Holts Summit Homes under $350,000

Welcome to Holts Summit, Missouri—a charming subdivision nestled in the heart of Callaway County. This delightful community offers a perfect blend of small-town charm and modern convenience, making it an ideal place for families, professionals, and retirees alike.

Holts Summit is renowned for its friendly atmosphere and strong sense of community. Residents enjoy a peaceful lifestyle while being just a short drive from the vibrant city of Jefferson City, where you can find an array of shopping, dining, and entertainment options. The area is also rich in outdoor activities, with nearby parks and trails that invite you to explore the stunning natural beauty of Missouri.

One of the most appealing aspects of Holts Summit is its diverse range of homes available for under $350,000. Whether you’re looking for a cozy starter home, a spacious family residence, or a charming bungalow, you'll find a variety of options that cater to different tastes and needs. Many of these homes boast modern amenities, open floor plans, and well-maintained yards, making them perfect for creating lasting memories with loved ones.

Holts Summit is not just a place to live; it’s a community where you can thrive. With excellent schools, friendly neighbors, and a strong community spirit, it’s no wonder that many are choosing to call this enchanting subdivision home. Discover the charm of Holts Summit today, and find your dream home in this welcoming Missouri community!

Newest Holts Summit Homes under $350,000

$135,000

3 Beds ⋅ 2 Baths ⋅ 437577 MLS

PUBLIC ONLINE REAL ESTATE AUCTION - Dates that the property will be open for viewing are Friday, Oct. 2, 2026 - 5-6pm and Sat. Oct. 3, 2026 - 2-3pm. Online Auction Closing Thurs. Oct 15, 2026 - Starts Closing at 6:00pm Property sells AS IS, WHERE IS. NO HOA. 3735 State Road AA offers approximately 39.18 acres in Holts Summit. The acreage features a mix of open pasture and wooded ground, mature trees, a pond, multiple building lots, two residences, older barns and an approximately 3,200 sq. ft. shed/horse barn. The property includes a 1938 two-story frame home with approximately 2,634 sq. ft. and a 1978 split-foyer brick home with approximately 1,344 sq. ft. Water and electric are reported on the tracts containing the two residences. No entry into either home will be permitted. The property has frontage along State Road AA and County Road 4008! Conveniently situated with access to State Road AA and connections to Highway 54 and Highway 94, providing access toward Holts Summit, Jefferson City, the Missouri River area, Hitachi Energy, and Callaway Energy Center. Tracts may be purchased individually, in combination, or as a whole and final sale will be at the Sellers discretion about the division or lack there of. Bid in any combination that would be agreeable to you and Seller will make final choice. The signed auction agreement designates the sale as an ABSOLUTE ONLINE AUCTION; sale remains subject to court approval. The MLS/listing price is only a suggested sales price; the current auction bid will be the prevailing sales price. A 3% Buyer's Premium will be added to the final high bid. A $45,000 non-refundable earnest money/down payment is due at the close of the auction, with final closing within 30 days. Cash purchase only; no government loans and no conventional loans requiring underwriting or appraisal. Buyers may use hard-money funds, a line of credit, or an equity line from their own property. Buyer to verify all measurements, acreage, tract boundaries, access, and online data and to rely on final survey/auction documents.

3735 STATE ROAD AA, Holts Summit

Courtesy of Wolfe Realty

$182,900

3 Beds ⋅ 2 Baths ⋅ 437390 MLS

Don't miss this rare opportunity to own a charming 3-bedroom, 1.5-bathroom split-level home sprawling across a beautiful one-acre lot. Perfect for outdoor entertaining, gardening, or hobbies, this property offers the perfect blend of space and convenience. Inside, you'll find a highly functional multi-level layout ready for your personal touches, while the massive, detached two-car garage provides excellent storage, parking, or the perfect setup for a workshop. Properties offering a split-level design on a full acre under $190K do not last in this market. Schedule your tour today before it's gone tomorrow!

1418 S SUMMIT DR, Holts Summit

Courtesy of Ozark Realty

$182,900

3 Beds ⋅ 2 Baths ⋅ 10074146 MLS

1418 S Summit Drive, Holts Summit

Courtesy of Ozark Realty

$259,900

3 Beds ⋅ 3 Baths ⋅ 437314 MLS

Welcome to 52 Lee Dr., located in the desirable My-Kee Lake Subdivision in Holts Summit! This 3-bedroom, 3-bath split-foyer home offers approximately 1,600 square feet of living space, a finished lower level, and a 2-car garage. Enjoy the benefits of lake access and a neighborhood setting while still being conveniently located near Holts Summit and Jefferson City. The home offers a functional floor plan with plenty of space and a great opportunity for a new owner to update and make it their own. With its location, lake access, and potential, this property has a lot to offer!

52 LEE DR, Holts Summit

Courtesy of American Jewell Realty LLC

$331,900

4 Beds ⋅ 2 Baths ⋅ 434355 MLS

Experience elevated living in this brand-new construction 4-bedroom, 2-bath home located in The Vines Subdivision. Offering 1,612 square feet, this residence combines modern design with refined finishes to create a space that feels both comfortable and sophisticated. Inside, you'll find rich color palettes and upscale details that add depth and character throughout the home. Specialty tray lighting enhances the living room and kitchen, adding a distinctive architectural touch and warm ambiance. The open layout provides a seamless flow between living spaces, ideal for both everyday living and entertaining. The fourth bedroom is intentionally designed as a more compact space, making it a perfect option for a home office, hobby room, or flexible use area. The kitchen and main living areas showcase a polished, high-end feel, delivering the look and ambiance of luxury at an exceptional value. Additional features include built-in attic storage for added convenience and organization. Step outside to a private patio, offering a great setting for relaxing or enjoying time outdoors. Conveniently located with quick access to Highway 54, this home is approximately 15 minutes from Jefferson City and about 30 minutes from Columbia, making commuting simple. It is also located near Mosers grocery store, adding ease to everyday errands. A stylish, thoughtfully designed new home offering flexibility, comfort, and standout design--you don't want to miss this one!

787 VINE DR, Holts Summit

Courtesy of ReeceNichols Mid Missouri- Fulton

$185,000

2 Beds ⋅ 1 Baths ⋅ 433892 MLS

Multiple opportunities and an exceptional location for connectivity and convenience define this charming one-story residence offering true main-level living, ideally situated on just over an acre in the heart of Holts Summit. Positioned on a desirable corner lot, this well-located 2-bedroom, 1-bathroom home presents a thoughtfully designed layout featuring a spacious U-shaped kitchen with ample room for dining, flowing into an inviting open living area that encourages both comfortable everyday living and effortless entertaining. The utility and laundry room offers additional versatility and could easily function as a secondary gathering space, home office, or flex room depending on your needs.

550 S SUMMIT DR, Holts Summit

Courtesy of Wolfe Realty

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Listing information is provided courtesy of the Broker Reciprocity/IDX of Bagnell Dam Association of REALTORS® and Lake of the Ozarks Board of REALTORS®, Inc. Multiple Listing Services. Copyright 2026 Multiple Listing Service, Inc. of Bagnell Dam Association of REALTORS® MLS, Inc. and Lake of the Ozarks Board of REALTORS® MLS, Inc. Information is being provided for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information herein is believed to be accurate and timely, but no warranty as such is expressed or implied. 2026 Century 21 Community