Not in a Subdivision Homes under $250,000

Welcome to your dream home search in the beautiful state of Illinois, where the charm of suburban living meets the convenience of urban amenities! Nestled away from the confines of traditional subdivisions, this unique area offers a rare opportunity to find a home that truly reflects your individuality and lifestyle.

Imagine a peaceful setting where each property is distinct, allowing you to embrace the beauty of nature while still enjoying the benefits of nearby city life. With homes available for under $250,000, you can discover a variety of options that cater to different tastes and needs. Whether you’re a first-time homebuyer, a growing family, or looking to downsize, this region provides an array of affordable choices without sacrificing quality or comfort.

Explore charming single-family homes, cozy bungalows, and spacious ranch-style residences, all designed to create a warm and inviting atmosphere. Each property boasts its own unique character, allowing you to find the perfect fit that resonates with your personal style. Plus, with no subdivision restrictions, homeowners have the freedom to personalize their spaces, from lush gardens to outdoor entertaining areas.

In addition to the fantastic homes, this area is conveniently located near essential amenities, including shopping, dining, and recreational facilities, ensuring that everything you need is just a short drive away. Embrace the opportunity to live in a community that values individuality and comfort. Your perfect home awaits in this charming corner of Illinois!

Newest Not in a Subdivision Homes under $250,000

$104,900

2 Beds ⋅ 1 Baths ⋅ 26062307 MLS

This two bedroom with additional storage shed is priced right for the first time home buyer or investor. Walkout Lower Level to fenced in back yard. Private location, but still close to shopping, restaurants and entertainment. Call you local agent today and schedule your private tour!

419 S Jefferson Ave, Collinsville

Courtesy of Keller Williams Marquee 618-307-5616

$20,000

4 Beds ⋅ 1 Baths ⋅ 26061145 MLS

This is a public online auction. All Bidding will take place at this link: https://bids.aumannauctions.com/auctions/48722/lot/8020092-307-n-yates-st-tallula-il Open house: October 13th from 3-5PM 10% Buyers Premium

307 Yates, Tallula

Courtesy of Aumann Realty Inc 217-563-2523

$125,000

4 Beds ⋅ 2 Baths ⋅ 26060556 MLS

GRAND VICTORIAN HOME WITH ENDLESS POTENTIAL! Step back in time with this 1890 Victorian-era home, offering an impressive 3,257 square feet of living space on a double lot! With 4 bedrooms and 2 bathrooms, this grand home offers spacious rooms, timeless character, and plenty of opportunity to restore it to its former glory. Inside, you’ll find a formal dining room, den, living room, and additional flexible living spaces, providing plenty of room. The home’s classic architectural details and generous layout showcase the craftsmanship and charm of a bygone era. Outside, the double lot provides valuable additional space, along with extra outbuildings that offer even more possibilities for storage, hobbies, workshops, or future projects. This is a home with size, character, and incredible potential just waiting for someone with vision to bring it back to life! Whether you’re looking for a restoration project, a unique residence, or an investment opportunity, this home deserves a closer look. Property is being sold AS-IS. Sellers will make no repairs. Call today to schedule your private showing before it’s gone!

205 W Carpenter St, Jerseyville

Courtesy of Market Pro Realty, Inc 618-251-9121

$68,000

2 Beds ⋅ 1 Baths ⋅ 26058859 MLS

211 Blue St., Milton, IL — This 2-bedroom, 1-bath home offers a functional layout with plenty of character. Inside, you’ll find hardwood flooring throughout much of the home, a spacious living room that flows into the dining area, and a kitchen with abundant cabinet space and stainless steel appliances. A separate laundry room adds convenience, and the refrigerator, stove, washer, and dryer all stay with the home. The full unfinished basement provides plenty of additional storage space. Outside, you’ll find vinyl siding, a manageable yard, and a detached two-car garage offering additional parking and storage. Whether you’re looking for your first home, downsizing, or adding to your investment portfolio, this Milton property is worth a look. Schedule your showing today!

211 Blue St, Milton

Courtesy of Tarrant and Harman Real Estate and Auction Co 618-433-9436

$129,750

3 Beds ⋅ 1 Baths ⋅ 26059068 MLS

This large 3-bedroom home sits on just over half an acre and is filled with charm and character. From the beautiful original woodwork and hardwood floors to the built-ins and inviting fireplace in the living room, you’ll appreciate the details that make this home special. A large enclosed front porch provides the perfect spot to relax and enjoy your morning coffee or unwind at the end of the day. The kitchen has been updated with newer oak cabinetry, and the home also features replacement windows. Upstairs, you’ll find a spacious bonus room that could easily serve as a 4th bedroom, home office, playroom, or hobby space. Outside, there is plenty of room to enjoy on the just-over-half-acre lot, along with a detached 2-car garage with a roof replaced approximately three years ago. If you’re looking for a spacious home with original character, modern updates, and room to make it your own, this one is definitely worth a look!

147 Us Highway 51, Pana

Courtesy of Fayette County Real Estate 618-283-1776

$124,900

2 Beds ⋅ 1 Baths ⋅ 26059020 MLS

Cute, charming, and move-in ready! This adorable 2-bedroom, 1-bath home has had several updates and offers so much to love. Situated on a spacious large lot, there’s plenty of room to enjoy the outdoors. Relax on the inviting front porch or spend your evenings on the cute covered back porch, perfect for morning coffee, grilling, or unwinding at the end of the day. The property also features a detached 2-car garage with plenty of room for parking and storage. With its great curb appeal, generous yard, updates, and welcoming outdoor spaces, this home would make a wonderful starter home, downsizing option, or investment property.

208 N Church St, Mulberry Grove

Courtesy of Bond County Realtors 618-664-4232

$199,900

3 Beds ⋅ 1 Baths ⋅ 26058133 MLS

A little character, a great location, and plenty of potential! Located just minutes from downtown Waterloo, this home is ready for its next owner to make it their own. The main level features beautiful hardwood floors, two bedrooms, one full bathroom, a living room, and a kitchen. Head upstairs and you’ll find a third bedroom PLUS a separate loft/bonus area, giving you a little extra space for an office, hobby room, playroom, or whatever you need. The full unfinished basement offers plenty of storage and houses the laundry. Outside, you’ll find a fenced backyard with a patio, perfect for enjoying your morning coffee or letting the dogs run around. There’s also an attached one-car garage, because nobody likes scraping ice off their windshield. Whether you’re buying your first home, downsizing, or looking for a home with room to add your own touches, this one is worth a look. And did we mention the hardwood floors? Because they’re pretty great.

309 N Moore St, Waterloo

Courtesy of eXp Realty 618-567-9203

$25,000

2 Beds ⋅ 1 Baths ⋅ 26057665 MLS

Home located on a corner lot, full basement, detached 2 car garage. Incredible investment potential. Property is being sold in its "as is" condition, no inspections.

700 N Main St, Benld

Courtesy of Landmark Realty 618-466-1513

$56,000

1 Beds ⋅ 1 Baths ⋅ 26056955 MLS

Absolutely charming one-bedroom home that is fully move-in ready and has already passed all Swansea occupancy inspections. This property makes an excellent first home or a smart investment opportunity, previously used as an income producing rental property. Recent updates include newer water heater, rewiring, and replumbed. The furnace and A/C have been regularly serviced and maintained by Bel-O, offering peace of mind for future owners. Ceiling fans are located in the living room, kitchen, and bedroom for added comfort. Outside, enjoy a spacious backyard complete with a storage shed that will remain with the property. With its location, functionality, and proven rental history, this is a home you won’t want to miss.

1621 Schobert Dr, Swansea

Courtesy of RE/MAX All Star Advantage 618-234-8751

$82,500

2 Beds ⋅ 1 Baths ⋅ 26050272 MLS

Country Charm with Room to Grow! ?? Looking for a peaceful country setting without a lot of upkeep? This charming 2-bedroom, 1-bath home offers a wonderful opportunity for a first-time buyer, someone looking to downsize, an investor seeking a rental, or even the perfect little country cottage or hunting getaway. Situated on an additional lot, the property offers plenty of outdoor space and features that make country living special, including blackberry vines, an apple tree, two cherry trees, and a beautiful flowering peach tree. Enjoy your morning coffee or unwind in the evening from either the covered front porch or covered back porch. Inside, the home offers a functional kitchen with an abundance of cabinet space plus a convenient canning pantry—perfect for anyone who loves gardening, preserving, or simply having extra storage. A newer stove and refrigerator are included and will stay with the home. Additional features include an attached garage and a shed for even more storage. Whether you’re searching for an affordable primary residence, a weekend retreat, a rental investment, or a cozy place to simplify life, this little country home is worth a look!

501 Washington St, Hamburg

Courtesy of Dream Home Realty Centre Inc 618-497-4663

$220,000

2 Beds ⋅ 1 Baths ⋅ 26046574 MLS

Enjoy country living with convenient access to Staunton and the interstate! Set on 2 acres, this partially renovated home offers 2 bedrooms, 1 bathroom and around 1,200 square feet of finished living space on the main level. Hardwood floors add warmth and character, while convenient access points to plumbing and electrical components support future improvements. Step outside onto the deck to relax, entertain or enjoy the surrounding outdoor space. The framed and mostly plumbed upper level offers substantial expansion potential. The seller’s original vision included an additional bedroom, two bathrooms and a kitchenette, giving the next owner a head start toward creating additional living space. Outside, the property features open pasture, partial fencing and plenty of room to enjoy the outdoors. A large barn includes a couple of stalls along with space for a tractor, equipment or general storage. Located just outside of town in the Staunton School District, this property combines a peaceful rural setting with convenient access to local amenities and Interstate 55. Bring your ideas and discover the possibilities this unique property has to offer!

8975 State Route 4, Staunton

Courtesy of Cisler & Associates Real Estate 618-635-2244

$180,000

3 Beds ⋅ 2 Baths ⋅ 26046130 MLS

If you have been looking for a wonderful size, location, and neighborhood all wrapped up with 3 Bedrooms and 2 Baths, this might be the home for you. In pristine condition, with a well manicured lawn, located near the school, businesses and main highways for easy travel, this home has it. You can enjoy the patio on the east side of the home for drinking your early cup of coffee or enjoy time to sit in the evening breeze on your covered front porch. Includes an above ground pool to enjoy or share with friends, because there is ample parking in the drive as well as in the rear alley entrance. Available is an extensive list of updates to the property since the owner purchased it. Take time to see this soon, you don't want to miss it.

406 S Sparta St, Steeleville

Courtesy of Tri County Realty, Inc 618-426-3982

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Listing information is provided courtesy of the Broker Reciprocity/IDX of Bagnell Dam Association of REALTORS® and Lake of the Ozarks Board of REALTORS®, Inc. Multiple Listing Services. Copyright 2026 Multiple Listing Service, Inc. of Bagnell Dam Association of REALTORS® MLS, Inc. and Lake of the Ozarks Board of REALTORS® MLS, Inc. Information is being provided for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information herein is believed to be accurate and timely, but no warranty as such is expressed or implied. 2026 Century 21 Community