Out of Area Homes under $250,000

Welcome to the vibrant and charming subdivision of Out of Area in Missouri! Nestled in a serene landscape, this community offers an inviting atmosphere that perfectly balances comfort and convenience. With a variety of homes priced under $250,000, it’s an ideal choice for first-time homebuyers, young families, or anyone looking to invest in a friendly neighborhood without breaking the bank.

Out of Area boasts an array of well-maintained properties, each exuding character and warmth. From cozy single-family homes to charming townhouses, there’s something here for everyone. Imagine settling into a lovely abode with spacious yards, perfect for weekend barbecues or enjoying a quiet evening under the stars. The affordability of these homes allows you to invest in your future while enjoying the perks of homeownership.

The community is not just about the homes; it’s about the lifestyle. Residents of Out of Area enjoy easy access to local parks, schools, and recreational facilities, making it a fantastic place for families. The friendly atmosphere encourages neighborly connections, and community events are a staple here, fostering a sense of belonging.

With its strategic location in Missouri, Out of Area provides the perfect balance of suburban tranquility and urban accessibility. You’ll find shopping, dining, and entertainment options just a short drive away, ensuring you never have to venture far for your needs.

Discover the charm of Out of Area today, where affordable homes meet a welcoming community, and make your dream of homeownership a reality!

Newest Out of Area Homes under $250,000

$115,000

3 Beds ⋅ 1 Baths ⋅ 3590500 MLS

Cute, Cozy and Convenient! This adorable 3-bedroom, 1-bath single story home is full of charm and offers easy, one-level living with no stairs to worry about! You'll love the spacious layout, comfortable living spaces, and the HUGE yard- perfect for kids, pets, gardening, entertaining, or simply enjoying some room to spread out. Whether you're a first time buyer, looking to downsize, or searching for a great investment property, this little gem is worth a look! Come take a look- you might just fall in love!

309 E. Pettis Street, Other

Courtesy of eXp Realty LLC (LOBR) 866-224-1761

$204,900

2 Beds ⋅ 1 Baths ⋅ 3590439 MLS

Adorable and fully renovated lake home on the 77-mile marker of Lake of the Ozarks! This charming 2- bedroom, 1-bath property has been completely updated inside and out, featuring a stylish kitchen with all appliances included, fresh paint, new fixtures, and modern finishes throughout. Enjoy your own private dock with a 2-well slip perfect for easy lake access and entertaining. The home also offers a large detached two-car outbuilding, great for storage or lake toys. Currently used as a vacation rental, this home sits right next door to another available property an incredible opportunity to own two side-by-side lake homes for family, friends, or an investment compound. Located on nearly year-round water with a convenient commute from Kansas City, this is the lake life you’ve been waiting for! Waterfront Features

28253 Cove Drive, Lincoln

Courtesy of Real Broker, LLC 573-520-3099

$250,000

4 Beds ⋅ 2 Baths ⋅ 3590381 MLS

**WELCOME HOME!!** Offering more space than meets the eye, this property features a finished lower level plus an impressive oversized 20' x 30' insulated 2-car garage—perfect for vehicles, a workshop, hobbies or extra storage. The finished lower level provides valuable additional living space, including a non-conforming room ideal for a home office, hobby room or flex space, along with a large laundry room featuring generous storage and a dedicated folding area. On the main level, you'll find an updated bathroom and a well-equipped kitchen with all stainless steel appliances. Step outside to enjoy the fenced backyard, offering plenty of room for entertaining, pets or simply relaxing outdoors. An asphalt driveway provides convenient additional parking. Situated on approximately a half-acre, this home delivers the living space, storage and oversized garage you've been searching for—inside and out!

7865 Local Hillsboro Road, Other

Courtesy of Dunn and Associates LLC (573) 480-7938

$79,900

3 Beds ⋅ 1 Baths ⋅ 3589565 MLS

3 Bedroom 1 Bath manufactured home with detached 3 car garage located in peaceful Urbana MO on .70 acres. This home has a practical layout, and with the 3 car detached garage, this property provides an exceptional space for vehicles, hobbies, storage, or a workshop. This home would make a great investment property. MOST LIKELY NOT ELIGIBLE FOR FHA OR VA LOAN. CASH OR CONVENTIONAL ONLY.

416 N Atlantic Street, Urbana

Courtesy of Ozark Realty (573) 348-2781

$186,900

3 Beds ⋅ 2 Baths ⋅ 3590268 MLS

Don't miss this rare opportunity to own a charming 3-bedroom, 1.5-bathroom split-level home sprawling across a beautiful one-acre lot. Perfect for outdoor entertaining, gardening, or hobbies, this property offers the perfect blend of space and convenience. Inside, you'll find a highly functional multi-level layout ready for your personal touches, while the massive, detached two-car garage provides excellent storage, parking, or the perfect setup for a workshop. Properties offering a split-level design on a full acre under $190K do not last in this market. Schedule your tour today before it's gone tomorrow!

1418 S Summit Drive, Other

Courtesy of Ozark Realty (573) 348-2781

$220,000

2 Beds ⋅ 1 Baths ⋅ 3589763 MLS

Discover easy lake-area living in this beautiful 2026 new construction home in Warsaw, Missouri, where modern comfort meets the relaxed lifestyle of Truman Lake. This turnkey 2-bedroom, 1-bath home comes fully furnished, making it easy to move right in and start enjoying everything the area has to offer. Step outside onto the inviting wraparound porch, the perfect spot for morning coffee, evening conversations, or unwinding after a day on the water. Inside, the thoughtfully designed layout includes a versatile loft currently used as a third sleeping area (no closet), providing extra space for guests, a home office, or a cozy retreat. Lake lovers will appreciate the nearby community boat launch, along with the option to rent dock space for convenient access to the water. With Lake of the Ozarks nearby, boating, fishing, and outdoor adventures can easily become part of your everyday routine. Whether you're searching for a full-time residence, weekend lake getaway, or low-maintenance retreat, this brand-new, fully furnished Warsaw home is ready to enjoy from day one. Schedule your private showing today and start living the lake lifestyle!

30463 Sassafras Drive, Warsaw

Courtesy of EXP Realty, LLC (866) 224-1761

$199,999

1 Beds ⋅ 1 Baths ⋅ 3589889 MLS

GREAT FISHING AND LAKE TIME HOME WITH LARGE LIVING ROOM AND A LOFT THAT CAN SLEEP ALL THE EXTRA LAKERS. THIS WONDERFUL RETREAT SITS ON 2 LOTS WITH ALMOST 2.5 ACRES. HUGE SUN ROOM AND SCREENED IN PORCH. PROPERTY HAS FULL RV OR CAMPER HOOK-UP PLUS LARGE, OVER SIZED COVERED PARKING FOR YOUR BOAT AND ALL THE EQUIPMENT YOU MAY HAVE TO MAKE THIS YOUR PERFECT RETREAT. LARGE CORNER LOT WITH AN EXTRA SHED/OUTBUILDING FOR STORAGE. COME BUY TODAY!

27307 SUNSET Drive, Other

Courtesy of RE/MAX Premier Properties 816-690-7653

$225,000

2 Beds ⋅ 2 Baths ⋅ 3588609 MLS

***POSSIBLE LEASE OR LEASE/PURCHASE OPPORTUNITY***MOTIVATED SELLER—BRING YOUR OFFER! Why pay lakefront prices when you can enjoy the same incredible Lake of the Ozarks lifestyle for a fraction of the cost? This spacious, well-maintained 2-bedroom, 2-bath home offers approximately 1,800 square feet of comfortable living space in a peaceful lake community with private water access. Spend your days boating, fishing, swimming, or soaking up the sun with exclusive access to the community boat ramp and shared dock. Launch your boat with ease, enjoy endless days on the water, then return home to relax in a quiet setting away from the busy lake traffic. Inside, you'll love the open, spacious layout that's perfect for entertaining. Whether you're searching for a full-time residence, a weekend getaway, or an investment opportunity, this property checks all the boxes. Located just minutes from popular waterfront restaurants, marinas & some of the best fishing and boating the Lake of the Ozarks has to offer, you'll enjoy everything the lake is famous for—without the high taxes, maintenance, and premium price of lakefront ownership. Properties offering this combination of space & affordability!

29460 Huse Street, Warsaw

Courtesy of RE/MAX Premier Properties 816-690-7653

$150,000

2 Beds ⋅ 1 Baths ⋅ 3589393 MLS

Updated 2-bedroom, 1-bath lake cottage offering low-maintenance waterfront living just a 2-hour drive from Kansas City. Recent improvements include new roof, new exterior paint and deck stain, new decking on the pier, new water heater, updated plumbing and water pump, new LVP flooring throughout, and new kitchen countertops. Large windows throughout provide abundant natural light. Private pier with 5± ft. of cove depth, ideal for boating, fishing, and swimming. Wood-paneled living and dining area, classic kitchen with modern updates, and a shaded outdoor patio complete this move-in-ready retreat. Bidding Ends September 17, 1 PM

28329 Cove Drive, Lincoln

Courtesy of Cates Auction Real Estate Company 816-781-1134

$144,900

2 Beds ⋅ 1 Baths ⋅ 3589127 MLS

Charming and full of character, this inviting 2-bedroom, 1-bath home offers the perfect blend of timeless charm and modern updates. Situated on a spacious lot across from the school in Latham, this property is ideal for first-time homebuyers, those looking to downsize, or investors seeking a great investment opportunity. Inside, you'll appreciate the warmth and character of this older home, complemented by a beautifully remodeled bathroom featuring a modern walk-in shower. The functional layout provides comfortable living, while the unfinished basement offers valuable storage space for seasonal items and household essentials. Outside, the generous lot provides plenty of room to enjoy the outdoors, garden, or simply relax. A storage shed offers the perfect place to keep lawn equipment and gardening tools organized and protected. Enjoy the peaceful rural setting in this charming home that's ready for its next owner. Whether you're searching for an affordable place to call home or a property to add to your investment portfolio, this one offers comfort, character, and endless potential.

171 School Street, Latham

Courtesy of Real Broker, LLC 573-520-3099

$244,500

3 Beds ⋅ 2 Baths ⋅ 3588862 MLS

Every now and then, a home comes along that simply feels like the right place to slow down and enjoy life. Tucked into the Paradise Point community, this inviting 3-bedroom, 2-bath home blends modern updates with the relaxed lifestyle that draws so many to the Truman Lake area. The open floor plan creates an easy gathering space, while the kitchen features butcher block countertops, stainless steel appliances, and thoughtful finishes that add warmth and character. The main-level primary bedroom offers daily convenience, while 2 additional bedrooms and a bathroom upstairs provide flexible space for guests, hobbies, and more. Outside, the detached garage offers ample space for vehicles, tools, and all the gear that comes with lake living. With community access to a boat ramp at the 84 MM of Lake of the Ozarks, a swim area, and Truman Lake just moments away, weekends can be as adventurous, or as peaceful, as you choose. This isn't just a home near the lake…it's a place to enjoy the lifestyle that comes with it.

23142 Salley Drive, Warsaw

Courtesy of Integrity Home Team (573) 492-2600

$239,900

2 Beds ⋅ 1 Baths ⋅ 3588955 MLS

Lake of the Ozarks getaway with proven income potential just minutes from Warsaw! This beautifully updated 2-bedroom home is currently operating as a successful Airbnb, making it an excellent investment or personal lake retreat. Enjoy beautiful lake views from the front porch and spend your days on the platform swim dock, perfect for tying up the boat, swimming, fishing, and relaxing on the water. Inside, you'll find updated flooring, a remodeled kitchen, and inviting living spaces designed for entertaining family and friends. The bright sunroom is filled with natural light and offers peaceful lake views, creating the perfect place to unwind. There is also a community boat ramp a stones throw from house! Conveniently located close to Warsaw, you'll enjoy easy access to shopping, restaurants, and local amenities while still experiencing the peaceful lake lifestyle. Whether you're searching for a weekend escape, full-time residence, or turnkey short-term rental, this Lake of the Ozarks property is ready to enjoy.

17521 Snowcap Loop, Warsaw

Courtesy of Reece and Nichols Golden Key Realty (660) 438-7228

Start Your Search

Listing information is provided courtesy of the Broker Reciprocity/IDX of Bagnell Dam Association of REALTORS® and Lake of the Ozarks Board of REALTORS®, Inc. Multiple Listing Services. Copyright 2026 Multiple Listing Service, Inc. of Bagnell Dam Association of REALTORS® MLS, Inc. and Lake of the Ozarks Board of REALTORS® MLS, Inc. Information is being provided for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information herein is believed to be accurate and timely, but no warranty as such is expressed or implied. 2026 Century 21 Community