Holts Summit Homes under $250,000

Welcome to Holts Summit, Missouri—a charming community nestled in Callaway County that offers a perfect blend of small-town charm and modern convenience. Located just minutes from the vibrant city of Jefferson City, Holts Summit is an ideal location for those seeking a peaceful lifestyle without sacrificing access to urban amenities.

One of the standout features of Holts Summit is its diverse selection of homes, particularly for buyers seeking affordability. With numerous properties available under $250,000, this subdivision provides an excellent opportunity for first-time homebuyers, families, and investors alike. You’ll find a variety of styles, from cozy single-family homes to more spacious layouts, all set against the backdrop of picturesque neighborhoods and friendly neighbors.

Residents of Holts Summit enjoy a welcoming community atmosphere with excellent schools, local parks, and recreational facilities, making it a fantastic place to raise a family. The area is known for its strong sense of community, where neighbors become friends, and local businesses thrive. Enjoy leisurely strolls along tree-lined streets, weekend barbecues in your backyard, or family outings to nearby attractions.

In addition to its affordability, Holts Summit is conveniently located near major highways, making commuting a breeze. Whether you’re heading to work in Jefferson City or exploring the scenic beauty of Missouri's countryside, you’ll find that Holts Summit is perfectly positioned for both work and play.

Explore the charm of Holts Summit today and discover your dream home in this inviting community!

Newest Holts Summit Homes under $250,000

$135,000

3 Beds ⋅ 2 Baths ⋅ 437577 MLS

PUBLIC ONLINE REAL ESTATE AUCTION - Dates that the property will be open for viewing are Friday, Oct. 2, 2026 - 5-6pm and Sat. Oct. 3, 2026 - 2-3pm. Online Auction Closing Thurs. Oct 15, 2026 - Starts Closing at 6:00pm Property sells AS IS, WHERE IS. NO HOA. 3735 State Road AA offers approximately 39.18 acres in Holts Summit. The acreage features a mix of open pasture and wooded ground, mature trees, a pond, multiple building lots, two residences, older barns and an approximately 3,200 sq. ft. shed/horse barn. The property includes a 1938 two-story frame home with approximately 2,634 sq. ft. and a 1978 split-foyer brick home with approximately 1,344 sq. ft. Water and electric are reported on the tracts containing the two residences. No entry into either home will be permitted. The property has frontage along State Road AA and County Road 4008! Conveniently situated with access to State Road AA and connections to Highway 54 and Highway 94, providing access toward Holts Summit, Jefferson City, the Missouri River area, Hitachi Energy, and Callaway Energy Center. Tracts may be purchased individually, in combination, or as a whole and final sale will be at the Sellers discretion about the division or lack there of. Bid in any combination that would be agreeable to you and Seller will make final choice. The signed auction agreement designates the sale as an ABSOLUTE ONLINE AUCTION; sale remains subject to court approval. The MLS/listing price is only a suggested sales price; the current auction bid will be the prevailing sales price. A 3% Buyer's Premium will be added to the final high bid. A $45,000 non-refundable earnest money/down payment is due at the close of the auction, with final closing within 30 days. Cash purchase only; no government loans and no conventional loans requiring underwriting or appraisal. Buyers may use hard-money funds, a line of credit, or an equity line from their own property. Buyer to verify all measurements, acreage, tract boundaries, access, and online data and to rely on final survey/auction documents.

3735 STATE ROAD AA, Holts Summit

Courtesy of Wolfe Realty

$182,900

3 Beds ⋅ 2 Baths ⋅ 437390 MLS

Don't miss this rare opportunity to own a charming 3-bedroom, 1.5-bathroom split-level home sprawling across a beautiful one-acre lot. Perfect for outdoor entertaining, gardening, or hobbies, this property offers the perfect blend of space and convenience. Inside, you'll find a highly functional multi-level layout ready for your personal touches, while the massive, detached two-car garage provides excellent storage, parking, or the perfect setup for a workshop. Properties offering a split-level design on a full acre under $190K do not last in this market. Schedule your tour today before it's gone tomorrow!

1418 S SUMMIT DR, Holts Summit

Courtesy of Ozark Realty

$182,900

3 Beds ⋅ 2 Baths ⋅ 10074146 MLS

1418 S Summit Drive, Holts Summit

Courtesy of Ozark Realty

$185,000

2 Beds ⋅ 1 Baths ⋅ 433892 MLS

Multiple opportunities and an exceptional location for connectivity and convenience define this charming one-story residence offering true main-level living, ideally situated on just over an acre in the heart of Holts Summit. Positioned on a desirable corner lot, this well-located 2-bedroom, 1-bathroom home presents a thoughtfully designed layout featuring a spacious U-shaped kitchen with ample room for dining, flowing into an inviting open living area that encourages both comfortable everyday living and effortless entertaining. The utility and laundry room offers additional versatility and could easily function as a secondary gathering space, home office, or flex room depending on your needs.

550 S SUMMIT DR, Holts Summit

Courtesy of Wolfe Realty

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Listing information is provided courtesy of the Broker Reciprocity/IDX of Bagnell Dam Association of REALTORS® and Lake of the Ozarks Board of REALTORS®, Inc. Multiple Listing Services. Copyright 2026 Multiple Listing Service, Inc. of Bagnell Dam Association of REALTORS® MLS, Inc. and Lake of the Ozarks Board of REALTORS® MLS, Inc. Information is being provided for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information herein is believed to be accurate and timely, but no warranty as such is expressed or implied. 2026 Century 21 Community