Holts Summit Homes under $500,000

Welcome to Holts Summit, a charming community nestled in the heart of Callaway County, Missouri. Just a stone's throw away from the vibrant city of Jefferson City, Holts Summit offers the perfect blend of small-town charm and convenient access to urban amenities. Known for its friendly atmosphere and picturesque landscapes, this delightful subdivision is an ideal place for families, retirees, and anyone seeking a peaceful lifestyle.

One of the standout features of Holts Summit is its diverse range of homes available for under $500,000. Whether you're a first-time homebuyer or looking to downsize, you'll find an array of options that cater to different tastes and budgets. From cozy single-family homes with sprawling yards to modern townhouses with contemporary finishes, there's something for everyone in this welcoming community.

Residents of Holts Summit enjoy a rich tapestry of recreational opportunities, including parks, walking trails, and community events that foster a sense of belonging. The local schools are highly regarded, making it an attractive choice for families with children. With its close-knit community vibe, Holts Summit is not just a place to live; it's a place to thrive.

Explore the possibilities that await you in Holts Summit, where affordable homes meet a vibrant lifestyle. With a strong sense of community and a variety of amenities, this subdivision is truly a hidden gem in Missouri. Come discover your dream home today!

Newest Holts Summit Homes under $500,000

10878 COUNTRY AIRE MEADOWS CT, Holts Summit

$395,000

4 Beds ⋅ 2 Baths ⋅ 437595 MLS

$10,000 SELLER CREDIT. Experience elevated living in this stunning new construction ranch offering 1,884 finished sq. ft. of thoughtfully designed living space. Showcasing a sophisticated split-bedroom floor plan, soaring 9-foot ceilings, and an impressive vaulted great room, this home blends style and comfort seamlessly. The gourmet kitchen features custom cabinetry, elegant quartz countertops, a full stainless steel appliance package, and designer muted gold fixtures. Retreat to the luxurious primary suite complete with a tray ceiling, spacious walk-in closet, and spa-inspired bath with dual vanities. A generously sized mudroom adds everyday convenience, while abundant natural light enhances the open-concept living and dining areas. Situated on a .33-acre lot, the exterior offers striking Board & Batten accents, three-sided vinyl siding, and a 2-car attached garage. Seller offering a $10,000 credit. Luxury, quality, and modern design await you.

10878 COUNTRY AIRE MEADOWS CT, Holts Summit

Courtesy of ReeceNichols Mid Missouri- Fulton

$459,900

4 Beds ⋅ 3 Baths ⋅ 437594 MLS

Stunning New Construction Ranch in Indian Hills! Welcome to this beautifully designed 4-bedroom, 3-bath home offering over 2945-finished sq ft of living space. The main level features 1,631 main level sq. ft. with a desirable split-bedroom floor plan and an open-concept design that seamlessly connects the living, dining, and kitchen areas, creating the perfect space for entertaining and everyday living. The stylish kitchen showcases custom cabinetry, a large center island, stainless steel appliances, and warm, inviting finishes that complement the home's modern design. Luxury vinyl plank flooring flows throughout the main level. The spacious primary suite offers a walk-in closet, double vanity, and a private bath designed for comfort and relaxation The finished walkout basement adds approximately 1,314 sq. ft. of additional living space and is ideal for growing families or guests. Enjoy a large rec room, 4th bedroom, full bath, bonus room perfect for a playroom or game room, 9-foot ceilings, and a spacious John Deere room for extra storage and workspace. Located in the desirable Indian Hills subdivision, this quality-built new construction home combines modern style, functional living spaces, and exceptional value. Don't miss your opportunity to make this beautiful home yours! USDA eligible and minutes from Jefferson City and Holts Summit shopping!

959 COCHISE DR, Holts Summit

Courtesy of ReeceNichols Mid Missouri- Fulton

$135,000

3 Beds ⋅ 2 Baths ⋅ 437577 MLS

PUBLIC ONLINE REAL ESTATE AUCTION - Dates that the property will be open for viewing are Friday, Oct. 2, 2026 - 5-6pm and Sat. Oct. 3, 2026 - 2-3pm. Online Auction Closing Thurs. Oct 15, 2026 - Starts Closing at 6:00pm Property sells AS IS, WHERE IS. NO HOA. 3735 State Road AA offers approximately 39.18 acres in Holts Summit. The acreage features a mix of open pasture and wooded ground, mature trees, a pond, multiple building lots, two residences, older barns and an approximately 3,200 sq. ft. shed/horse barn. The property includes a 1938 two-story frame home with approximately 2,634 sq. ft. and a 1978 split-foyer brick home with approximately 1,344 sq. ft. Water and electric are reported on the tracts containing the two residences. No entry into either home will be permitted. The property has frontage along State Road AA and County Road 4008! Conveniently situated with access to State Road AA and connections to Highway 54 and Highway 94, providing access toward Holts Summit, Jefferson City, the Missouri River area, Hitachi Energy, and Callaway Energy Center. Tracts may be purchased individually, in combination, or as a whole and final sale will be at the Sellers discretion about the division or lack there of. Bid in any combination that would be agreeable to you and Seller will make final choice. The signed auction agreement designates the sale as an ABSOLUTE ONLINE AUCTION; sale remains subject to court approval. The MLS/listing price is only a suggested sales price; the current auction bid will be the prevailing sales price. A 3% Buyer's Premium will be added to the final high bid. A $45,000 non-refundable earnest money/down payment is due at the close of the auction, with final closing within 30 days. Cash purchase only; no government loans and no conventional loans requiring underwriting or appraisal. Buyers may use hard-money funds, a line of credit, or an equity line from their own property. Buyer to verify all measurements, acreage, tract boundaries, access, and online data and to rely on final survey/auction documents.

3735 STATE ROAD AA, Holts Summit

Courtesy of Wolfe Realty

$356,975

4 Beds ⋅ 3 Baths ⋅ 437475 MLS

NO HOA, 6.4 ACRES & ROOM TO BREATHE! Discover the privacy and space buyers crave in this 4BR/3BA ranch close to conveniences in Holts Summit. With 2,545 sq ft of finished living space, this home offers a flexible layout with multiple living areas, a full walk-out lower level and room to spread out. The kitchen features quartz countertops, custom cabinetry and NEW appliances, while select areas feature NEW LVP flooring. A wet bar creates the perfect spot for entertaining. Enjoy the peaceful, wooded setting with mature trees and 6.4 private acres ideal for recreation, gardening, wildlife and hunting right on your own land. A fenced area gives pets room to play and roam. A Hardy wood-burning stove/boiler provides backup heat, plus a 2-YEAR-OLD WATER HEATER adds value. Relax on the covered fro

11741 COUNTY ROAD 385, Holts Summit

Courtesy of Ozark Realty

$182,900

3 Beds ⋅ 2 Baths ⋅ 437390 MLS

Don't miss this rare opportunity to own a charming 3-bedroom, 1.5-bathroom split-level home sprawling across a beautiful one-acre lot. Perfect for outdoor entertaining, gardening, or hobbies, this property offers the perfect blend of space and convenience. Inside, you'll find a highly functional multi-level layout ready for your personal touches, while the massive, detached two-car garage provides excellent storage, parking, or the perfect setup for a workshop. Properties offering a split-level design on a full acre under $190K do not last in this market. Schedule your tour today before it's gone tomorrow!

1418 S SUMMIT DR, Holts Summit

Courtesy of Ozark Realty

$182,900

3 Beds ⋅ 2 Baths ⋅ 10074146 MLS

1418 S Summit Drive, Holts Summit

Courtesy of Ozark Realty

$259,900

3 Beds ⋅ 3 Baths ⋅ 437314 MLS

Welcome to 52 Lee Dr., located in the desirable My-Kee Lake Subdivision in Holts Summit! This 3-bedroom, 3-bath split-foyer home offers approximately 1,600 square feet of living space, a finished lower level, and a 2-car garage. Enjoy the benefits of lake access and a neighborhood setting while still being conveniently located near Holts Summit and Jefferson City. The home offers a functional floor plan with plenty of space and a great opportunity for a new owner to update and make it their own. With its location, lake access, and potential, this property has a lot to offer!

52 LEE DR, Holts Summit

Courtesy of American Jewell Realty LLC

$409,900

4 Beds ⋅ 2 Baths ⋅ 436963 MLS

Look no further, this is the home you've been waiting for! This new construction 4-bedroom, 2-bath home features a spacious, open floor plan with plenty of room to gather. It features a large kitchen with a large 8.5 foot island, dining room, and living area. Let's not forget the generous pantry for even more storage. The private primary suite offers a spacious bedroom and it's own bathroom complete with dual-vanity and makeup counter, separate custom tile shower and a large walk-in closet. Three additional bedrooms provide flexibility for family, guests, or a home office with a full bathroom located nearby. A dedicated laundry room with extra space to fold clothes, welcoming foyer, extra wide hallways, covered patio, engineered hardwood floors and deep rich tones are just a few more features that separates this home from the rest. It's a must see!

2153 MOONFLOWER DR, Holts Summit

Courtesy of Staton Realty Group 573-796-3976

$439,900

4 Beds ⋅ 3 Baths ⋅ 435640 MLS

New construction with a basement--what more could you ask for? This beautifully designed home offers 3 bedrooms, 3 full bathrooms and an unfinished basement that is fully framed and ready for your finishing touches. You could easily turn this home into a 4-5 bedroom, 3 bathroom. The open-concept kitchen, dining, and living area is perfect for entertaining. Right off the kitchen is a spacious walk-in pantry allowing for additional storage and extra outlets for your coffee maker or crock pot. The primary suite features a large walk-in closet with convenient walk through access to the laundry room, plus an ensuite bathroom with a double vanity and custom-tiled walk-in shower. Two additional bedrooms and a full bathroom are located on the opposite side of the home. This home offers incredible space and the opportunity to customize the unfinished basement to fit your needs. The lower level includes a framed bedroom, a full bathroom (to be completed by the builder prior to closing), a spacious family room, ample storage, and a massive SUSPENDED GARAGE stretching the full width of the home! Perfect for storage, hobbies, tools, and more! Builder is willing to provide a bid to finish basement if requested.

782 VINE DR, Holts Summit

Courtesy of Staton Realty Group 573-796-3976

$425,000

5 Beds ⋅ 3 Baths ⋅ 435224 MLS

This 5 bed, 2 1/2 bath home with numerous updates is nestled on 6.5 level acres in a quiet subdivision with easy access to neighboring cities. Enter the spacious foyer that flows into the formal dining room. The kitchen features granite countertops, abundant cabinetry, a gas range + electric oven. Enjoy time with friends & family in the living room by the fireplace or step out onto the patio to take in the view. With another room on the main level that could be used as bedroom & 4 bedrooms upstairs, this home has plenty of space! Downstairs boasts a large family room, library with built-in bookcases, & plenty of storage. The wooded acreage has tons of potential while the open areas are perfect for lawn games, gardening, or adding a pool. Rare blend of in-town living with country privacy.

130 ANGEL LN, Holts Summit

Courtesy of McMichael Realty, Inc.

$419,900

3 Beds ⋅ 2 Baths ⋅ 434390 MLS

Expect the Extraordinary on this magnificent New Construction Home located in Southwind Meadows Section 4, Holts Summit. This property is situated on a 0.44-acre level cul-de-sac lot and features exceptional craftsmanship throughout. The main level boasts 9' ceilings, with 10' tray ceilings in both the Great Room & the Primary Suite. The exterior includes a stone wainscoting front, vertical vinyl siding on two sides, and horizontal siding on the north and rear sides. For outdoor living, the home offers large covered front and rear porches with stamped concrete, perfect for enjoying sunrises and sunsets. Interior highlights include: - Kitchen: Solid surface countertops, a center island, a large walk-in pantry, & Stainless French Freezer Refigerator, range, dishwasher, disposal, & microwave Expect the Extraordinary on this magnificent New Construction Home in Southwind Meadows Section 4 in Holts Summit! Located on .44 level Acres on a cul de sac lot! 9' Ceilings throughout main level with 10' Tray Ceilings in the Great Room & Primary Suite. The Exterior will feature a stone wainscoating front with vertical vinyl siding on 2 sides and horizontal siding on the north & rear sides. Enjoy your outdoor space with large covered front & rear porches with stamped concrete & to take in sunrise & sunsets! The Kitchen abounds with solid surface countertops, an island, a large walk in pantry, Range, Dishwasher, Disposal & Microwave! The great room/dining room combinatiomn with this open concept floorplan adds to the modern touch this home exudes! No Carpet in this home, Engineered Hardwood Floors throughout except tile in the bathrooms! This one even offers an attached rear 13x12 storage garage with frech door for your garden equipment & accessories! The Primary suite offers a custom bathroom too with large custom tiled shower with daylight eyebrow window, 2 Sink vanity, solid surface countertops & a spacious walk in closet too! Spacious 2 Car Garage with 2 Garage doors! & a side walkout door. One Year Builder Warranty Included! Shown by Appointment only with an agent present!

2437 KIRK DR, Holts Summit

Courtesy of Garriott & Associates Realty

$331,900

4 Beds ⋅ 2 Baths ⋅ 434355 MLS

Experience elevated living in this brand-new construction 4-bedroom, 2-bath home located in The Vines Subdivision. Offering 1,612 square feet, this residence combines modern design with refined finishes to create a space that feels both comfortable and sophisticated. Inside, you'll find rich color palettes and upscale details that add depth and character throughout the home. Specialty tray lighting enhances the living room and kitchen, adding a distinctive architectural touch and warm ambiance. The open layout provides a seamless flow between living spaces, ideal for both everyday living and entertaining. The fourth bedroom is intentionally designed as a more compact space, making it a perfect option for a home office, hobby room, or flexible use area. The kitchen and main living areas showcase a polished, high-end feel, delivering the look and ambiance of luxury at an exceptional value. Additional features include built-in attic storage for added convenience and organization. Step outside to a private patio, offering a great setting for relaxing or enjoying time outdoors. Conveniently located with quick access to Highway 54, this home is approximately 15 minutes from Jefferson City and about 30 minutes from Columbia, making commuting simple. It is also located near Mosers grocery store, adding ease to everyday errands. A stylish, thoughtfully designed new home offering flexibility, comfort, and standout design--you don't want to miss this one!

787 VINE DR, Holts Summit

Courtesy of ReeceNichols Mid Missouri- Fulton

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Listing information is provided courtesy of the Broker Reciprocity/IDX of Bagnell Dam Association of REALTORS® and Lake of the Ozarks Board of REALTORS®, Inc. Multiple Listing Services. Copyright 2026 Multiple Listing Service, Inc. of Bagnell Dam Association of REALTORS® MLS, Inc. and Lake of the Ozarks Board of REALTORS® MLS, Inc. Information is being provided for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information herein is believed to be accurate and timely, but no warranty as such is expressed or implied. 2026 Century 21 Community