Not in a Subdivision Homes under $150,000

Welcome to your dream home search in the heart of Illinois! If you’re seeking a unique living experience away from the confines of traditional subdivisions, you’re in the right place. Here, you’ll find charming homes that offer both character and affordability, with many options available for under $150,000.

This area is perfect for those who value space and individuality. Without the restrictions often found in subdivisions, you can enjoy the freedom to personalize your property to your heart's content. Imagine a cozy bungalow with a garden bursting with flowers, or a quaint cottage where you can enjoy peaceful evenings on your porch. The possibilities are endless!

Located in the picturesque landscape of Illinois, this region boasts a vibrant community atmosphere. You’ll have access to local parks, quaint shops, and delightful eateries that reflect the charm of small-town living. Plus, with a variety of homes under $150,000, it’s an ideal opportunity for first-time buyers, families, or anyone looking to invest in a property that won’t break the bank.

Whether you’re searching for a starter home or a place to settle down, the options here are diverse and inviting. From historic homes with unique architectural details to modern builds offering contemporary comforts, there’s something to suit every taste and lifestyle.

Explore the beauty of living outside a subdivision and discover a home that truly reflects your style and aspirations. Your perfect space awaits in this charming corner of Illinois!

Newest Not in a Subdivision Homes under $150,000

$104,900

2 Beds ⋅ 1 Baths ⋅ 26062307 MLS

This two bedroom with additional storage shed is priced right for the first time home buyer or investor. Walkout Lower Level to fenced in back yard. Private location, but still close to shopping, restaurants and entertainment. Call you local agent today and schedule your private tour!

419 S Jefferson Ave, Collinsville

Courtesy of Keller Williams Marquee 618-307-5616

$20,000

4 Beds ⋅ 1 Baths ⋅ 26061145 MLS

This is a public online auction. All Bidding will take place at this link: https://bids.aumannauctions.com/auctions/48722/lot/8020092-307-n-yates-st-tallula-il Open house: October 13th from 3-5PM 10% Buyers Premium

307 Yates, Tallula

Courtesy of Aumann Realty Inc 217-563-2523

$125,000

4 Beds ⋅ 2 Baths ⋅ 26060556 MLS

GRAND VICTORIAN HOME WITH ENDLESS POTENTIAL! Step back in time with this 1890 Victorian-era home, offering an impressive 3,257 square feet of living space on a double lot! With 4 bedrooms and 2 bathrooms, this grand home offers spacious rooms, timeless character, and plenty of opportunity to restore it to its former glory. Inside, you’ll find a formal dining room, den, living room, and additional flexible living spaces, providing plenty of room. The home’s classic architectural details and generous layout showcase the craftsmanship and charm of a bygone era. Outside, the double lot provides valuable additional space, along with extra outbuildings that offer even more possibilities for storage, hobbies, workshops, or future projects. This is a home with size, character, and incredible potential just waiting for someone with vision to bring it back to life! Whether you’re looking for a restoration project, a unique residence, or an investment opportunity, this home deserves a closer look. Property is being sold AS-IS. Sellers will make no repairs. Call today to schedule your private showing before it’s gone!

205 W Carpenter St, Jerseyville

Courtesy of Market Pro Realty, Inc 618-251-9121

$68,000

2 Beds ⋅ 1 Baths ⋅ 26058859 MLS

211 Blue St., Milton, IL — This 2-bedroom, 1-bath home offers a functional layout with plenty of character. Inside, you’ll find hardwood flooring throughout much of the home, a spacious living room that flows into the dining area, and a kitchen with abundant cabinet space and stainless steel appliances. A separate laundry room adds convenience, and the refrigerator, stove, washer, and dryer all stay with the home. The full unfinished basement provides plenty of additional storage space. Outside, you’ll find vinyl siding, a manageable yard, and a detached two-car garage offering additional parking and storage. Whether you’re looking for your first home, downsizing, or adding to your investment portfolio, this Milton property is worth a look. Schedule your showing today!

211 Blue St, Milton

Courtesy of Tarrant and Harman Real Estate and Auction Co 618-433-9436

$129,750

3 Beds ⋅ 1 Baths ⋅ 26059068 MLS

This large 3-bedroom home sits on just over half an acre and is filled with charm and character. From the beautiful original woodwork and hardwood floors to the built-ins and inviting fireplace in the living room, you’ll appreciate the details that make this home special. A large enclosed front porch provides the perfect spot to relax and enjoy your morning coffee or unwind at the end of the day. The kitchen has been updated with newer oak cabinetry, and the home also features replacement windows. Upstairs, you’ll find a spacious bonus room that could easily serve as a 4th bedroom, home office, playroom, or hobby space. Outside, there is plenty of room to enjoy on the just-over-half-acre lot, along with a detached 2-car garage with a roof replaced approximately three years ago. If you’re looking for a spacious home with original character, modern updates, and room to make it your own, this one is definitely worth a look!

147 Us Highway 51, Pana

Courtesy of Fayette County Real Estate 618-283-1776

$124,900

2 Beds ⋅ 1 Baths ⋅ 26059020 MLS

Cute, charming, and move-in ready! This adorable 2-bedroom, 1-bath home has had several updates and offers so much to love. Situated on a spacious large lot, there’s plenty of room to enjoy the outdoors. Relax on the inviting front porch or spend your evenings on the cute covered back porch, perfect for morning coffee, grilling, or unwinding at the end of the day. The property also features a detached 2-car garage with plenty of room for parking and storage. With its great curb appeal, generous yard, updates, and welcoming outdoor spaces, this home would make a wonderful starter home, downsizing option, or investment property.

208 N Church St, Mulberry Grove

Courtesy of Bond County Realtors 618-664-4232

$25,000

2 Beds ⋅ 1 Baths ⋅ 26057665 MLS

Home located on a corner lot, full basement, detached 2 car garage. Incredible investment potential. Property is being sold in its "as is" condition, no inspections.

700 N Main St, Benld

Courtesy of Landmark Realty 618-466-1513

$56,000

1 Beds ⋅ 1 Baths ⋅ 26056955 MLS

Absolutely charming one-bedroom home that is fully move-in ready and has already passed all Swansea occupancy inspections. This property makes an excellent first home or a smart investment opportunity, previously used as an income producing rental property. Recent updates include newer water heater, rewiring, and replumbed. The furnace and A/C have been regularly serviced and maintained by Bel-O, offering peace of mind for future owners. Ceiling fans are located in the living room, kitchen, and bedroom for added comfort. Outside, enjoy a spacious backyard complete with a storage shed that will remain with the property. With its location, functionality, and proven rental history, this is a home you won’t want to miss.

1621 Schobert Dr, Swansea

Courtesy of RE/MAX All Star Advantage 618-234-8751

$82,500

2 Beds ⋅ 1 Baths ⋅ 26050272 MLS

Country Charm with Room to Grow! ?? Looking for a peaceful country setting without a lot of upkeep? This charming 2-bedroom, 1-bath home offers a wonderful opportunity for a first-time buyer, someone looking to downsize, an investor seeking a rental, or even the perfect little country cottage or hunting getaway. Situated on an additional lot, the property offers plenty of outdoor space and features that make country living special, including blackberry vines, an apple tree, two cherry trees, and a beautiful flowering peach tree. Enjoy your morning coffee or unwind in the evening from either the covered front porch or covered back porch. Inside, the home offers a functional kitchen with an abundance of cabinet space plus a convenient canning pantry—perfect for anyone who loves gardening, preserving, or simply having extra storage. A newer stove and refrigerator are included and will stay with the home. Additional features include an attached garage and a shed for even more storage. Whether you’re searching for an affordable primary residence, a weekend retreat, a rental investment, or a cozy place to simplify life, this little country home is worth a look!

501 Washington St, Hamburg

Courtesy of Dream Home Realty Centre Inc 618-497-4663

$132,000

3 Beds ⋅ 1 Baths ⋅ 26035564 MLS

Charming 3-bedroom, 1-bath home nestled in a peaceful community, offering the perfect balance of comfort and convenience. Inside you will find a large living room featuring a cozy electric fireplace, ideal for relaxing evenings at home. The kitchen boasts new flooring installed in 2026, adding a fresh, updated feel to the heart of the home. The primary bedroom stands out with its cathedral ceiling, creating an open and airy retreat. An enclosed front porch provides additional living space perfect for morning coffee, reading, or seasonal enjoyment. Outside is a nice yard and patio area, offering plenty of room for entertaining, gardening, or outdoor gatherings. Call your favorite Realtor to view this home today!

120 E Warren St, Moweaqua

Courtesy of Century 21 Reid Baugher Realty 217-532-5322

$129,900

3 Beds ⋅ 2 Baths ⋅ 26026634 MLS

Character, space, charm, and potential! This charming older 2-story home is situated on a spacious country-style setting with plenty of mature trees and room to roam. This 3 bedroom, 2 bath home offers character throughout with tall ceilings, large rooms, original woodwork touches, and unique stained glass window accents. The home features spacious upstairs bedrooms, a covered front porch, and plenty of natural light throughout. While the property will need repairs and updates, it offers an excellent opportunity for investors or buyers looking to restore a classic home to its full potential. In addition to the home, the property also includes a single wide trailer featuring multiple rooms, a spacious living area, covered porch/carport area, and mature shade trees surrounding the setting. The trailer offers additional flexibility to the property with its spacious layout, covered outdoor area, and peaceful setting among the mature trees. Whether used for extra storage, hobby space, guest quarters, or future possibilities, it adds even more value and opportunity to this unique property. With vision and work, this property could truly shine.

115 Rose Ln, Shipman

Courtesy of Cisler & Associates Real Estate 618-635-2244

$49,500

3 Beds ⋅ 1 Baths ⋅ 26028308 MLS

Here's your chance to own a piece of history. This Sears Home was built more than 100 years ago, and is ready for its new owners. 3 bedrooms, 1 bathroom with original tile work and tub, nice main floor living area. Fenced back yard and off street parking. Don't miss out on your chance to own a part of history. Contact your Realtor for details. Home is being sold AS-IS, seller will make no repairs or concessions.

1007 Sumner St, Carlinville

Courtesy of Cisler & Associates Real Estate 618-635-2244

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Listing information is provided courtesy of the Broker Reciprocity/IDX of Bagnell Dam Association of REALTORS® and Lake of the Ozarks Board of REALTORS®, Inc. Multiple Listing Services. Copyright 2026 Multiple Listing Service, Inc. of Bagnell Dam Association of REALTORS® MLS, Inc. and Lake of the Ozarks Board of REALTORS® MLS, Inc. Information is being provided for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information herein is believed to be accurate and timely, but no warranty as such is expressed or implied. 2026 Century 21 Community