Out of Area Homes under $700,000

Welcome to Out of Area, a hidden gem nestled in the heart of Missouri, where charm meets affordability! This delightful subdivision offers a unique blend of serene living and modern conveniences, making it an ideal place for families, professionals, and retirees alike.

In Out of Area, you’ll find a diverse selection of homes, all priced under $700,000, ensuring that your dream home is within reach. Whether you’re looking for a cozy bungalow, a spacious family home, or a contemporary townhouse, this community has something for everyone. The homes here boast inviting designs, featuring open floor plans, modern amenities, and beautiful outdoor spaces perfect for entertaining or relaxing.

Living in Out of Area means embracing a lifestyle filled with the beauty of nature and the warmth of a close-knit community. Residents enjoy access to lush parks, scenic walking trails, and vibrant local shops and restaurants that make everyday life a pleasure. Families will appreciate the excellent schools nearby, providing quality education and a nurturing environment for children to thrive.

Conveniently located, Out of Area offers easy access to major highways, making commutes to nearby cities a breeze. With its friendly atmosphere and affordable housing options, this subdivision is quickly becoming a sought-after destination in Missouri.

Explore the possibilities of your new life in Out of Area, where your dream home awaits at an unbeatable price. Don’t miss out on this incredible opportunity to be part of a community that truly feels like home!

Newest Out of Area Homes under $700,000

$399,500

3 Beds ⋅ 3 Baths ⋅ 3590428 MLS

3-bed, 2.5-bath cabin surrounded by timber, backing to Corps land & equestrian trail. Enjoy views of Truman Lake! Open floor plan filled with natural light, a woodburning stove in the living room & the kitchen features, newer appliances & reverse osmosis faucet. Installed by Anderson in 2026 the front & rear entrance doors, front windows & sliding doors on the main level & basement. Bedroom in loft area currently non-conforming could easily be made conforming with addition of a closet. Full walkout basement has additional living space, easy access to outdoors, a nice-sized bedroom with an en-suite bathroom. 2-year-old roof installed by Erie Roofing System includes a transferrable warranty, Culligan water system & softener with reverse osmosis installed in 2025. ADT system with transferability. High speed broadband fiber optic cable internet Wi-Fi is connected to the home. 24’ x 36’ detached shop features a concrete floor, electricity, & plumbing in place. Located close to Berry Bend Boat Ramp, this property offers convenient access to Truman Lake while still providing the privacy and seclusion of your own acreage. Seller would entertain selling additional acreage used for hunting.

11558 Jordan River Road, Warsaw

Courtesy of Reece and Nichols Golden Key Realty (660) 438-7228

$115,000

3 Beds ⋅ 1 Baths ⋅ 3590500 MLS

Cute, Cozy and Convenient! This adorable 3-bedroom, 1-bath single story home is full of charm and offers easy, one-level living with no stairs to worry about! You'll love the spacious layout, comfortable living spaces, and the HUGE yard- perfect for kids, pets, gardening, entertaining, or simply enjoying some room to spread out. Whether you're a first time buyer, looking to downsize, or searching for a great investment property, this little gem is worth a look! Come take a look- you might just fall in love!

309 E. Pettis Street, Other

Courtesy of eXp Realty LLC (LOBR) 866-224-1761

$399,900

4 Beds ⋅ 2 Baths ⋅ 3590147 MLS

MOVE-IN READY & MADE FOR LIVING! This beautifully updated 1.5-story home delivers the space, style and features today's buyers want. The open floor plan welcomes you with vaulted ceilings, new LVP flooring, built-ins, surround sound and a cozy gas fireplace. The remodeled kitchen, completed just 2 years ago, features a large island with plenty of room to gather, cook and entertain. A desirable split-bedroom design offers privacy, while spacious walk-in closets provide excellent storage. Fresh interior paint, an owned water softener and a 3-year-old HVAC add even more value. Step outside to a flat, fully vinyl-fenced backyard designed for fun and flexibility, complete with a removable divider that's ideal for pets. Enjoy summer days in the above-ground pool, evenings under the patio gazebo and plenty of room for outdoor entertaining. The new vinyl fencing includes a lifetime warranty. With stylish updates, an open-concept layout and an incredible backyard, this home blends comfort, convenience and indoor-outdoor living. Schedule your private showing today! Located in Ashland's Middleton Crossing, this 4BR/2BA home offers 2,549 finished sq ft, a 2-car garage and no HOA. Truly a gem!!

311 Sarah Drive, Other

Courtesy of Ozark Realty (573) 348-2781

$204,900

2 Beds ⋅ 1 Baths ⋅ 3590439 MLS

Adorable and fully renovated lake home on the 77-mile marker of Lake of the Ozarks! This charming 2- bedroom, 1-bath property has been completely updated inside and out, featuring a stylish kitchen with all appliances included, fresh paint, new fixtures, and modern finishes throughout. Enjoy your own private dock with a 2-well slip perfect for easy lake access and entertaining. The home also offers a large detached two-car outbuilding, great for storage or lake toys. Currently used as a vacation rental, this home sits right next door to another available property an incredible opportunity to own two side-by-side lake homes for family, friends, or an investment compound. Located on nearly year-round water with a convenient commute from Kansas City, this is the lake life you’ve been waiting for! Waterfront Features

28253 Cove Drive, Lincoln

Courtesy of Real Broker, LLC 573-520-3099

$250,000

4 Beds ⋅ 2 Baths ⋅ 3590381 MLS

**WELCOME HOME!!** Offering more space than meets the eye, this property features a finished lower level plus an impressive oversized 20' x 30' insulated 2-car garage—perfect for vehicles, a workshop, hobbies or extra storage. The finished lower level provides valuable additional living space, including a non-conforming room ideal for a home office, hobby room or flex space, along with a large laundry room featuring generous storage and a dedicated folding area. On the main level, you'll find an updated bathroom and a well-equipped kitchen with all stainless steel appliances. Step outside to enjoy the fenced backyard, offering plenty of room for entertaining, pets or simply relaxing outdoors. An asphalt driveway provides convenient additional parking. Situated on approximately a half-acre, this home delivers the living space, storage and oversized garage you've been searching for—inside and out!

7865 Local Hillsboro Road, Other

Courtesy of Dunn and Associates LLC (573) 480-7938

$356,975

4 Beds ⋅ 3 Baths ⋅ 3590119 MLS

NO HOA, 6.4 ACRES & ROOM TO BREATHE! Discover the privacy and space buyers crave in this 4BR/3BA ranch close to conveniences in Holts Summit. With 2,545 sq ft of finished living space, this home offers a flexible layout with multiple living areas, a full walk-out lower level and room to spread out. The kitchen features quartz countertops, custom cabinetry and NEW appliances, while select areas feature NEW LVP flooring. A wet bar creates the perfect spot for entertaining. Enjoy the peaceful, wooded setting with mature trees and 6.4 private acres ideal for recreation, gardening, wildlife and hunting right on your own land. A fenced area gives pets room to play and roam. A Hardy wood-burning stove/boiler provides backup heat, plus a 2-YEAR-OLD WATER HEATER adds value. Relax on the covered front porch and enjoy country living without sacrificing convenience. A 2-car garage and PLENTY OF PARKING make hosting easy. NO HOA means more freedom to enjoy your property your way. Close to shopping, dining, schools & major routes, this property delivers the acreage, privacy, space and location buyers are searching for. Schedule your private showing today!

11741 County Rd 385, Other

Courtesy of Ozark Realty (573) 348-2781

$620,000

5 Beds ⋅ 3 Baths ⋅ 3590081 MLS

LUXURY MEETS PRIVACY in this exceptional 5BR/3BA walkout ranch, where refined design, quality craftsmanship and a breathtaking wooded backdrop create a home that feels like a private retreat. Step inside to abundant natural light and a showstopping chef's kitchen featuring floor-to-ceiling cabinetry, quartz countertops, oversized island, gas range, pantry and drawer microwave. The primary suite is a true masterpiece, highlighted by a spa-inspired ensuite with dramatic tilework, wet-room shower, freestanding soaking tub and custom walk-in closet. Pella windows and doors frame peaceful views of the adjoining forested city park, creating a rare treehouse-like setting with no homes directly behind you. Two expansive covered decks invite you to relax, entertain and enjoy unforgettable sunsets. The finished walkout lower level adds a spacious family room, wet bar, 2 bedrooms and full bath. A 3-car garage, tankless water heater, main-level laundry, abundant storage and transferrable structural warranty complete this remarkable home. Minutes from Mizzou and University Hospital—luxury, location and privacy beautifully combined. Designed for elevated living, this is the home you'll remember.

920 Engle Drive, Other

Courtesy of Ozark Realty (573) 348-2781

$79,900

3 Beds ⋅ 1 Baths ⋅ 3589565 MLS

3 Bedroom 1 Bath manufactured home with detached 3 car garage located in peaceful Urbana MO on .70 acres. This home has a practical layout, and with the 3 car detached garage, this property provides an exceptional space for vehicles, hobbies, storage, or a workshop. This home would make a great investment property. MOST LIKELY NOT ELIGIBLE FOR FHA OR VA LOAN. CASH OR CONVENTIONAL ONLY.

416 N Atlantic Street, Urbana

Courtesy of Ozark Realty (573) 348-2781

$186,900

3 Beds ⋅ 2 Baths ⋅ 3590268 MLS

Don't miss this rare opportunity to own a charming 3-bedroom, 1.5-bathroom split-level home sprawling across a beautiful one-acre lot. Perfect for outdoor entertaining, gardening, or hobbies, this property offers the perfect blend of space and convenience. Inside, you'll find a highly functional multi-level layout ready for your personal touches, while the massive, detached two-car garage provides excellent storage, parking, or the perfect setup for a workshop. Properties offering a split-level design on a full acre under $190K do not last in this market. Schedule your tour today before it's gone tomorrow!

1418 S Summit Drive, Other

Courtesy of Ozark Realty (573) 348-2781

21497 Risky Road Unit 1 & 2, Waynesville

$324,900

6 Beds ⋅ 6 Baths ⋅ 3590163 MLS

Location, privacy, and investment potential all in one! Just a short drive from FORT LEONARD WOOD and minutes from downtown Waynesville, this duplex puts residents close to shopping, dining, entertainment, and everyday amenities. Step into the LARGE BACKYARD and enjoy the added benefit of a PRIVACY FENCE, perfect for kids, pets, cookouts, or simply relaxing outside. Currently rented, this property offers an excellent opportunity for investors looking to add an INCOME PRODUCING PROPERTY to their portfolio. Each unit features 3 spacious bedrooms, 2.5 bathrooms, and a comfortable layout designed with everyday living in mind. The roomy living areas provide plenty of space for hosting friends and family, while the generously sized bedrooms offer room to unwind. With two desirable units, a convenient location, and an established rental setup, this duplex is an opportunity you won’t want to miss!

21497 Risky Road Unit 1 & 2, Waynesville

Courtesy of Century 21 Community (573) 777-5555

$299,000

1 Beds ⋅ 1 Baths ⋅ 3590054 MLS

Welcome to your new sanctuary! Seller did all of the hard work.... now all you need to do is move in and enjoy. Only a minutes to Osceola. Just in time for fall and hunting season. This lovely 22 acre parcel has plentiful deer, turkey and a wet water creek with a small waterfall to enjoy on your evening strolls. 2024 Clayton Homes Cumberland Park Model converted to a 1 bedroom 1 bath with eat in kitchen and living room. Newer 200 amp service and pole installed. Water well with filtration system installled in 2025 and has expansion room. 1000 gallon septic system installed in January 2026. 24 X 27 Polebarn built in 2024 with a Full RV hookup to access all of the utilities. Dont miss this move in ready gem ready for your weekend get aways!

7425 SW 101 Road, Other

Courtesy of Worth Clark Realty (800) 991-6092

$389,900

3 Beds ⋅ 2 Baths ⋅ 3590002 MLS

Enjoy the perfect combination of modern comfort, acreage, and plenty of storage with this 3-bedroom, 2-bath Lake of the Ozarks area home built in 2019, situated on 2.07 +/- acres with an impressive 40'x30' detached building. Step inside to a large, inviting living room featuring beautiful wood flooring, abundant natural light, and plenty of space for entertaining. The dedicated dining area flows into a spacious kitchen offering beautiful wood cabinetry, ample counter and cabinet space, and a large pantry. The primary suite provides plenty of room to unwind with multiple windows, a private ensuite bath, and walk-in closet. Two additional generously sized bedrooms complete the living space. Outside, the home features attractive stone and wood exterior accents, a well-maintained yard, and a 40'x30' detached building ideal for vehicles, boats, lake toys, equipment, or workshop space. Located just off paved roads with convenient access to Warsaw, Lincoln, and the Lake of the Ozarks, this property offers the space, location, and versatility you've been looking for!

22090 Lake Ridge Drive, Warsaw

Courtesy of Reece and Nichols Golden Key Realty (660) 438-7228

Start Your Search

Listing information is provided courtesy of the Broker Reciprocity/IDX of Bagnell Dam Association of REALTORS® and Lake of the Ozarks Board of REALTORS®, Inc. Multiple Listing Services. Copyright 2026 Multiple Listing Service, Inc. of Bagnell Dam Association of REALTORS® MLS, Inc. and Lake of the Ozarks Board of REALTORS® MLS, Inc. Information is being provided for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information herein is believed to be accurate and timely, but no warranty as such is expressed or implied. 2026 Century 21 Community