, offering one-level living, lake access and nightly rentals in the heart of Lake Ozark! Freshly refreshed with NEW interior paint, an updated kitchen and a NEW private courtyard with a tranquil waterfall, this retreat is designed for relaxation and entertaining. Highlights include a wood-burning fireplace, wet bar, pantry, walk-in closet, jetted tub, tile flooring and abundant natural light. Enjoy morning coffee or evening cocktails in your private courtyard oasis. Four Seasons amenities include 6 outdoor pools, dog park, boat ramps, RV park, 3 fishing lakes, tennis & pickleball courts, walking/biking paths and more! Minutes from golf, dining, shopping, entertainment and the Historic Bagnell Dam Strip. Whether you want a full-time home, vacation escape or nightly rental investment, this move-in-ready gem delivers the Lake lifestyle you've been dreaming of!

343 RACQUET CLUB DR Unit 226, Lake Ozark

Courtesy of Ozark Realty

150 SOUTHWOOD SHORES PL Unit 21-2B, Lake Ozark

$239,000

2 Beds ⋅ 2 Baths ⋅ 436513 MLS

Turnkey waterfront lake getaway with a great nightly rental potential! This recently remodeled 2-bedroom, 2-bath condo in Southwood Shores is ready to enjoy as your own lake retreat or investment property. The updated interior features fresh paint, beautiful flooring, gray cabinetry, stylish countertops and backsplash, an updated kitchen island and appliances, and a recently replaced HVAC system. A new stackable washer and dryer adds even more convenience. The primary suite features a beautifully updated bath with a walk-in tile and stone shower. Step outside to the private patio with new railings and enjoy peaceful views of the cove. Southwood Shores offers plenty of amenities to complete the lake lifestyle, including an outdoor pool and patio area, playground, tennis court, boat ramp,

150 SOUTHWOOD SHORES PL Unit 21-2B, Lake Ozark

Courtesy of Staton Realty Group 573-796-3976

$224,900

2 Beds ⋅ 2 Baths ⋅ 435868 MLS

Escape to this adorable 2-bed, 2-bath rustic log cabin tucked away in the woods off Horseshoe Bend in Lake Ozark, MO! Perfect as a private retreat or a lucrative investment--short-term rentals are allowed! This property seamlessly blends rustic charm w/ an extensive list of modern upgrades. Enjoy the brand-new, enclosed 5x23 screened front porch or relax on the new oversized back deck overlooking a fully fenced backyard. Inside, you'll find new LVP flooring, beautiful hardwood floors, new solid wood interior doors, ceiling fans, & updated lighting. The fully remodeled upstairs bath & brand-new downstairs bathroom add immense convenience. The kitchen boasts new stainless-steel appliances, a gas stove, garbage disposal, & new faucets. Key improvements for total peace of mind: 2 mini-split systems, new windows & screens, new code-compliant septic system & new plumbing & Durable metal roof & a matching outdoor storage shed! Boasting plenty of open parking & an ideal location just minutes from premier shopping, dining, & entertainment, this gem won't last long. Current tenant lease to end of year but owner will buy out lease! Schedule your tour today!

1886 BITTERSWEET RD, Lake Ozark

Courtesy of Ozark Realty

$499,000

4 Beds ⋅ 4 Baths ⋅ 435177 MLS

INCREDIBLE LAKEFRONT VALUE AT THE 3MM! Completely remodeled 4BR/3.5BA lakefront home offering 3,136 sq ft, a 2-CAR GARAGE, PRIVATE DOCK + HOIST and phenomenal lake views in sought-after Downing Branch Cove. Nearly every major update has already been completed--NEW ROOF, brand-new kitchen, remodeled bathrooms, new flooring, new appliances, new exterior doors, fresh interior paint, storm doors and more. Designed for entertaining, the home features expansive living spaces, a gas fireplace, upper-level kitchenette and two wraparound porches overlooking the Lake of the Ozarks. The lower level offers excellent flexibility for family and guests, while the oversized 2-car garage includes a workshop area and half bath. Outside, enjoy your 12x26 one-well dock with hoist and the convenience of being located at the desirable 3MM--close to shopping, dining and entertainment by both land and water. If you've been waiting for a move-in-ready lakefront home with SPACE, GARAGE, DOCK, UPDATES & LOCATION without the million-dollar price tag, this is the one. Schedule your private showing today!

21 JONATHAN CT, Lake Ozark

Courtesy of Ozark Realty

149 SOUTHWOOD SHORES PL Unit 2A, Lake Ozark

$238,000

2 Beds ⋅ 2 Baths ⋅ 434936 MLS

TURNKEY 2BR/2BA LAKEFRONT CONDO W/ 12X28 BOAT SLIP, PWC SLIP, & NEW HOIST! Located in the sought-after Southwood Shores community in Lake Ozark (Bldg 149), this updated unit offers prime cove protection & resort-style luxury! PROPERTY HIGHLIGHTS: • UPDATED INTERIOR: Newer flooring, freshly painted cabinets, open layout, & awesome covered deck for lakefront entertaining. • ULTIMATE LAKE PACKAGE: Includes 12x28 boat slip, PWC slip, & brand-new hoist ready for immediate lake fun! • RESORT AMENITIES: Clubhouse, indoor & outdoor pools, hot tub, tennis & basketball courts, playground, lake swim area, trailer parking, & boat ramp. • HIGH INVESTMENT POTENTIAL: Nightly rentals permitted! Ideal for short-term rental income, vacation getaway, or full-time living (*See rental revenue pr Updated electrical, new water heater, & turn-key ready surrounded by top-tier amenities! Priced to move fast--schedule a showing or view the Virtual Tour today!

149 SOUTHWOOD SHORES PL Unit 2A, Lake Ozark

Courtesy of Ozark Realty

43 SOUTHWOOD SHORES CIR Unit 1C, Lake Ozark

$149,900

1 Beds ⋅ 1 Baths ⋅ 433791 MLS

Lakefront luxury meets proven income potential at Southwood Shores in the heart of Four Seasons! This remodeled 1BR/1BA condo at the 12MM is a turnkey nightly rental just steps from the water, offering an ideal Lake of the Ozarks getaway and investment opportunity. Thoughtful updates include luxury vinyl plank flooring, crisp white cabinetry, river stone quartz countertops, stylish lighting, plus a newer furnace, water heater, and washer/dryer. The showstopping bathroom features fresh shiplap a new vanity, modern shower, and updated plumbing and electrical. Fully furnished and ready to enjoy from day one, this condo makes lake life effortless. Southwood Shores delivers amenities including a rare indoor pool and hot tub, outdoor pool, swim dock, playground, tennis courts, clubhouse, boat ramp, and dedicated trailer parking. Minutes from premier dining, shopping, golf, and entertainment, this location keeps you close to everything while giving you a peaceful waterfront escape. Whether you want a personal retreat, weekend basecamp, or income-producing Lake investment, this one checks the boxes. Schedule your showing and make the smarter move to the Lake! See rental revenue projection.

43 SOUTHWOOD SHORES CIR Unit 1C, Lake Ozark

Courtesy of Ozark Realty

$179,000

1 Beds ⋅ 1 Baths ⋅ 432986 MLS

Experience breathtaking million-dollar views without the million-dollar price tag! This stunning, turn-key ''Lake Paradise'' at the 3-mile marker is perfectly positioned for those ready to embrace the ultimate lake lifestyle. This lower-end unit offers premier privacy and is located just steps from the dock. Relax on the massive lakeside deck that spans the full length of the unit--perfect for morning coffee or sunset entertaining. The interior shines with laminate flooring in the main living area and extensive updates. The kitchen features newer countertops and a suite of appliances (fridge, microwave, dishwasher), while the bathroom boasts a new vanity, shower/tub, and flooring. Recent upgrades include new electrical switches/outlets, a new washer/dryer, and freshly stained decking (2025 Boaters will love the included 10x24 slip and 4,500lb hoist, visible directly from your private deck. With low HOA fees covering your essentials and nightly rentals allowed, this is a versatile investment or a perfect personal retreat. Completely move-in ready and waiting for you to start making memories. Properties at this price point with these views don't last--schedule your personal tour today!

160 TARA RD Unit 901, Lake Ozark

Courtesy of Ozark Realty

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Listing information is provided courtesy of the Broker Reciprocity/IDX of Bagnell Dam Association of REALTORS® and Lake of the Ozarks Board of REALTORS®, Inc. Multiple Listing Services. Copyright 2026 Multiple Listing Service, Inc. of Bagnell Dam Association of REALTORS® MLS, Inc. and Lake of the Ozarks Board of REALTORS® MLS, Inc. Information is being provided for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information herein is believed to be accurate and timely, but no warranty as such is expressed or implied. 2026 Century 21 Community